Equipment finance quotes & free eligibility check — Get a quick, no‑obligation quote
Summary: Need machinery, vehicles or specialist equipment? Start a free eligibility check or get a quick equipment finance quote from UK Business Loans in just a few minutes. Complete our short enquiry and we’ll match you with lenders or brokers who can provide an indicative quote—no obligation and usually a response within hours. The enquiry is not an application; it simply helps us find the best match for your business finance needs. Get Quote Now
Quick answer — How to begin a free eligibility check
Follow these simple steps to start a free eligibility check and receive a quick equipment finance quote:
- Click Get Quote Now and open our short enquiry form (takes ~2 minutes).
- Enter basic business and equipment details (see below for example fields).
- We match your enquiry with lenders or brokers that specialise in your equipment and sector.
- A lender or broker will contact you by email or phone with an indicative quote—often within hours.
- Compare the offers and decide — there’s no obligation to proceed.
Why use UK Business Loans for equipment finance
UK Business Loans is a specialist introducer that helps businesses access equipment finance quickly and efficiently. We don’t lend money — instead we connect you to lenders and brokers who can provide the actual finance. Using our service saves time, increases the chance of a suitable match and keeps the process straightforward.
What you’ll get when you start a free eligibility check:
- Fast matching to lenders and brokers with relevant experience.
- A no‑obligation, indicative equipment finance quote.
- Advice on which finance types may suit your equipment and cashflow goals.
What information you’ll need
Preparing the right information speeds up the matching process and helps partners provide a more accurate quote. You do not need to upload documents to start.
- Company name and registration number (if applicable)
- Contact name, telephone and email
- Business trading address and postcode
- Type of equipment (make/model if known) and estimated cost
- Amount of finance required (we arrange facilities from around £10,000 and upwards)
- Preferred term and any deposit amount you plan to pay
- Approximate annual turnover and time trading
- VAT status (VAT-registered or not)
- Brief notes on business or director credit history (optional)
Remember: the enquiry is only used to match you with suitable lenders/brokers. Formal applications and document requests come later if you choose to proceed.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Example enquiry form fields (recommended minimal set)
To maximise conversion and keep the process fast, many high-performing enquiry forms ask for:
- Business name / trading name
- Turnover band
- Estimated equipment cost band
- Type of finance required (hire purchase, lease, refinance, asset refinance)
- Contact name, phone and email
- Consent to share details with lenders and brokers (checkbox) and link to Privacy Policy
Keeping required fields minimal reduces drop-off and gets you a response faster.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Types of equipment finance we can arrange
We can connect you with partners who provide a wide range of asset funding solutions. Common options include:
- Hire Purchase (HP): phased payments to buy equipment; ownership passes to you after the final payment.
- Finance Lease: you pay to use the equipment for an agreed period; suitable if you prefer not to own immediately.
- Operating Lease / Contract Hire: rental-style agreements often used for vehicle fleets and where ownership is not required.
- Asset refinance: release cash by refinancing equipment you already own.
- Specialist funding: tailored funding for medical, construction, agricultural or manufacturing equipment.
Not sure which is best? Our matched brokers can explain pros and cons for your situation. Get a quick quote.
For sector-specific funding, see our specialist equipment finance pages or ask for matching to sector experts (construction, healthcare, manufacturing, transport and more).
Who is likely to be eligible?
Eligibility varies by lender, but typical considerations include:
- Company type: limited companies, LLPs and other incorporated businesses (we do not operate finance for certain professional-only schemes).
- Trading history: some lenders will consider businesses that have been trading for only a short period; others ask for longer trading histories.
- Turnover and cashflow: lenders assess affordability based on turnover and expected margins.
- Credit history: both business and director credit are taken into account; imperfect credit does not automatically exclude you—specialist lenders exist.
We introduce you to lenders or brokers who are most likely to accept your profile — that’s the purpose of the free eligibility check. Start your enquiry now.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
How quickly will I get a quote?
Typical timelines:
- Preliminary match/eligibility: automated matching can show potential options within minutes of submitting the enquiry.
- Contact from partner: lenders or brokers often respond within hours; sometimes same day.
- Formal quote: after receiving any requested documents, formal terms are usually available within 24–72 hours depending on complexity.
Quick tip: providing accurate equipment cost and VAT status speeds up the process. Get Quote Now
What happens after you submit my enquiry?
- We match your details to a shortlist of lenders and brokers suited to your equipment and sector.
- Selected partners contact you to perform a soft eligibility check and to clarify details (this initial contact does not affect your credit score).
- If you choose to proceed, lenders may perform formal credit and affordability checks and request supporting documents.
- You receive one or more formal quotes/term sheets to compare.
- You select the preferred provider and complete final paperwork directly with them.
Submitting the enquiry is not an application and does not itself affect your credit file. Start your free eligibility check.
How UK Business Loans protects your data
Your data is only shared with lenders and brokers who may be able to help based on the details you provide, and only with your consent. We use secure systems and follow data protection best practice. For full details see our Privacy Policy.
Tips for getting the best equipment finance quote
- Be precise about the equipment make, model and total cost — accuracy helps partners provide better rates.
- Decide whether ownership at the end of the term matters (hire purchase) or whether a lease is preferable.
- Consider deposit amount — a larger deposit can lower monthly payments and improve approval odds.
- Have recent accounts or management accounts ready in case lenders request them.
- Disclose any credit issues up front so we can match you to appropriate specialist lenders.
Compliance & transparency
We are an introducer — we do not lend and we do not give regulated financial advice. Using UK Business Loans is free and there is no obligation to accept any offer you receive. Your enquiry simply helps us match you with lenders and brokers who can supply formal quotes.
Our financial partners are independent firms. Any regulated activities or credit checks will be carried out by those lenders/brokers under their own compliance arrangements.
Frequently asked questions
Will applying affect my credit score?
No. Submitting an enquiry through our site does not affect your credit score. Lenders may carry out credit checks only if you decide to progress to an application.
How much does a quote cost?
There is no charge to receive an initial, indicative equipment finance quote from partners introduced by UK Business Loans.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Can I get funding for any type of equipment?
We arrange finance for most types of commercial equipment — vehicles, machinery, medical devices, catering and IT hardware. If your equipment is specialist, tell us in the enquiry so we can match to sector experts.
How long until funds are available?
Once you accept a lender’s terms and submit required documents, funding times vary by provider and equipment type. Simple hire purchases can complete in a few days; complex asset finance may take longer.
Who will contact me after I apply?
A nominated lender or broker from our matching process will contact you by phone or email to discuss the quote and next steps.
Ready to compare quick, no‑obligation equipment finance quotes?
Complete our short enquiry and we’ll match you with the most suitable lenders or brokers—fast and free. The enquiry is not an application; it simply helps us find the right partner for your needs.
Need more detail on equipment funding options? Read our guide to equipment finance for further information and examples of common solutions.
We typically arrange facilities from around £10,000 and upwards. UK Business Loans acts as an introducer to lenders and brokers — we do not provide finance directly.
1. How do I get a free equipment finance quote from UK Business Loans? — Click “Get Quote”, complete the short ~2‑minute enquiry and we’ll match you to lenders/brokers who can provide an indicative, no‑obligation equipment finance quote, often within hours.
2. Will submitting an eligibility enquiry affect my credit score? — No — submitting an enquiry to UK Business Loans does not affect your credit score; lenders only carry out credit checks if you decide to proceed with an application.
3. What types of equipment finance can I get a quote for? — We can arrange hire purchase, finance leases, operating leases/contract hire, asset refinance and specialist sector funding (construction, medical, transport, etc.).
4. How much can I borrow for equipment finance through your service? — Our partners typically arrange facilities from around £10,000 up to multi‑million deals depending on lender appetite and asset type.
5. How long until I receive a formal quote or funding? — You can get an indicative response within hours, formal quotes usually within 24–72 hours after any document checks, and funding may take from a few days to several weeks depending on complexity.
6. What information do I need to start a free eligibility check? — Have your business name/registration, contact details, equipment type and estimated cost, finance amount/term, turnover band and VAT status ready (director/business credit notes are optional).
7. Who is likely to be eligible for equipment finance via UK Business Loans? — Most UK businesses — limited companies, LLPs, sole traders, start‑ups and SMEs — can be matched to suitable lenders, with eligibility assessed on trading history, turnover, cashflow and credit.
8. Is there any cost or obligation to use UK Business Loans to get quotes? — No — our introducer service and initial, indicative equipment finance quotes are free and carry no obligation to accept any offer.
9. What happens after I submit my enquiry? — We match you to relevant lenders/brokers who will perform a soft eligibility check and contact you, and if you choose to progress they’ll request documents and run formal checks before issuing term sheets.
10. Should I choose hire purchase or a lease for my equipment? — Choose hire purchase if you want ownership at the end of the term and predictable payments, or a lease/operating lease if you prefer rental‑style use without immediate ownership — your matched broker can advise which suits your cashflow and tax needs.