Summary: Quick answer

UK Business Loans is an introducer that helps UK limited companies and SMEs find business finance solutions (from around £10,000 and upwards). We protect your data through modern technical security, strict access controls and careful partner vetting. We keep our marketing and financial promotions accurate and easy to understand by following plain‑English principles, internal review procedures and clear disclosures about our role and how we’re paid. If you want a fast, no‑obligation match, start a Free Eligibility Check: Get Quote Now — Free Eligibility Check.

What you’ll learn on this page:

• Exactly what data we ask for and why
• Security controls we use to protect your information
• How we ensure promotions are clear, fair and not misleading
• How consent and matching work, plus your rights

How we safeguard your data

What we collect — minimum, purpose‑limited data

We collect only the business and contact details needed to match you to relevant lenders and brokers: company name, contact name, business email, phone number, the finance required (amount and purpose) and a few sector / turnover indicators. We avoid collecting sensitive personal data unless it is explicitly required later by a lender during a formal application. Collecting less means less risk for you.

Data security & encryption

Security is built into our service. Website traffic and form submissions use TLS/HTTPS so data is encrypted in transit. Sensitive data stored in our systems is encrypted at rest. We use reputable UK/ EU‑based hosting and infrastructure partners, keep systems patched, and maintain regular vulnerability scans and periodic penetration testing by third‑party security specialists.

Access controls & limited sharing

Internal access is strict and role‑based — only staff who need your details to match enquiries can view them. Sharing is purpose‑limited: we only send your enquiry to selected lenders or brokers who can help with the funding you asked for. Every share is logged so we can audit who received what and when.

Third‑party processors & due diligence

We use third‑party services such as a CRM, secure email providers, payment processors and analytics tools. Each provider must meet minimum security requirements and sign a Data Processing Agreement (DPA) that limits their use of your data to processing on our behalf. Before onboarding a partner we run due diligence checks covering security, reputation and compliance standards.

Data retention, deletion and your rights

We retain enquiry data for a reasonable period to complete matches and handle follow‑up (typically a limited number of months unless you or a partner asks us to retain it longer). You have the right to request access, correction, portability or deletion of your personal data. To submit a request, use our Privacy Policy details or contact us at the address in the footer. We will respond promptly and follow the legal timelines for Subject Access Requests.

Incident response & notifications

We maintain an incident response plan. In the unlikely event of a data breach we will contain the incident, assess the impact and notify affected parties and the ICO where required by law. We’ll also explain what we are doing to prevent a recurrence.

Read our full Privacy Policy and our Terms & Conditions for complete details.

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How we make promotions clear, fair and not misleading

Our role — clear, upfront

We are an introducer and lead service that connects businesses with lenders and brokers. We are not a lender and we do not give regulated financial advice. We make that clear in all promotions and on every relevant page so you know who you’re dealing with.

Plain‑English principle and internal review

Every piece of marketing copy is reviewed for clarity and accuracy. We avoid jargon and use plain English to explain product types, likely costs and common risks. Where numbers are used (example rates, fees or timelines), we ensure they are either factual, dated or shown as an example with an explanation of variability.

Advertising compliance and platform rules

Our adverts and landing pages follow platform policies (for example Google’s financial ads rules) and best practice: accurate headlines, clear role disclosures, and no exaggerated claims. Promotions direct users to transparent next steps — typically the Free Eligibility Check — and never hide key information about costs or obligations.

Accuracy, evidence and comparisons

If we provide comparisons or typical example figures we state the methodology and date. We do not publish misleading APRs or pretend to guarantee outcomes. Where a partner supplies a specific offer or rate, that partner is responsible for its accuracy and we make clear who supplies any offer.

Fees, commissions and transparency

We are transparent about how we are paid. UK Business Loans receives payment from some partners when an enquiry is completed (lead fees or commissions). This does not increase any costs payable to lenders — offers come directly from lenders/brokers — and you are under no obligation to accept any quote. We include a short disclosure wherever we collect enquiries and on key pages.

User experience — no pressure, clear consent

Our process is opt‑in: you decide whether to proceed with conversations from lenders or brokers. We require an explicit consent checkbox on the enquiry step that explains how we will share your data to obtain quotes.

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How matching and consent work (step‑by‑step)

We’ve designed the enquiry process to be fast and transparent.

1. Short form (under 2 minutes) — basic business details, funding amount (we typically match enquiries from £10,000 upwards) and purpose.
2. Explicit consent — a clear checkbox: “I consent to UK Business Loans sharing my information with selected lenders/brokers to receive quotations. I understand I’m under no obligation to accept any offer.”
3. Matching — we forward your enquiry to 1–3 partners best suited to your request. Partners will contact you by phone or email.
4. Credit checks — submitting an enquiry does not perform a hard credit search. Partners may carry out soft checks or later hard checks if you progress to a formal application — we make this clear before any credit searches occur.
5. Response times — you’ll often hear back within hours during business hours; some partners respond within minutes for straightforward requests.

Sample consent microcopy we use: “I consent to UK Business Loans sharing my information with selected lenders/brokers to receive quotations. I understand I’m under no obligation to accept any offer and that matching may result in email or phone contact.”

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Proof, reassurance and trust signals

We use multiple signals to build trust:

• Industry partners and experience — our team have years of commercial finance and broking experience.
• Security badges and HTTPS — visible site security and privacy pages.
• Independent reviews — links to review platforms (Trustpilot / Google Reviews) where customers share their experience.
• Case study example — “A mid‑sized construction business seeking £150k for plant and working capital was matched to a specialist lender and funded within 10 days” (anonymised).

Learn more about who we work with on our About and Our Partners pages.

Frequently asked questions

Will submitting an enquiry affect my credit score?

No. Submitting an enquiry via UK Business Loans does not perform a hard credit search. Lenders may perform credit checks later if you progress to an application.

Are you a lender?

No. We are an introducer that connects businesses with lenders and brokers — we do not lend or provide regulated financial advice.

Who do you share my data with?

We share your enquiry only with selected lenders and brokers who match your needs and have passed our vetting. Sharing is logged and limited to the purpose of sourcing quotes.

How quickly will I get quotes?

Often within hours. Response times vary by partner and complexity of the request; simple enquiries can be handled within a few hours during business days.

Do I have to accept any offer?

No. You are under no obligation to accept quotes or proceed with any partner we introduce.

How do I request deletion of my data?

Contact our data team via the Privacy Policy page or email the address listed on our Contact page. We will confirm deletion and remove your data from our matching processes per applicable law.

Get Quote Now — Free Eligibility Check

Short summary & next steps

UK Business Loans is focused on secure, transparent matching between UK businesses and finance providers. We limit the data we collect, protect it with modern security controls, and make sure our promotions explain who we are, how we are paid, and what to expect. If you want quick, no‑obligation options for business loans and business finance starting from around £10,000, complete a short enquiry and we’ll match you to lenders and brokers who can help.

Start Your Free Eligibility Check — Get Quote Now
Less than 2 minutes. No cost. No obligation.

Important: UK Business Loans is an introducer and not a lender or regulated financial adviser. We connect businesses with lenders and brokers who can provide finance. Using our service is free and you are under no obligation to accept any offers. See our Privacy Policy for how we handle your data.