Printing Business Loans — Do our partners finance delivery vans & HGVs for local print logistics?
Summary: Yes — UK Business Loans connects print businesses with finance partners that commonly provide vehicle finance for delivery vans and HGVs used in local print logistics. Availability depends on vehicle type, age, GVW, operator licences and the business’s trading history. Our partners offer hire purchase, finance lease, commercial vehicle loans and fleet refinancing designed to match cash flow needs. Complete a Free Eligibility Check to get matched to the lenders or brokers most likely to help your print business secure the right van or truck finance.
Short answer
Yes. UK Business Loans introduces print companies to lenders and brokers who routinely provide vehicle finance for panel vans, long-wheelbase panel vans, refrigerated vans, rigid trucks and articulated HGVs used in local and regional print distribution. Exact products, eligibility and pricing vary by lender and the vehicle’s specification. Get a Free Eligibility Check to see which partners match your needs: Get Quote Now.
Why vehicle finance matters for print businesses
For print firms, vans and HGVs are essential operational assets — they move heavy paper reels, deliver finished cartons, support same-day drop-offs and handle seasonal spikes in volume. Buying outright ties up capital that could be used on consumables, press maintenance or payroll. Choosing the right finance keeps cash for core operations while letting you scale fleet capacity quickly when needed.
Choosing between hire purchase, leasing or a commercial loan affects cash flow, ownership, tax treatment and balance-sheet impact — so matching the finance type to business goals is crucial.
What types of vehicle finance our partners offer
Our partner lenders and brokers typically provide a range of commercial vehicle finance products suitable for printers:
Asset finance / Hire Purchase (HP)
Hire Purchase is a common route to owning the vehicle. You pay a deposit (typically 5–20%), then fixed monthly instalments over 2–5 years. Ownership transfers after the final payment. HP suits businesses that want to own vehicles at the end of the term.
Lease (finance lease / operating lease)
Leases can be structured as finance leases (closer to ownership) or operating leases (off-balance, with contract-end options). Leases often include maintenance packages and are popular if you prefer predictable monthly costs and want to update vehicles every few years.
Commercial vehicle loans
Some lenders offer term loans secured against the vehicle or business assets. These can be useful for bespoke purchases or conversions (e.g., refrigerated fit-outs). Terms and security requirements vary by lender.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Fleet finance & refinancing
For multi-vehicle operations, fleet finance packages or refinancing existing vehicle debt can free up capital and simplify repayments. Specialist funders handle high-mileage, mixed-age fleets common in print logistics.
Indicative terms (varies by lender): deposit 5–20%; terms 24–72 months for vans, 36–84 months for HGVs; specialist high-mileage lenders for busy routes.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Do our partners finance delivery vans?
Yes — most partners routinely fund delivery vans used by printers, including panel vans, LWB vans, crew vans and specialist refrigerated units for sensitive paper or print-related packaging.
Common eligibility and product notes for vans:
- New and used vans are financeable; many lenders accept used vans up to 5–10 years old (age and mileage limits differ).
- Lenders will look for business trading history (often 12+ months preferred), turnover evidence and the director(s)’ credit profiles.
- High-mileage local delivery businesses can be placed with specialist funders experienced in frequent-stop urban routes.
If you need a quick price or to check eligibility, complete a Free Eligibility Check: Get Quote Now. Submitting an enquiry will not affect your credit score.
Do our partners finance HGVs (rigid / artic) used in print logistics?
Yes — but HGV finance involves tighter underwriting. Many lenders and specialist fleet funders will consider rigid trucks and articulated HGVs used for regional print distribution, palletised deliveries and inter-site transfers.
Key additional considerations for HGV finance:
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
- Operator requirements: lenders may ask about your O-licence, driver CPC records and compliance processes.
- Vehicle specification and maintenance: lenders prefer vehicles with documented servicing and reasonable mileage for their age.
- Insurance and load type: some funders check that the vehicle will be insured and used within declared scope (e.g., no hazardous materials).
Specialist HGV funders can offer bespoke terms for haulage-heavy printers or for businesses buying multiple rigid trucks. Get a Free Eligibility Check to see which partners can help: Free Eligibility Check.
Factors lenders consider for print logistics vehicle finance
When underwriting vehicle finance for printers, common lender considerations include:
- Business trading history: how long you’ve been trading and recent performance.
- Turnover & cashflow: annual sales and bank statements help show you can meet repayments.
- Director credit profile: personal credit of directors is often reviewed for lending decisions.
- Vehicle details: make, age, mileage, GVW, maintenance records and any specialist fit-outs.
- Usage: local multi-drop vs long-distance haulage affects risk and rates.
- Regulatory compliance (HGVs): O-licence, tachograph and driver qualifications.
- Deposit & term: size of deposit and desired finance term influence approvals and monthly cost.
What to prepare before you enquire:
- Basic business details (company name, address, SIC code).
- Recent bank statements (usually 3 months) and proof of turnover.
- Vehicle specification or purchase invoice / advert link for the vehicle(s).
- Director ID and address proof if required.
Costs, deposit & repayment examples (illustrative only)
Use these examples to set expectations. Actual quotes depend on credit, term, lender and product.
Example A — Delivery van (illustrative)
Vehicle price: £25,000. Deposit: 10% (£2,500). Amount financed: £22,500. Term: 36 months. Representative APR: 8% (illustrative).
Estimated monthly repayment: approximately £706 per month. (Example for guidance only — ask for a tailored quote.)
Example B — Rigid truck (illustrative)
Vehicle price: £80,000. Deposit: 15% (£12,000). Amount financed: £68,000. Term: 60 months. Representative rate: 7.5% (illustrative).
Estimated monthly repayment: approximately £1,360 per month. (Illustrative only — final terms supplied by lenders.)
Want a tailored, no-obligation quote? Get Quote Now.
How UK Business Loans matches you to the right lender/broker — our process
Here’s what to expect when you use our service:
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
- Complete a short Free Eligibility Check form (takes around two minutes) — Get Started Free Eligibility Check.
- We match your enquiry to lenders and brokers in our network who specialise in vehicle, fleet or asset finance for printers.
- Selected partners contact you to discuss options and provide quotes — you decide whether to proceed. There’s no obligation to accept any offer.
Submitting an enquiry is a soft pre-check and will not affect your credit score.
Compliance & transparency
UK Business Loans is an introducer that connects businesses to lenders and brokers. We do not lend money or provide regulated financial advice. We aim to be fair, clear and not misleading in all communications. Partners contacted through our service may have their own regulatory status and terms — always review partner terms before accepting any finance.
Top FAQs
Will applying through UK Business Loans affect my credit score?
No. Submitting a Free Eligibility Check is a soft pre-check and does not affect your credit score. Lenders may run hard credit checks later if you choose to proceed with an application.
Can I finance used vans and older HGVs?
Often yes. Many lenders accept used vehicles up to a set age (commonly 5–10 years) and with varying mileage allowances. Specialist lenders cater for older or high-mileage fleets — tell us the vehicle details on the enquiry form.
Do you fund refrigerated or specialist vehicles used in printing?
Yes — many partners can structure finance for specialist vehicles and fit-outs, including refrigerated vans and bespoke conversions. Include the vehicle type and intended use on your enquiry.
How quickly will I get quotes?
Partners typically contact new enquiries within hours. Full written quotes often follow within 24–72 hours depending on complexity and whether additional documents are required.
What documents will lenders request?
Common requests: recent business bank statements, company accounts or management accounts, proof of ID for directors, vehicle details and insurance documentation. We’ll guide you on what’s needed for each partner.
What minimum loan value do you handle?
We generally introduce enquiries for vehicle and asset finance from around £10,000 and upwards. For lower-value needs, we can still advise which partners to approach but the core matching service focusses on £10k+ deals.
Final CTA & next steps
Need vans or HGVs for your print business? Start a Free Eligibility Check and we’ll match you to the lenders or brokers most likely to help. Quick, no obligation and it won’t affect your credit score — Get Quote Now.
No fee to use this service. We introduce you to lenders/brokers; we are not a lender or regulated adviser. Submitting an enquiry does not affect your credit score. Terms and eligibility apply.
Supporting links & resources
- printing business loans — industry overview and related finance options.
- GOV.UK — rules on operator licensing (O-licence) (guidance for HGV operators).
- Free Eligibility Check — Get a tailored vehicle finance quote
1. Do UK Business Loans’ partners finance delivery vans for printing businesses?
Yes — we introduce printers to lenders and brokers who commonly provide finance for panel vans, LWB vans, crew vans and refrigerated units, subject to vehicle age, GVW and business eligibility.
2. Can I get finance for HGVs (rigid or articulated) used in print logistics?
Yes — specialist funders in our network will consider rigid trucks and artics for print distribution, although underwriting is stricter and may require O-licence, driver CPC and maintenance records.
3. What types of vehicle finance are available for print businesses?
Our partners offer hire purchase, finance leases (operating and finance), commercial vehicle loans and fleet finance/refinancing to match different cash-flow and ownership needs.
4. Will submitting a Free Eligibility Check affect my business credit score?
No — the Free Eligibility Check is a soft pre-check that does not affect your credit score, though lenders may perform hard checks later if you proceed with an application.
5. Can I finance used vans or older HGVs with UK Business Loans’ partners?
Often yes — many lenders accept used vans and HGVs (commonly up to 5–10 years depending on mileage and condition), and specialist funders handle high-mileage or older fleets.
6. What documents will lenders typically ask for when financing a van or HGV?
Lenders usually request basic business details, recent bank statements (typically 3 months), proof of turnover or accounts, vehicle specifications or purchase invoice, and ID/address proof for directors.
7. How much deposit and what loan sizes do you typically handle?
Indicative deposits range from 5–20% and we generally introduce vehicle finance enquiries from around £10,000 upwards, with bespoke options for larger fleet deals.
8. How long does it take to receive vehicle finance quotes?
Partners often contact enquiries within hours and provide full written quotes within 24–72 hours depending on complexity and documentation.
9. Can I finance refrigerated vans or specialist fit-outs for printing logistics?
Yes — many lenders and brokers in our network can structure finance for refrigerated units and bespoke conversions when you include the fit-out details on your enquiry.
10. What factors do lenders consider when approving vehicle finance for printers?
Lenders assess business trading history, turnover and cashflow, director credit profiles, vehicle age/mileage/specification, intended usage and (for HGVs) regulatory compliance such as O-licences.