What happens after I submit the Quick Enquiry form? — Small Business Loans

Summary (TL;DR): After you submit the Quick Enquiry we show an on-screen confirmation and send an email. We securely match your business details to a shortlist of UK lenders and brokers who can provide business finance from £10,000 upwards. Those partners will usually contact you by phone or email (often within hours, up to 48 hours) to discuss eligibility and next steps. You remain in control — responses are free and no obligation. Ready now? Get Quote Now — Free Eligibility Check

Quick summary: What to expect in 60 seconds

In a minute you’ll get an on-screen confirmation and an email receipt. We use the details you provide to match your business with lenders and brokers best suited to your sector and funding needs. Partners will contact you with a free, no-obligation eligibility check or indicative quote — typically within hours, sometimes up to 48 hours. If you want to move forward you may be asked to supply documents for a formal application.

Start Your Enquiry — Free Eligibility Check

Step-by-step: What happens after you hit send

Here’s the process in more detail. Read on to learn how to speed things up and what to expect at each stage.

1. Immediate confirmation (within seconds–minutes)

Right after submission you’ll see an on-screen confirmation. This confirms we’ve received your Quick Enquiry and gives you a reference number. We’ll also send a confirmation email summarising the details you supplied and noting an expected response timeframe.

• On-screen message: reference number and next steps.
• Confirmation email: copy of your enquiry, contact details for UK Business Loans, and a short compliance note.
• If your enquiry is incomplete we may invite you to add one or two missing items — this speeds up matching.

Complete the short form — Get Quote Now

2. Secure matching to the right lenders & brokers (minutes–hours)

We match your enquiry using a mix of automated and expert rules: sector, loan amount, trading history, purpose of funds and the basic credit position you provide. Our aim is to identify lenders and brokers who are most likely to help — for example, specialists for construction, hospitality, sustainability projects or asset finance.

Matching means we only pass your enquiry to partners who are relevant to your needs. This increases the chance of receiving fast, appropriate responses rather than generic outbound sales. While we carefully select partners, submitting an enquiry does not guarantee an offer.

Note: we introduce your enquiry — we do not underwrite or approve finance. If you want to proceed after an initial contact, the lender or broker will run their own checks.

3. How lenders/brokers will contact you (hours–48 hours)

Most partners contact businesses by phone and email. During busy periods or outside normal business hours this can take up to 48 hours.

• Typical contact: phone call followed by an email with next steps.
• Sometimes partners send a short SMS to arrange a convenient time to talk.
• Early conversations are usually high-level and non-binding; formal checks happen only if you choose to proceed.

Get Quote Now — Free Eligibility Check

4. What information you should be ready to share

Having a few items to hand makes early conversations faster and improves the quality of matches and quotes.

• Business details: registered name, company number, trading address.
• Loan requirement: amount needed (we handle requests from £10,000 and upwards) and the purpose of funds.
• Trading data: annual turnover, time trading, and estimated monthly revenues.
• Outstanding finance: existing business debts, recent CCJs or insolvency history (if applicable).
• Documents (if available): last 3–6 months’ business bank statements, latest management accounts or filed accounts, ID for directors.

Tip: upload documents only when asked — sharing them too early can slow the process if the initial match is not suitable.

5. Comparing offers & next steps if you get quotes

Once you receive indicative quotes you’ll typically see:

• Indicative rate or APR, fees and the term
• Repayment type (monthly, interest-only, balloon) and any early repayment charges
• Whether security is required (personal guarantee, charge over property, asset security)

How to compare offers:

1. Look at total cost (including fees), not just headline rate.
2. Check the term and monthly payment to ensure affordability.
3. Note any arrangement fees, early repayment penalties and security requirements.

Brokers can help you negotiate terms, clarify fine print and oversee the underwriting process. You choose whether to accept an offer; if you do, expect further documentation, credit and affordability checks from the lender.

Free Eligibility Check — Get Quote Now

Timeline expectations & realistic outcomes

Typical timescales:

• Initial contact: often within a few hours during business hours; allow up to 48 hours.
• Indicative quotes: hours to a few days depending on product and partner workload.
• Formal offer and completion: 3–14 business days for many unsecured or invoice finance products; asset finance and commercial property finance can take longer (several weeks).

Example scenarios:

• Working capital / unsecured loans — fastest (often within days).
• Asset finance / vehicle finance — typically quick if assets are standard.
• Commercial mortgages or complex refinance — longer due diligence and valuation timeframes.

Privacy, data sharing & compliance

We treat your data with care. Plain-language points:

• We only share your enquiry with selected UK lenders and brokers to obtain quotes and eligibility checks.
• Your details are transmitted via encrypted forms and stored securely. See our Privacy Policy for full details.
• Submitting a Quick Enquiry is free and does not commit you to a loan.
• Submitting an enquiry does not affect your credit score. Lenders may perform credit checks only if you agree to proceed with an application.

Disclosure near CTAs: UK Business Loans is an introducer. We do not lend money or provide regulated financial advice. Submitting a Quick Enquiry is free and has no obligation.

Your details are secure — Free Eligibility Check

Benefits of using UK Business Loans (Small Business Loans focus)

• Fast matching to lenders and brokers who understand your sector.
• Free, no-obligation eligibility checks and indicative quotes.
• Access to specialist providers for sectors such as construction, hospitality, sustainability and retail.
• We focus on business funding from £10,000 upwards.

For more detail about the kinds of funding for smaller companies see our page on small business loans.

Prepare to speed up the process: Quick tips & common questions

• Give accurate contact details and best times to call.
• Be honest about credit history — it helps partners make useful matches.
• Have recent bank statements and basic accounts ready to upload when asked.
• Note key dates (e.g. VAT return dates, upcoming major invoices) to discuss with lenders.

Ready to get started?

Get Quote Now — Free Eligibility Check — It’s quick, secure and no obligation: Get Quote Now

FAQs

What happens once I submit the Quick Enquiry form on UK Business Loans?

You’ll see an on-screen confirmation and receive an email. We match your details to suitable lenders/brokers who may contact you with a free, no-obligation quote — usually within hours to 48 hours.

What happens after I send the Quick Enquiry form on UK Business Loans?

We shortlist partners who fit your request and share your enquiry so they can get in touch. You’ll be invited to discuss options and supply documents only if you want to proceed.

What occurs after I submit the Quick Enquiry form on UK Business Loans?

Same process: confirmation, secure matching, partner contact and then comparison — you decide whether to apply.

After I submit the Quick Enquiry form on UK Business Loans, what happens?

Expect an immediate confirmation and an email. Partners will contact you with eligibility checks and potential quotes.

What should I expect after submitting the Quick Enquiry form on UK Business Loans?

Quick contact from matched lenders/brokers, guidance on likely options, and clarity on what documents are needed if you choose to apply.

What happens next after I submit the Quick Enquiry form on UK Business Loans?

Partners contact you to discuss options; if you accept an initial offer you’ll enter formal underwriting with the lender or broker.

What is the next step after I submit the Quick Enquiry form on UK Business Loans?

Speak to the lender or broker who contacts you — they’ll run a free eligibility check and, if suitable, provide an indicative quote.

What happens after I complete and submit the Quick Enquiry form on UK Business Loans?

We match and introduce your enquiry. You’ll receive contact from relevant partners — usually within 48 hours.

Once I submit the Quick Enquiry form on UK Business Loans, what happens next?

Confirmation, matching, contact and comparison. You’re under no obligation to accept any offers.

What will happen after I submit the Quick Enquiry form on UK Business Loans?

We send your enquiry to chosen partners; they will contact you to discuss options and next steps.

Other quick FAQs

Will submitting an enquiry affect my credit score? No — a Quick Enquiry does not affect your credit file. Formal checks only happen if you apply and give permission.

Is the service free? Yes — our introduction service is free. Any fees or costs would be disclosed by the lender if you accept an offer.

What amounts can I enquire about? We handle business funding requests from £10,000 and upwards.

Footer / Next steps

Ready to get matched with lenders and brokers for a free, no-obligation eligibility check? Get Quote Now — Free Eligibility Check

Types of business finance • Privacy Policy • Terms • Contact

UK Business Loans is an introducer. We do not lend money or provide regulated financial advice. Submitting a Quick Enquiry will not affect your credit score. Lenders may perform credit checks only with your permission when you choose to proceed.

1. What happens after I submit the Quick Enquiry form?
You’ll get an on-screen confirmation and email, and we securely match your details to relevant UK lenders and brokers who will usually contact you with a free, no‑obligation eligibility check or indicative quote (often within hours, up to 48 hours).

2. Will submitting a Quick Enquiry affect my credit score?
No — submitting a Quick Enquiry is an introductory step and does not affect your credit file; lenders only perform formal credit checks if you agree to proceed.

3. How quickly will lenders or brokers contact me after I send my enquiry?
Most partners contact businesses within a few hours during business hours, though it can take up to 48 hours at busier times.

4. Is the Quick Enquiry a loan application or just an introduction?
It’s just an introduction — the Quick Enquiry helps us match you with suitable lenders and brokers but is not a formal application or approval.

5. What loan amounts can I enquire about through UK Business Loans?
You can request business funding from £10,000 upwards, with options available across unsecured, secured, asset and commercial finance products.

6. Is the UK Business Loans service free and are there any hidden fees?
Yes — our matchmaking and eligibility checks are free and no obligation; any fees would be disclosed directly by the lender if you accept an offer.

7. What documents should I have ready to speed up the business loan process?
Have your business name and company number, recent bank statements (3–6 months), latest management or filed accounts, turnover figures, and ID for directors ready to share when requested.

8. Can start-ups or businesses with bad credit get matched to lenders?
Yes — we work with lenders and specialist brokers who handle start‑ups and businesses with imperfect credit histories, though suitability depends on each lender’s criteria.

9. Are the lenders and brokers you introduce FCA‑regulated?
We partner with reputable UK lenders and FCA‑regulated brokers who follow industry rules and treat customers fairly.

10. How should I compare indicative quotes to choose the best business loan?
Compare total cost (APR and fees), term, monthly repayments, repayment type and any security or early‑repayment charges to pick the most affordable and suitable option.