Commercial Finance Quick Quote — No Obligation
Summary: Submit a short, no‑obligation enquiry and UK Business Loans will match your company to specialist commercial lenders and brokers for funding from £10,000 upwards. Our quick quote process takes around 2 minutes, will not affect your credit file, and typically generates lender/broker contact within hours to 48 hours so you can compare options and decide what’s best for your business. Ready to start? Get Started — Free Eligibility Check
How the quick quote works — quick overview
In four clear steps you can get an indicative, no‑obligation response from lenders and brokers who specialise in commercial finance:
- Complete a short enquiry (takes under 2 minutes).
- We review and match your requirement with suitable lenders and brokers.
- Matched partners contact you with an indicative quote or to request brief documents.
- Compare offers and choose whether to proceed — there’s no obligation to accept.
Why use UK Business Loans for commercial finance?
Finding the right commercial finance for construction, development or sustainability projects can be time consuming. UK Business Loans simplifies the process by introducing your business to lenders and brokers who specialise in your sector and loan size.
- Speed: Short enquiry → rapid matches.
- Specialist matching: We prioritise providers who understand construction, property development and green projects.
- Free & no obligation: Using our service costs you nothing and you’re free to decline any offer.
- Helps you compare: Receive multiple approaches and choose the most suitable lender/broker.
We act as an introducer; we do not lend directly or provide regulated financial advice. If you want to check eligibility and see indicative quotes, start your Free Eligibility Check.
Step‑by‑step: What happens after you submit a no‑obligation quick quote
a) Submit a short enquiry form
Our quick enquiry asks for essential information only — the aim is to match you quickly, not to gather every supporting document:
- Company name and registration number
- Contact name, email and phone
- Turnover band and years trading
- Funding required (amount) and purpose (e.g. development finance, plant purchase, green retrofit)
The enquiry is not an application. It’s used to assess which lenders or brokers to introduce. The form takes under 2 minutes to complete. Get Quote Now — 2‑minute form
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
b) How we match your enquiry to lenders & brokers
We match based on factual criteria so paired partners have a realistic chance of responding positively:
- Sector and project type (construction, development, sustainability)
- Loan type and size (we typically handle requests from £10,000 upwards)
- Security and term required (asset finance, bridging, mortgage, development finance)
- Geographic location and trading history
Matching increases the likelihood of a useful response — we prioritise quality introductions over mass distribution.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
c) What lenders and brokers do next
After we introduce your details, matched lenders or brokers will typically:
- Contact you by phone or email to confirm details and ask brief follow‑ups.
- Provide an indicative quote or outline likely terms (interest, fees, term, security) or request limited documents for a more accurate quote.
- Timescales vary: many initial contacts arrive within hours during business hours, most within 48 hours.
d) What “no obligation” means
No obligation means you do not have to accept any quote or pay UK Business Loans to use the service. You remain free to compare offers, ask questions and walk away at any point. Any fees related to a lender’s formal application or legal work will be explained by that lender or broker before you commit.
What information you’ll need (eligibility & common documentation)
The quick quote only needs a few details. If a lender requests more later, common documents include:
- Company name, registration number and address
- Turnover band and recent trading history
- Loan amount required and clear project purpose (e.g. development finance for a 6‑unit scheme)
- Details of any security available (property, plant, equipment)
- Recent management accounts or valuations (often requested for formal applications, not for initial quotes)
You do not need to upload supporting documents to get an initial match — simply provide the core facts. Start your Free Eligibility Check
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Typical products we match businesses to
We introduce businesses to lenders and brokers across a range of commercial finance products. Below are common solutions and typical ranges:
Development finance / bridging
- Loan sizes: typically £100k–£10m+
- Term: short‑term (months to a few years)
- Security: development site or property
Commercial mortgages
- Loan sizes: from approx. £50k upwards
- Term: often 5–25 years
- Security: commercial property or mixed‑use premises
Asset & equipment finance
- Loan sizes: £10k upwards
- Term: typically 1–7 years
- Security: financed assets (plant, machinery, vehicles)
Working capital / cashflow funding
- Loan sizes: flexible from £10k to several hundred thousand
- Use: payroll, materials, short-term cashflow gaps
Sustainability & green finance
- Products for solar, EV chargers, heat pumps and retrofit
- Specialist lenders/brokers offer tailored terms and incentives
To explore these options, Get Matched to Specialist Lenders.
For more on sector-specific commercial finance see our page on commercial finance.
Timing, outcomes & what to expect
Typical timelines (indicative):
- Initial matches and contact: within a few hours to 48 hours
- Indicative quotes: 1–7 days (depending on complexity)
- Formal offers and completion: weeks to months (development finance and commercial mortgages usually take longer)
Short anonymised example
A medium‑sized construction firm needed plant finance of £75,000. They completed our quick enquiry in under 2 minutes. Within 24 hours two specialist asset finance brokers called to discuss options; one provided an indicative hire‑purchase quote the same day and the firm agreed terms within 10 days. Funds were released after documentation in under three weeks.
Compliance, privacy & transparency
Important: UK Business Loans acts as an introducer. We do not lend or provide regulated financial advice. We introduce your enquiry to lenders and brokers who can provide funding and any necessary regulated advice.
Using our service is free and no obligation. Submitting an enquiry will not affect your credit file. Lenders or brokers may carry out credit checks at a later stage if you proceed; this will be explained by them.
We treat your data securely and only share it with selected finance partners to obtain matching quotes. See our Privacy Policy and Terms & Conditions for full details.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Frequently asked questions
Is the quick quote really free and no obligation?
Yes. It’s a free enquiry used to match you with lenders and brokers. You’re under no obligation to accept any offers.
Will submitting an enquiry affect my credit score?
No. Our introduction does not create a credit search. Lenders may carry out checks if you move forward with an application.
How fast will lenders contact me?
Often within hours during business hours; most matches result in contact within 48 hours.
What if my business has adverse credit?
We match you to partners with experience across credit profiles. Disclosure helps us find realistic options, but acceptance depends on the lender.
Do you lend directly?
No. We introduce you to lenders and brokers; any final offer and regulated advice comes from those providers.
What documents should I prepare?
Initial quotes usually require basic business details. For formal offers, lenders commonly ask for recent management accounts, bank statements and evidence of security.
Next steps — get your no‑obligation quick quote
Ready to find competitive commercial finance options? Complete the short enquiry now and we’ll match you to lenders and brokers who can help — typically within 48 hours. The process is free and without obligation.
Get Started — Free Eligibility Check
Trusted by UK SMEs across construction, manufacturing and sustainability projects.
1. Is the UK Business Loans quick quote really free and no obligation? — Yes — our quick quote is completely free and no‑obligation: you can be matched to lenders and brokers without cost or pressure to accept any offer.
2. Will submitting an enquiry affect my credit score? — No — submitting our quick enquiry does not create a credit search or affect your credit file; lenders or brokers may only carry out checks if you choose to proceed.
3. How quickly will matched lenders or brokers contact me? — Matched partners typically contact you within hours during business hours and most enquiries receive contact within 48 hours.
4. What loan amounts and commercial finance products can I be matched to? — We match businesses to products from around £10,000 to multi‑million deals, including development finance, commercial mortgages, asset/equipment finance, working capital and sustainability/green loans.
5. Does UK Business Loans lend directly or provide regulated financial advice? — No — we act solely as an introducer and do not lend or provide regulated advice; any formal offers or regulated advice will come from the lenders or brokers we introduce.
6. What information do I need to complete the two‑minute quick enquiry? — You only need basic business details — company name and registration, contact name/email/phone, turnover band and years trading, plus the funding amount and purpose — to get matched quickly.
7. Can businesses with adverse credit still get matched to lenders? — Yes — we work with partners experienced across credit profiles and can match you to lenders or brokers who consider adverse credit, although final acceptance depends on the lender’s criteria.
8. Are the lenders and brokers you introduce FCA‑regulated and trustworthy? — Yes — we prioritise reputable, vetted partners who operate under FCA guidelines and treat customers fairly.
9. What documents might lenders request if I move to a formal application? — For formal offers lenders commonly ask for recent management accounts, bank statements, evidence of security (property, plant or assets) and valuations, while initial quotes usually need only core details.
10. How long does it take from submitting a quick quote to receiving funds? — Initial contact typically arrives within hours to 48 hours, indicative quotes in 1–7 days, and completion or funding can take weeks to months depending on product complexity.