Quick Quote & Decision in Principle for Printing Equipment Finance

Summary: Get a fast, no‑obligation Quick Quote or Decision in Principle (DIP) for printing presses, finishing kit and related equipment by completing a short enquiry. UK Business Loans introduces your business to specialist lenders and brokers who will provide an indicative Quick Quote (often within hours) and can progress to a DIP (conditional approval subject to lender checks). Start a Free Eligibility Check now to be matched with the best funding partners for equipment purchases from around £10,000.

Important: UK Business Loans is an introducer — we do not lend money or provide regulated financial advice. A Quick Quote is indicative; a Decision in Principle (DIP) is subject to checks by the lender. Submitting an enquiry does not commit you to any product.

Get Quote Now — Free Eligibility Check • Takes 2 minutes • Free • Soft credit check only at enquiry stage

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Table of contents

• What a Quick Quote & Decision in Principle mean
• Who this page is for
• How UK Business Loans helps you get a Quick Quote / DIP
• Types of finance available for printing equipment
• Typical eligibility & documentation needed
• Typical costs & timescales
• How to prepare to get a faster DIP
• FAQs
• Next steps — Get your Quick Quote
• Footer & compliance

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What a Quick Quote & Decision in Principle mean

A Quick Quote is an indicative finance illustration based on the details you give. It typically shows estimated monthly payments, suggested term, possible deposit and an indicative cost of funds — enough to budget and to compare options.

A Decision in Principle (DIP) is a conditional approval from a lender after a more detailed review of your business and documentation. A DIP gives suppliers confidence to proceed, but it is not a final offer — full underwriting and final checks follow.

Typical response times:

• Quick Quote: often within hours (during business hours).
• DIP: same day to a few days depending on the lender and complexity.

Initial enquiries normally use soft credit checks or no search; any hard credit search happens only with your permission when you apply for full finance.

Get Started — Free Eligibility Check

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Who this page is for

This page is for UK printing and packaging businesses seeking finance for presses, finishing equipment, bindery, digital printers, software and related capital items. Typical users include commercial printers, packaging converters, in‑house print teams in larger companies and growing SMEs replacing or upgrading kit.

We usually assist limited companies, LLPs, partnerships and established SMEs looking for finance from around £10,000 upwards. If you need help working out what’s possible for your business, start a Free Eligibility Check.

For more sector-specific options see our industry overview on printing business loans.

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How UK Business Loans helps you get a Quick Quote / DIP

Here’s how the process works — simple, fast and designed to reduce paperwork and waiting:

1. Complete a short enquiry form

Fill in a brief online form (takes around 2 minutes). We’ll ask for:

• Company name and contact
• Approximate annual turnover
• Type and cost of equipment
• Target finance term and deposit (if any)
• Preferred timing

No obligation — this is not an application. Get Quote Now — Free Eligibility Check.

2. We match you to specialist lenders & brokers

We use your sector, equipment type and financial profile to match you with lenders and brokers who specialise in asset & equipment finance for printing. Matching increases the chance of a relevant Quick Quote and a smooth DIP.

3. Lenders review and send a Quick Quote

Matched partners provide an indicative Quick Quote showing likely monthly cost, suggested term, deposit options and any notable conditions. The Quick Quote gives you a basis to compare offers and discuss terms with suppliers.

4. Request a Decision in Principle (optional)

If you want certainty to place an order, you can ask a matched lender to carry out a DIP. For a DIP the lender typically needs further documents (see below). A DIP reduces procurement risk but remains conditional on full checks.

Start your enquiry — Free Eligibility Check

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Types of finance available for printing equipment

Choosing the right product depends on whether you want ownership, balance sheet treatment, tax considerations and upgrade flexibility. Common options for printing businesses:

Asset finance / Hire Purchase

Buy the equipment over time. You own it once the final payment is made. Good where ownership and potential capital allowances matter.

Finance lease

You pay for the equipment over a fixed term but do not own it. Often used where off‑balance alternatives are preferred.

Operating lease

Shorter term, maintenance and upgrade options available. Useful for technology that becomes obsolete quickly (digital presses, RIP servers).

Chattel mortgage

Similar to a mortgage for an asset — you own the equipment and the lender takes a security interest until repaid.

Sale & leaseback / Asset refinance

Release cash from equipment you already own by selling it to a funder and leasing it back — good for freeing working capital or restructuring finance.

Not sure which is right? Get a tailored Quick Quote and we’ll highlight suitable product types for your situation.

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Typical eligibility & documentation needed

Exact requirements vary by lender, but the common checklist includes:

• Minimum finance amount: typically £10,000 and upwards.
• Business trading history: many lenders prefer trading history of 12 months+, though some brokers work with newer businesses if management experience is strong.
• Turnover and profitability: lenders will consider company turnover and cashflow.
• Director/beneficial owner ID and proof of address.
• Quotation or invoice for the equipment.
• 3–12 months of business bank statements.
• Latest accounts or management accounts; cashflow forecast for newer businesses.

Providing these documents early speeds a DIP. A Quick Quote can be issued with minimal information; a DIP requires more detail.

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Typical costs & timescales

The following are indicative only — actual offers depend on lender, equipment type and credit profile.

• Terms: commonly 12–60 months (longer for high‑value presses).
• Deposits: 0–30% depending on lender and profile.
• Representative rate ranges: from low single digits to mid‑teens % APR — illustrative only.
• Quick Quote turnaround: usually within hours in-business hours.
• DIP turnaround: same day to a few days depending on documentation and lender workload.

A DIP helps you lock pricing for procurement and gives suppliers confidence to deliver equipment on agreed terms.

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How to prepare to get a faster DIP

Make the process quicker by preparing these items before you enquire:

• Obtain a clear, dated supplier quotation showing equipment, price and delivery lead times.
• Gather recent business bank statements and accounts.
• Confirm the company structure and director IDs.
• Decide on a target deposit and term with your supplier.
• Clarify intended use and expected operational life of the equipment.

When you’re ready, complete our short enquiry: Get Quote Now — Free Eligibility Check.

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Frequently asked questions

How quickly can I get a Quick Quote or DIP for printing equipment?

Quick Quotes often arrive within hours during business hours. A DIP usually takes from the same day up to a few days after you provide the necessary documentation.

Will requesting a Quick Quote affect my credit score?

No. Initial enquiries use soft checks or no credit check. Lenders only perform hard credit searches with your permission when you apply for full finance.

Does UK Business Loans lend the money?

No — we introduce your business to lenders and brokers who provide finance. We do not provide regulated financial advice or loan funding.

What information do lenders typically need for a DIP?

Common items: supplier quote, recent business bank statements, accounts/management accounts, ID for directors and details of any existing finance facilities.

Can I get finance with a less-than-perfect credit history?

Possibly. Different lenders specialise in different risk profiles. By matching you to the most suitable partners we increase the chance of a workable quote. Be open about your situation on the enquiry form so we can match appropriately.

If you still have questions, contact us or Get Quote Now — Free Eligibility Check.

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Next steps — Get your Quick Quote

Fast path to a Quick Quote:

1. Complete our short enquiry form (2 minutes).
2. We match you with specialist lenders & brokers.
3. You receive an indicative Quick Quote and can request a DIP.

Get Quote Now — Free Eligibility Check — It’s free, quick and non‑binding. We only share your details with relevant lenders and brokers who can help.

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Footer — links & compliance

Useful links: Asset finance • How it works • FAQ • Contact

Compliance statement: UK Business Loans does not lend or provide regulated financial advice. We act as an introducer, connecting businesses with lenders and brokers. Any finance offer is made by the lender. A Quick Quote is indicative and a Decision in Principle does not guarantee final lending; final approval depends on full checks by the lender. Submitting an enquiry does not commit you to any product. For privacy and terms, please see our Privacy Policy and Terms & Conditions.

1. How quickly can I get a Quick Quote or Decision in Principle (DIP) for printing equipment?
Quick Quotes often arrive within hours during business hours, and a DIP typically takes the same day to a few days depending on documentation and lender workload.

2. What’s the difference between a Quick Quote and a Decision in Principle (DIP)?
A Quick Quote is an indicative finance illustration to help budget and compare, while a DIP is a conditional lender approval that gives suppliers more confidence but remains subject to full underwriting.

3. Will submitting a Quick Quote enquiry affect my credit score?
No — initial enquiries use soft credit checks or no search, and lenders only perform hard credit searches with your permission when you apply for full finance.

4. Does UK Business Loans lend money or provide regulated financial advice?
No — UK Business Loans is an introducer that matches your business with FCA-regulated lenders and brokers and does not provide loan funding or regulated advice.

5. What types of finance are available for printing presses and finishing equipment?
Common options include asset finance/hire purchase, finance lease, operating lease, chattel mortgage and sale & leaseback/asset refinance depending on ownership and tax preferences.

6. How much finance can I get for printing equipment?
Most lenders consider requests from around £10,000 upwards, with maximum amounts varying by lender, asset value and business profile.

7. What documents do lenders typically require for a DIP?
Lenders usually ask for a supplier quotation, 3–12 months of business bank statements, latest accounts or management accounts, director ID and proof of address, and details of existing finance.

8. What terms, deposits and rates should I expect for printing equipment finance?
Terms commonly range from 12–60 months (longer for high-value presses), deposits from 0–30%, and representative rates from low single digits to mid‑teens depending on lender and credit profile.

9. Can I get equipment finance with limited trading history or imperfect credit?
Possibly — some specialist lenders and brokers work with newer businesses or those with less‑than‑perfect credit, and we match you to partners suited to your risk profile if you’re open about your circumstances.

10. How do I start a Quick Quote or apply for printing equipment finance through UK Business Loans?
Complete the free two‑minute enquiry form to be matched with specialist lenders and brokers who can provide a no‑obligation Quick Quote and progress to a DIP if you choose.