Logistics Business Loans — Start a Free, No‑Impact Enquiry with UK Business Loans
Quick summary: Need funding for vehicles, fleet replacement, warehouse expansion or working capital? UK Business Loans makes it simple to start a free, no‑impact enquiry. Tell us what you need (minimum finance typically £10,000), we match your business to trusted lenders and brokers, and you receive quotes so you can compare — there’s no obligation and submitting an enquiry does not affect your credit score. Ready to see options? Get Quote Now.
What this page covers
This page explains exactly how to start a free, no‑impact enquiry for logistics business loans through UK Business Loans. You’ll learn what types of finance are available for logistics and transport businesses, who is likely to qualify, what information you’ll need to give, and — step by step — what happens after you submit an enquiry. We make matching fast and clear so you can compare offers and decide if you want to proceed. If you’re ready now, Get Quote Now.
Why choose UK Business Loans for logistics finance
Searching for logistics finance takes time. We save you that time by matching your business to lenders and brokers who specialise in fleet, warehouse and invoice finance. Our service focuses on speed, relevance and confidentiality.
- Fast matching to lenders/brokers who understand logistics operations and asset finance.
- Short, simple enquiry — takes around 2 minutes to complete.
- Free and no obligation — you decide whether to proceed with any offer.
- Confidential — we only share your details with partners suited to your needs.
- Nationwide coverage — lenders and brokers able to support UK logistics companies of many sizes.
Example outcome: an SME haulier seeking fleet replacement was matched to a vehicle finance broker and received competitive hire‑purchase and leasing options within 24 hours.
What counts as “logistics business loans”
Logistics businesses use several types of finance depending on the need. Specialist lenders and brokers can provide more flexible options than generalist lenders — that’s why matching matters.
Fleet & vehicle finance
Hire purchase, lease, contract hire and refinance for vans, rigid trucks, artic units and specialist trailers. Typical uses: replacing ageing vehicles, acquiring new tractors, or funding leased fleets while preserving cashflow.
Asset & equipment finance
Funding for forklifts, pallet racking, telematics hardware and other essential equipment. Allows you to spread cost while keeping operations running.
Warehouse & property finance
Commercial mortgages, bridging and development finance for warehouse purchase, fit‑out or expansion projects.
Working capital & cashflow facilities
Short‑term business loans, overdrafts or revolving facilities to cover seasonal peaks, fuel price fluctuations or payroll.
Invoice finance / factoring
Convert unpaid invoices into immediate cash to smooth cashflow when long payment terms from shippers and vendors create pressure.
Purchase order & contract finance
Finance to fulfil large contracts or one‑off purchase orders where supplier payment is required up front.
Each product has different eligibility and documentation. We match you to partners experienced in logistics so you get relevant offers faster. For more in‑depth logistics sector detail see our logistics business loans resource on the site: logistics business loans.
Who can apply and typical eligibility
We connect limited companies, LLPs and established SMEs operating in haulage, distribution, 3PL, warehousing and transport services. Typical factors lenders consider include:
- Trading history and cashflow performance.
- Annual turnover and profitability.
- Amount requested (we typically place enquiries from around £10,000 upwards).
- Vehicle age, mileage and type for fleet finance.
- Director(s) credit profiles and existing business debt levels.
You may still qualify with imperfect credit, previous refusals or short trading history — some lenders specialise in such cases. The quickest way to check is to submit a free enquiry so we can match you with suitable partners.
How a free, no‑impact enquiry works — step by step
Here’s a clear, simple process so you know what will happen when you start an enquiry. Submitting an enquiry is a soft/no‑impact check — lenders only do hard credit checks if you choose to proceed with an application.
Step 1 — Complete the short enquiry form
Click Get Quote Now and fill in basic business details: company name, approximate annual turnover, type of funding required, estimated amount, and a contact phone/email. It normally takes around 2 minutes.
Step 2 — We match you to suitable lenders & brokers
Using the information you provide, we select lenders and brokers from our panel who specialise in logistics finance and are likely to consider your request.
Step 3 — Receive quotes and eligibility checks
Matched partners will typically contact you by phone or email to run a quick eligibility check and provide indicative quotes or next steps — often within hours during business days.
Step 4 — Compare offers and decide
You review the options, ask questions and decide whether to progress to a formal application. There’s no obligation to accept any offer.
Important: we are an introducer. We do not provide regulated financial advice or make lending decisions — our role is to connect you with lenders/brokers who can help.
What information & documents you’ll likely need
To speed up the matching and quote process, have the following ready where possible:
- Company name and registration number.
- Approximate annual turnover and the amount you need.
- Recent business bank statements (typically 3‑6 months).
- Management accounts or VAT returns (if available).
- Invoices or contracts for invoice finance requests.
- Vehicle details (make, model, year, mileage) for fleet finance.
- Director ID and contact details for follow up.
Lenders may request additional documents when you make a full application.
Typical loan amounts, rates & terms for logistics businesses
These figures are illustrative — actual offers depend on lender, security and your business profile.
- Working capital & short‑term loans: typically £10,000–£100,000.
- Fleet & asset finance: from around £10,000 up to £1m+ depending on fleet size.
- Invoice finance lines: flexible limits based on your ledger.
- Commercial property & warehouse finance: from £100,000 to multi‑million facilities.
Rates and terms vary by provider, credit profile and security offered. Use our free enquiry to receive personalised quotes and comparative options.
Timescales & what to expect after you enquire
Typical timings (approximate):
- Initial contact from matched partners: often within hours to 24 hours.
- Indicative quotes and eligibility feedback: within 24–72 hours.
- Funding timelines (once you choose a lender): fleet & asset finance 3–14 days; invoice finance often faster; commercial property 4–12 weeks depending on complexity.
We recommend being ready with documentation to keep processes moving quickly. You remain under no obligation at any stage.
Frequently asked questions
Will submitting an enquiry affect my credit score?
No — submitting an enquiry through UK Business Loans is a free, no‑impact check. Lenders may perform hard credit checks only if you decide to proceed with a formal application.
Is UK Business Loans a lender?
No. We are an introducer that connects businesses with lenders and brokers. We do not lend funds or provide regulated financial advice.
How much does the enquiry cost?
It’s free to submit an enquiry via our form. You only pay if you enter into an agreement with a lender — any broker/lender fees will be explained by them.
How quickly will lenders contact me?
Matched lenders/brokers usually contact businesses within hours during working days. Response times depend on lender availability and complexity of the request.
Can businesses with imperfect credit apply?
Yes — because we work with a wide panel, some partners specialise in lending to businesses with credit challenges. Complete the enquiry so we can match you appropriately.
What’s the minimum amount you handle?
We typically handle enquiries for finance of around £10,000 and upwards.
Next steps — start your free, no‑impact enquiry
Ready to compare logistics finance options? Click the button below, complete a short form (takes ~2 minutes) and we’ll match you to lenders and brokers who specialise in logistics and fleet finance. Fast, confidential and no obligation.
Trust & transparency
We are not a lender. UK Business Loans acts as an introducer, connecting businesses with lenders and brokers. Our service is free to use and there is no obligation to proceed after you receive quotes. We will only share your details with partners that match your requirements. See our Privacy Policy and Terms & Conditions for full information on how we handle your data.
1. Will submitting an enquiry affect my credit score? — No — submitting a free enquiry is a soft/no‑impact check and lenders only perform hard credit checks if you choose to proceed with a formal application.
2. What types of logistics business loans can UK Business Loans help me find? — We match you to specialist providers for fleet & vehicle finance, asset & equipment finance, warehouse/property finance, invoice finance, working capital and purchase order/contract finance.
3. How quickly will I receive quotes after submitting a free enquiry? — Matched lenders and brokers typically contact you within hours and provide indicative quotes or eligibility feedback within 24–72 hours.
4. What is the minimum loan amount you handle for logistics finance? — We generally place enquiries for finance from around £10,000 upwards.
5. Can my business apply if it has imperfect credit or a short trading history? — Yes — some lenders on our panel specialise in cases with imperfect credit or limited trading history and we’ll match you to appropriate partners.
6. What documents and information should I have ready for a logistics finance enquiry? — Be prepared with company name/registration, approximate turnover, amount required, recent bank statements, management accounts/VAT returns, invoices/contracts (for invoice finance) and vehicle/equipment details.
7. Do you lend money directly or charge for the enquiry? — No — UK Business Loans is an introducer and our enquiry service is free, with any lender/broker fees explained by them if you proceed.
8. Are the lenders and brokers you work with regulated and trustworthy? — Yes — we work with reputable, vetted partners who operate under FCA regulations and industry best practice.
9. How long does funding typically take for fleet, invoice or commercial property finance? — Funding times vary by product and complexity — fleet and asset finance often 3–14 days, invoice finance usually faster, and commercial property transactions commonly 4–12 weeks.
10. How do you match my business to the right lenders and brokers? — Using the short enquiry form, we assess sector, funding type, amount, credit profile and asset details to select lenders and brokers who specialise in logistics and are most likely to offer relevant quotes.
