How safe is my information when I submit an Asset Finance enquiry to UK Business Loans?

Short answer: Your details are protected using industry-standard technical and organisational measures. We use secure HTTPS/TLS, encrypted storage, controlled staff access and data-processing agreements with our partners. You consent to sharing when you submit the enquiry and it won’t affect your credit score. We only arrange finance from £10,000 upwards and share the minimum details needed to match you to suitable lenders or brokers.

Get Quote Now — Free Eligibility Check (Takes under 2 minutes. No impact on credit score.)

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Table of contents

• Quick summary: the short answer
• What we collect on an Asset Finance enquiry
• How we keep your data secure
• Who we share your information with and why
• Will submitting an enquiry affect my credit score?
• How long we keep your data & how you can control it
• Legal, our role and disclaimers
• Third-party tools, cookies & tracking
• Real-world security examples & proof points
• FAQs
• Final CTA

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Quick summary: the short answer

Yes — when you submit an asset finance enquiry to UK Business Loans your information is handled securely. We collect only the details lenders need to provide accurate quotes, transmit and store data over encrypted channels, and limit access internally. We share your enquiry only with selected lenders or brokers to obtain quotes and arrange contact. Submitting an enquiry is not an application and it will not affect your credit score. If you want to proceed, Get Quote Now — Free Eligibility Check.

What we collect on an Asset Finance enquiry

To match your business with the right lenders or brokers we ask for the minimum practical information. Typical fields include:

• Company name and registered number
• Contact name, business email and telephone
• Company address and trading location
• Asset type (e.g., vehicles, plant, machinery), age and cost
• Amount of finance required, preferred term
• VAT status, turnover band and trading history
• Brief description of the purpose and any supporting documents (supplier quote, invoice)

We do not ask for bank passwords or sensitive authentication details on the initial enquiry. The information collected is used only to find suitable asset finance options and to provide lenders/brokers with enough context to give an indicative quote.

How we keep your data secure

Protecting your enquiry is both a technical and organisational responsibility. Here’s how we do it:

Technical controls

• HTTPS site-wide: All pages and forms use HTTPS so data you type is encrypted in transit (TLS 1.2/1.3).
• Encrypted storage: Form submissions and backups are encrypted at rest using industry-standard encryption algorithms.
• Role-based access: Only authorised staff can access enquiry data and access is logged and reviewed.
• Multi-factor authentication (MFA): Staff access to sensitive systems is protected with MFA.
• Regular security testing: We perform vulnerability scans and periodic penetration testing to find and fix issues.
• Secure hosting & firewalls: Our infrastructure is hosted with reputable cloud providers with enterprise-grade firewalls and DDoS protection.

Organisational controls

• Data minimisation: We collect only what is needed to match you to lenders.
• Partner vetting & DPAs: All lenders, brokers and third-party processors must meet our security requirements and sign data-processing agreements.
• Staff training & confidentiality: Employees receive regular data-protection training and sign confidentiality agreements.
• Access reviews & audits: Internal access is audited and revoked when staff roles change.

If you’d like to view lenders and brokers we work with, see our lender directory or Get Started — Free Eligibility Check.

Who we share your information with and why

UK Business Loans is an introducer: we match your enquiry with lenders and brokers who can provide asset finance. We only share the minimum data needed to perform an initial match and to request indicative quotes.

Typical recipients:

• Specialist asset finance lenders and commercial finance providers
• Independent finance brokers who can package your request to multiple lenders
• Third-party service providers that help process enquiries (CRM, secure email delivery)

All third parties operate under contractual Data Processing Agreements (DPAs) which set out permitted uses, security obligations and deletion procedures. In many cases lenders will request further documentation once you want to proceed — we never send extensive financial files without your express consent.

Note: for more detail about a specific product you can read our asset finance guide at asset finance.

Will submitting an enquiry affect my credit score?

No. Submitting an enquiry via UK Business Loans is not an application and will not affect your personal or business credit file. Lenders may perform credit checks only if you progress to a formal application and provide consent for that check.

How long we keep your data & how you can control it

We keep enquiry details only for as long as required to match you and to comply with legal or legitimate business needs. Typical retention periods:

• Active matching stage: until you are matched and the quote process is complete.
• Follow-up and analytics: up to 24 months to support customer service, improve matches and for legitimate business reporting.

You can request copies, corrections or deletion of your data at any time. To submit a Subject Access Request (SAR), deletion or portability request, contact: privacy@ukbusinessloans.co or visit our Privacy Policy page for the form and full details. Please note deleting your enquiry may prevent us from getting further quotes on your behalf.

Legal & compliance: our role and disclaimers

We are an introducer — not a lender. We do not provide regulated financial advice or make lending decisions. Our role is to connect your business with lenders and brokers who can supply quotes and guidance. All quotes and credit decisions are made by the lenders or brokers you are introduced to.

We follow clear promotional and disclosure principles so that information we publish is fair, clear and not misleading. For full terms see our Terms & Conditions and Privacy Policy.

Third-party tools, cookies & tracking

We use cookies and third-party analytics to improve our service and help match you faster. This includes performance analytics, form analytics and marketing tools. You can manage cookie preferences via our cookie banner or visit the Cookie Policy for a full list of cookies and opt-out instructions.

Real-world security examples & proof points

• Site-wide SSL (HTTPS) — verified certificate and secure padlock on all pages.
• Data Processing Agreements with all partners — contractual security and liability terms.
• Independent penetration testing and regular vulnerability scans.
• Staff training and access controls to prevent accidental disclosure.

Near-immediate matching: when you submit an enquiry many lenders or brokers can respond within hours. If you’re ready, Get Quote Now — Free Eligibility Check.

Frequently asked questions

How safe is my information when I submit an asset finance enquiry to UK Business Loans?

Your enquiry is protected by encrypted transmission (HTTPS/TLS), encrypted storage, restricted staff access, partner DPAs and regular security testing. We only share the minimum information needed to obtain quotes.

How secure is my data when making an asset finance enquiry with UK Business Loans?

Very secure: we use modern encryption, MFA for staff, role-based permissions, and host with reputable providers. Partners and processors are contractually obliged to maintain equivalent security.

How protected is my data when I send an asset finance enquiry to UK Business Loans?

Protected by both technical controls (encryption, firewalls, pen tests) and organisational controls (staff training, DPAs, access audits). You can request deletion or export at any time via privacy@ukbusinessloans.co.

How secure is the information I provide when submitting an asset finance enquiry to UK Business Loans?

We don’t retain more data than necessary, we secure data in transit and at rest, and we limit recipients to trusted lenders, brokers and essential service providers. Your consent is obtained at submission.

Who can see my phone number and email?

Only authorised staff and the lenders/brokers we match you with will see your contact details. Third-party processors may handle data under contract but do not use it for unrelated purposes.

Can I opt-out of sharing with specific lenders?

Yes — contact us at privacy@ukbusinessloans.co and we’ll update your preferences. Opting out may reduce the pool of quotes you receive.

What happens after I submit the form?

We match your details to up to a few suitable lenders/brokers. Those partners will contact you to discuss terms and may request additional documents if you choose to proceed. Remember: submitting an enquiry is not a loan application.

Who do I contact about data concerns?

For privacy or data-security concerns contact privacy@ukbusinessloans.co or refer to our Privacy Policy for escalation steps.

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Ready to get a quick, secure asset finance match?

We make matching simple and safe. Submit basic details now and we’ll connect you with lenders and brokers who can provide asset finance quotes for amounts from £10,000 and up.

Get Quote Now — Free Eligibility Check — takes under 2 minutes. No obligation. No impact on credit score.

We are an introducer, not a lender. We only share your details with approved lenders and brokers who can help with asset finance.

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Helpful links: Privacy Policy | Cookie Policy | Terms & Conditions

1. How do I apply for a business loan through UK Business Loans?
Complete our quick online enquiry form and we’ll match you with trusted UK lenders and brokers who may contact you with offers — the enquiry is free and not a formal loan application.

2. Will submitting an enquiry to UK Business Loans affect my credit score?
No — submitting an enquiry is not a credit application and will not affect your personal or business credit score unless you later consent to lender checks.

3. What loan amounts can I request via UK Business Loans?
Our partners typically provide business finance from around £10,000 up to multi‑million pound facilities, depending on the product and lender.

4. What types of business finance can UK Business Loans help me find?
We connect you with lenders and brokers for asset finance, business loans, invoice finance, commercial finance, vehicle/equipment finance, short‑term funding and green/sustainability loans.

5. How quickly will lenders respond after I submit an enquiry?
Many lenders or brokers contact you within hours of your enquiry, though response times can vary by partner and complexity of your request.

6. What information and documents do I need to provide for an initial quote?
You’ll typically need basic business details (company name, turnover band, trading history), contact details, amount and purpose of finance, asset type or supplier quote, and VAT status for an indicative match.

7. Are the lenders and brokers you work with regulated and trustworthy?
Yes — we only introduce approved lenders and FCA‑regulated brokers who meet our security and compliance standards.

8. Can start‑ups or businesses with poor credit use UK Business Loans?
Yes — many of our partner lenders specialise in start‑ups and businesses with imperfect credit histories, and we’ll try to match you to suitable options.

9. How secure is the information I submit when requesting an asset finance quote?
Your data is protected using site‑wide HTTPS/TLS, encrypted storage, role‑based access, MFA for staff and contractual DPAs with all third‑party processors.

10. Does it cost anything to use UK Business Loans or to get quotes?
No — our matchmaking service is free and there’s no obligation to proceed with any quotes you receive.