Quick answer — what being an introducer means

In plain terms: UK Business Loans is an introducer (a lead‑matching service). We do not provide funding ourselves and we do not underwrite loans. Instead, we collect a short, secure enquiry from your business and use that information to match you with one or more lenders or brokers in our network who specialise in healthcare finance.

Here’s what that means for you:

• Faster access to specialist lenders and brokers who understand medical equipment, practice cashflow, care‑home funding and sector-specific risks.
• A simple, no‑obligation way to see which lenders may be able to help — you don’t have to complete multiple applications yourself.
• We only pass your details to relevant partners who can respond with a quote or request further documentation.

Get a Free Eligibility Check — the enquiry is not an application, and it helps us match you to the best providers for your needs.

Why using an introducer can be better for healthcare finance

Healthcare businesses face finance needs that differ from many other sectors: expensive diagnostic equipment, fit‑outs that must meet clinical standards, complex revenue from private patients and NHS contracts, and cashflow patterns affected by fee collection or seasonal demand.

Using an introducer like UK Business Loans gives several advantages:

• Specialist matching: We route your enquiry to lenders or brokers who have experience with clinics, dental practices, optical businesses and care homes.
• Save time: One short form — multiple potential matches. No need to research a long list of specialist lenders yourself.
• Compare options: Asset finance, equipment hire purchase, invoice finance, working capital loans, bridging finance and commercial mortgages can all be arranged via our partners.
• No obligation: Your enquiry is free and does not commit you to anything — you only proceed if you choose to accept a lender’s/broker’s offer.

Ready to see what offers you could get? Free Eligibility Check.

What UK Business Loans does — and what lenders and brokers do

UK Business Loans (introducer)

• Collects a short enquiry about your business and funding need (takes less than 2 minutes).
• Matches your enquiry to one or more suitable lenders or brokers from our panel.
• Passes your details to approved partners so they can contact you with quotes or requests for documents.
• Provides the service free of charge to businesses. We are a matchmaker, not the provider of funds.

Lenders and Brokers

• Assess eligibility and provide personalised quotes, interest rates and terms.
• Request supporting documents, carry out affordability and credit checks (if you proceed), and finalise the loan agreement.
• Brokers can offer hands‑on advice and manage applications on your behalf; lenders provide the funds directly.

Important: submitting an enquiry through us is not an application to borrow; it’s information that allows us to find the right lenders or brokers for your situation.

Get Quote Now — we’ll match your business to the most relevant healthcare finance specialists.

Healthcare finance options we can connect you with

We help match healthcare businesses to lenders and brokers who specialise in a broad range of finance solutions. Common options include:

• Equipment & medical device finance: Funding or leasing for MRI, X‑ray, dental chairs, autoclaves and other specialised kit.
• Fit‑out & refurbishment loans: Clinic and practice refurbishments, new treatment rooms or theatre upgrades.
• Working capital & cashflow loans: Bridge payroll, suppliers or short‑term funding gaps.
• Invoice finance / debtor finance: Unlock cash from private patient invoices or other receivables.
• Commercial mortgages & buy‑ins: Purchase or refinance of premises and care‑home property finance.
• Refinance and debt consolidation: Simplify lending or reduce monthly costs by restructuring existing debt.

Want lenders who understand your sector? See our industry page on healthcare business loans for more on the types of funding commonly used by medical businesses.

Free Eligibility Check — tell us what you need and we’ll match you to the right options.

Who we work with and how we vet partners

We only share enquiries with partners who meet our selection criteria for experience and reliability in business finance. Our vetting includes:

• Industry experience — demonstrable work with healthcare, dental, care‑home and optical sectors.
• Operational checks — contactability, customer service standards and casework experience.
• Data protection and privacy compliance — we only share your details with approved partners relevant to your enquiry.

When you start an enquiry, we select partner(s) that are best placed to help — you’ll be contacted directly by them with next steps and any required documentation.

Start your enquiry — fast matches to vetted lenders and brokers.

How the process works — fast, free, no obligation

1. Complete a short enquiry form: business name, basic turnover, funding amount required (from £10,000 upward), and contact details — it takes about 2 minutes.
2. We match your enquiry: we identify 1–3 best-fit lenders or brokers from our panel.
3. Partners contact you: you’ll usually receive a call or email with a quote or a request for documents — often within hours during business days.
4. You choose: compare offers, ask questions, then proceed directly with the lender or broker you prefer.

Get Started — Free Eligibility Check (no obligation).

Fees, costs and important checks

Key points about cost and compliance:

• UK Business Loans charges no fee to businesses for introductions; our service is free for enquirers.
• Lenders or brokers you are introduced to may charge arrangement fees, broker fees or apply interest; those costs will be disclosed to you by the lender/broker in writing.
• Submitting an enquiry through UK Business Loans does not affect your credit score. Lenders typically carry out credit or affordability checks only if you choose to proceed with an application.
• Always request written terms, a full cost breakdown and any required disclosures from the lender or broker before signing an agreement.

Get a no‑obligation quote and ask any provider for a full breakdown of fees and charges before you commit.

Typical matches & timelines for healthcare borrowers

Timelines vary by product and lender, but here are anonymised examples to give you an idea:

• Dental practice — equipment finance: matched and application approved in 48 hours; funding arranged within 5–7 working days following final paperwork.
• Care home — working capital bridging: initial offers within 24–48 hours; drawdown dependent on property/legal checks.
• Private clinic — commercial mortgage referral: broker engagement and initial valuation arranged within a week; timescale to completion depends on conveyancing.

Times depend on lender workloads, complexity of the request and how quickly requested documents are provided.

See your options — Get Quote Now.

Frequently asked questions

Are you a lender?

No — UK Business Loans is an introducer/matchmaking service that connects healthcare businesses with lenders and finance brokers. We do not provide funds ourselves.

Will submitting an enquiry affect my credit score?

No. Completing our enquiry form does not trigger a credit check. Lenders or brokers may perform credit or affordability checks only if you proceed with a formal application.

Do you charge businesses a fee for introductions?

No. Our service is free to businesses. Any fees, interest or arrangement charges will be disclosed by the lender or broker who contacts you.

Will I get multiple offers?

Often you will receive contact from more than one partner if multiple matches are suitable, but that depends on your business profile and the types of finance requested.

How quickly will lenders contact me?

Many partners aim to respond within a few hours during business hours; some responses may take 24–48 hours depending on the type of finance requested.

What documents should I prepare?

Have basic business details to hand: company registration, recent bank statements, management accounts or statutory accounts, proof of identity for directors, and a short note explaining the purpose of the funding.

Free Eligibility Check — Start your enquiry

Ready to get a fast, free quote for healthcare finance?

UK Business Loans is an introducer — our job is to find the most suitable lenders and brokers for your healthcare business quickly and without obligation. If you need funding for equipment, a clinic fit‑out, working capital, invoice finance or property, completing our short enquiry is the fastest way to see who can help.

Get Started — Free Eligibility Check (takes less than 2 minutes). We only share your details with approved partners relevant to your enquiry.