Finance on‑farm EV chargers & battery storage — farming loans and green finance

Summary (quick answer): Yes — UK Business Loans can help you find finance for on‑farm EV chargers and battery storage by introducing your business to specialist lenders and brokers. We do not lend ourselves; instead we match farms with providers offering equipment finance, green loans, commercial loans and combined funding. Complete a short, free eligibility check and receive tailored quotes from matched lenders.

Benefits at a glance:

• Free eligibility check — quick matching (no obligation)
• Options from asset finance to green loans and commercial facilities
• Typical loan sizes from around £10,000 and upwards

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Quick answer: Yes — we can help match you to finance for on‑farm EV chargers & battery storage

UK Business Loans introduces farm businesses to suitable lenders and brokers who can provide funding for EV chargers, battery storage systems and any necessary grid upgrades. We do not provide loans directly — our role is to match your project with providers who understand agricultural energy projects and business finances. The enquiry is free, confidential and not an application — it simply helps us connect you with the best potential partners.

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Which types of finance suit chargers and batteries?

There are a number of funding routes commonly used for on‑farm EV chargers and battery storage. Which one is best depends on your project size, cashflow and whether you combine with other equipment (for example EV vans or solar PV).

• Asset finance / equipment finance — hire purchase or finance lease that spreads cost of chargers and batteries over fixed terms while you use the asset.
• Green / sustainability loans — purpose-built facilities for environmental projects; flexible structures to fund energy-saving equipment.
• Commercial business loans — unsecured or secured loans for business investments; can suit larger grid upgrade packages.
• Invoice or cashflow finance — where the project is linked to contracts (e.g. contractor fleets) and up-front payments are needed.
• Energy-as-a-service / leaseback — installers or third parties fund the hardware and you pay for use; can reduce up-front borrowing.
• Combined funding — borrowers often mix a grant or subsidy with loan finance to reduce the amount required from lenders.

Each option has trade-offs (interest, ownership, tax treatment). We’ll match you to brokers who explain which structure suits your farm and cashflow.

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Typical costs, loan sizes and example scenarios

Costs vary by equipment quality, number of charging points, battery capacity and grid connection works. As a guide:

• Single domestic-style charger for light‑use farm vehicle: approx. £1,000–£3,000 (often not large enough to need our minimum lending level).
• Commercial AC chargers + small battery (single charger for small fleet): £5,000–£30,000 — suitable for asset finance.
• Multiple fast chargers, medium battery storage and grid reinforcement: £30,000–£250,000+ — often combined green loans and hire purchase.
• Large contractor fleet solutions with vehicle and charger packages: £100,000–£1m — custom commercial finance and fleet funding options.

UK Business Loans typically handles enquiries starting from around £10,000 and upwards. We’ll match projects to providers that handle the appropriate scale.

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What lenders & brokers look for when funding on‑farm EV kits

Lenders review the business as a whole and the project details. Common requirements include:

• Business structure, trading history and evidence of turnover
• Profitability or realistic cashflow forecasts showing ability to repay
• Detailed installer quotes and equipment specifications
• Grid connection / reinforcement cost estimates and evidence of planning/permissions where required
• Projected energy savings or income (if batteries enable time-shifting or export revenue)
• Security (asset-based lending, charges or personal guarantees depending on the lender)

Tip: prepare 1–3 installer quotes, a short project cost sheet and recent trading figures to speed up the process and improve chances of a competitive offer.

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How UK Business Loans will help you get finance

1. Complete a short online enquiry (2 minutes — business name, contact, postcode, estimated funding and purpose).
2. We match you to lenders/brokers in our network who specialise in agricultural and green finance.
3. Matched providers contact you for a quick eligibility check and to request documents or quotes.
4. Compare offers and proceed directly with the lender you choose.

We introduce you only — you deal directly with any lender or broker that contacts you. The enquiry is free, confidential and not a formal loan application.

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Documents you’ll need & typical timeline

Prepare these to speed up quotes:

• Business registration and VAT number (if applicable)
• Last 1–2 years’ accounts or management accounts
• Recent business bank statements
• Installer quotations and equipment/spec sheets
• Details of any grants or incentive applications
• Brief project plan including estimated savings or operational benefits

Typical timings: initial match and quote often within hours to 48 hours. Full application to drawdown depends on lender complexity — commonly 1–8 weeks.

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Grants, incentives and combining finance

Grants and government incentive schemes can reduce borrowing needs. Examples relevant to farms include local energy funding or installer-led schemes — these change regularly, so tell us about any grant applications when you enquire. Lenders can often structure offers to account for confirmed grant awards or conditional grant funding.

For wider reading and context, see our sector guidance on farming loans.

Tell us about your grant status

Risks, costs and important notes

• Interest rates, fees and APRs vary between lenders — always read the lender’s full terms before signing.
• Submitting an enquiry is not a credit application and does not affect your credit score. Lenders may perform checks later if you apply.
• UK Business Loans is an introducer only; we do not lend money or provide regulated financial advice. Use our service for introductions to potential lenders and brokers; any contract is directly with the lender/broker you choose.

Free, no‑obligation eligibility check

Frequently asked questions

Is it possible to finance on‑farm EV chargers and battery storage through UK Business Loans?

Yes. We introduce farmers to lenders and brokers who provide asset finance, green loans and commercial lending for chargers, batteries and associated grid work. Submit an enquiry and receive tailored matches.

Can UK Business Loans be used to finance EV chargers and battery storage on‑farm?

Yes. Our matching service connects you with providers who can finance installations and grid upgrades. Qualification depends on the lender’s criteria and your business details.

Can I use UK Business Loans to fund on‑farm EV chargers and battery storage?

Yes — complete our short enquiry form and we’ll match you to lenders/brokers experienced in agricultural and sustainability finance. They’ll contact you with options after a free eligibility check.

Will an enquiry affect my credit?

No — initial enquiries through our service do not affect your business credit score. Lenders may carry out checks later if you decide to proceed with an application.

Can I combine charger finance with solar or vehicles?

Yes — many lenders provide combined asset finance packages (vehicles + chargers + batteries) or link to solar PV projects. Tell us the full scope of your project in the enquiry so we can match you accurately.

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Trust & next steps

Ready to get a fast, free quote? Complete a short enquiry and we’ll match your project to suitable lenders and brokers that can provide tailored finance options for on‑farm EV chargers and battery storage. Our service is free and no obligation — you only proceed with the lender you choose.

Important: UK Business Loans is an introducer. We do not lend or provide regulated financial advice. By submitting your details you consent to being contacted by lenders and brokers who can provide quotes. Always read the lender’s full terms before entering a finance agreement.

Get Quote Now — Free eligibility check
 
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1. Can UK Business Loans help me finance on‑farm EV chargers and battery storage?
Yes — we introduce farm businesses to specialist lenders and brokers who offer asset finance, green loans and commercial facilities for chargers, batteries and related grid works after a free eligibility check.

2. Will submitting an enquiry through UK Business Loans affect my business credit score?
No — making an initial enquiry is not a credit application and does not affect your business credit score, though lenders may perform checks later if you apply.

3. What types of finance are available for on‑farm EV chargers and battery storage?
Common options include asset/equipment finance (hire purchase or lease), green/sustainability loans, commercial business loans, energy‑as‑a‑service, and combined funding with grants or solar PV packages.

4. How much can I borrow for a charger or battery project?
Typical funding we handle starts around £10,000 and can range from a few thousand for small chargers up to £100,000–£1m+ for large fleet or grid‑upgrade projects depending on scope and lender.

5. What documents will lenders typically ask for when financing EV chargers and batteries?
Prepare 1–2 years’ accounts or management accounts, recent business bank statements, installer quotations and equipment specs, a brief project plan and any grant application details.

6. How quickly will I get matched with lenders and receive quotes?
Initial matches and eligibility responses often arrive within hours to 48 hours, while full applications to drawdown usually take from one to eight weeks depending on lender complexity.

7. Can I combine grant funding or solar PV with loan finance for chargers and batteries?
Yes — many lenders will structure finance around confirmed grants or combine charger/battery funding with solar PV packages to reduce borrowing needs.

8. Who owns the equipment during the finance term?
Ownership depends on the finance type — hire purchase usually transfers ownership to you after final payment, while finance leases or energy‑as‑a‑service arrangements typically keep ownership with the financier or provider.

9. Can I finance chargers together with electric vehicles or fleet upgrades?
Yes — lenders and brokers commonly offer combined asset finance packages that cover vehicles, chargers, battery storage and related installation or grid works.

10. Am I guaranteed approval after being matched by UK Business Loans?
No — UK Business Loans only introduces you to suitable lenders and brokers; final approval, terms and pricing depend on each lender’s underwriting and your business circumstances.