Is UK Business Loans a Direct Lender? Printers’ Guide

Complete Your Details –
Get Free Quotes + Deal Support

Is UK Business Loans a Direct Lender? Printers’ Guide

No — UK Business Loans is not a direct lender. We are an introducer that matches UK printing businesses with specialist lenders and brokers so you can compare multiple, no‑obligation finance quotes (asset/equipment finance, invoice finance, business loans, bridging, commercial mortgages) after a short, free eligibility check.

How the introducer model helps printers
- One short enquiry (under 2 minutes) connects you to lenders/brokers who understand printing needs.
- Saves time: get multiple tailored quotes without contacting providers individually.
- Fast responses: matches often within hours; indicative quotes typically within 24–72 hours.
- Transparent & free: submitting an enquiry does not affect your credit score; we only share details with selected partners and are paid by those partners.
- Ideal for financing presses, finishing kit, consumables, or smoothing cashflow.

Ready to compare? Start a free eligibility check: https://ukbusinessloans.co/get-quote/

Printing Business Loans — Are we a direct lender, and how the introducer model helps printers compare options

Short answer: No — UK Business Loans is not a direct lender. We act as an introducer/lead-matcher that helps printing businesses find and compare finance options from specialist lenders and brokers. Submit a short enquiry (it’s not an application) and we’ll match you quickly so you can receive multiple, no‑obligation quotes. Get Quote Now — Free Eligibility Check

Quick answer: are we a direct lender?

No. UK Business Loans does not lend money. We are an introducer that collects brief information via a short enquiry and uses that information to match printing companies with lenders and brokers who may be able to help. The enquiry is not an application — it simply lets us find the right potential partners to contact you with tailored options.

Get Started — Free Eligibility Check

How the introducer model works for printing businesses

Step-by-step: how it works

  • Complete a short online enquiry (name, business, loan amount/purpose, contact details). It takes under two minutes.
  • We match your request to a selection of lenders and brokers experienced in printing sector finance (equipment, invoice lines, property, working capital).
  • Selected partners contact you directly to discuss eligibility and provide quotes or indicative rates.
  • You compare the offers and choose whether to proceed with any provider — there is no obligation from completing the enquiry.

Why the introducer model benefits printers

  • One short form, multiple options: Save time — complete a single enquiry instead of contacting many lenders individually.
  • Specialist matches: We steer enquiries to partners who understand printing business needs — presses, finishing kit, consumables cycles and trade debtor patterns.
  • Product comparison: See disparate products side‑by‑side: asset finance, invoice finance, commercial loans, bridging, equipment leasing.
  • Faster initial responses: Brokers often return indicative offers quickly because they can assess fit fast from the details you provide.
  • Confidentiality: We only share your details with selected partners for the sole purpose of obtaining finance quotes.

Want the benefits of this approach? Get Matched — Free Eligibility Check

What types of finance printers can compare via UK Business Loans

Printers can often access a range of finance solutions. Typical products we help match for printing firms include:

  • Asset & equipment finance — funding or leasing for sheet-fed/roll-fed presses, finishing lines, guillotines and binding machines. Typical starting sizes often begin around £10,000 and can extend to many hundreds of thousands depending on the asset and provider.
  • Invoice finance / factoring — release cash tied up in B2B invoices to smooth cash flow around large jobs and material purchases.
  • Business loans (secured or unsecured) — for working capital, expansion, or marketing. Terms and sizes vary by lender; secured loans may support larger sums.
  • Commercial mortgages / property finance — purchase or refinance of premises, workshops or warehouses.
  • Short-term bridging & merchant cash advances — fast solutions for urgent jobs or seasonal peaks; typically higher cost and best matched carefully to cashflow.
  • Refinance & debt consolidation — restructure to simplify repayments or reduce monthly outlay.

If you’re unsure which product fits a new press purchase vs. short-term cash for materials, submit a short enquiry and we’ll match you to partners who specialise in manufacturing and printing finance. Tell us what you need — Get Quote Now

How printers should compare offers — practical checklist

When you receive multiple quotes, use this checklist to compare fairly:

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

  • Rate & APR: Look at the headline rate but always compare APR where provided.
  • Upfront and ongoing fees: Arrangement fees, valuation fees, broker fees and renewal charges.
  • Term & schedule: Loan term, frequency of repayments and any seasonal payment options.
  • Security: What collateral is required — asset security, charges on property, or personal guarantees?
  • Early repayment: Is there a penalty for settling early?
  • Conditions: Are quotes conditional on further checks, valuations or credit searches?
  • Time to funding: How long from application to drawdown?

Questions to ask each lender/broker

  • Exactly what fees will I pay and when?
  • Is this quote conditional on further searches or valuations?
  • Can you explain security, guarantees and their implications?
  • What are the repayment options and flexibility for seasonal income?
  • How soon can funds be released if approved?

Compare confidently — Compare Quotes — Start Your Enquiry

Typical documents printers should prepare

Having the right documents ready speeds responses from brokers and lenders:

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

  • Business bank statements (last 3–6 months)
  • Most recent management accounts and up to two years’ statutory accounts (if available)
  • VAT returns (if applicable)
  • Details of the equipment to be financed (make, model, cost, dealer invoice)
  • Copies of major invoices or purchase orders for contract work
  • Proof of ownership or lease of premises
  • Photo ID for company director(s)

Ready to share details and speed up quotes? Ready? Get a Free Eligibility Check

Typical timeline — from enquiry to funds

Timescales vary by product and case complexity, but a typical range is:

  • Enquiry submitted: immediate
  • Match to partners: within hours
  • Initial contact from lenders/brokers: within 24–72 hours
  • Formal offer & documentation: days to a couple of weeks
  • Funding / drawdown: days to several weeks depending on valuations, searches and security

Complex commercial mortgages or large asset finance can take longer; simple asset finance deals are often the fastest. Start Now — Get Quote in Hours

Costs, transparency and data use

Using UK Business Loans is free for your business. We receive remuneration from partners when enquiries are completed, which allows us to operate the matching service at no cost to you.

We only share your details with selected partners for the purpose of providing quotes. By submitting an enquiry you consent to this limited sharing so lenders/brokers can contact you. Your enquiry is not an application and does not, by itself, affect your credit score.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

We encourage you to ask matched partners for full disclosure of fees and charges in writing before you sign any agreement. Start Your Free Enquiry

Printer success story (anonymised)

A medium-sized printworks in the Midlands needed a second‑hand industrial press to fulfil a large new contract. They completed our short enquiry and were matched with two asset finance brokers and one specialist lessor. Within 48 hours they had three indicative offers; one broker negotiated a competitive repayment profile that matched job cashflow and funds were drawn within ten working days. The business met the deadline and grew repeat business with the new capacity.

Get similar support — Get Matched — Free Eligibility Check

FAQs

Is UK Business Loans a lender?

No. We do not lend. We introduce businesses to lenders and brokers so you can compare options. The enquiry is only used to find suitable partners.

Will using UK Business Loans affect my credit score?

No. Submitting the initial enquiry does not result in a credit check. Lenders or brokers may carry out checks if you decide to proceed with an application.

Are there options if my credit history is imperfect?

Yes — some specialist lenders consider non-standard credit histories. Submitting an enquiry lets us surface those specialist options where appropriate.

How quickly will I get a quote?

Often within hours; formal quotes normally within 24–72 hours. Complex deals may take longer.

Get a Free Eligibility Check

Ready to compare? Get your free eligibility check

If your print business needs new presses, consumables funding or working capital of £10,000 and above, completing our short enquiry is the fastest way to see what options may be available. It’s not an application — it’s a way to be matched with the lenders and brokers most likely to help. No obligation. No charge.

Get Quote Now — Free Eligibility Check

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

UK Business Loans is an introducer and does not provide loans or regulated financial advice.

Internal links & resources


Need help choosing the right product? Complete a short enquiry and we’ll match your printing business with specialist lenders and brokers who can provide tailored, no‑obligation quotes. Start your Free Eligibility Check

1. Is UK Business Loans a direct lender or do you provide the loan yourself?
No — UK Business Loans is an introducer that matches your enquiry with specialist lenders and brokers; we do not lend money or give regulated financial advice.

2. Will submitting a free eligibility check or enquiry affect my credit score?
No — the initial enquiry/eligibility check does not trigger a credit search; lenders or brokers may carry out checks only if you choose to proceed.

3. How quickly can I expect to receive quotes after submitting an enquiry?
You can often receive initial contact within hours and formal quotes within 24–72 hours depending on product complexity.

4. What types of business finance can printers and other SMEs compare through UK Business Loans?
You can compare asset/equipment finance, invoice finance/factoring, business loans (secured or unsecured), commercial mortgages, bridging, merchant cash advances and refinance options.

5. What loan amounts are typically available via the lenders and brokers you match me with?
Partner lenders commonly offer amounts from around £10,000 up to multi‑million commercial facilities depending on the product and security.

6. Does it cost anything to use UK Business Loans to get matched with lenders and brokers?
No — the matching service and eligibility check are free for your business; we receive remuneration from partners when enquiries are completed.

7. Can I get finance if my business has imperfect or adverse credit history?
Yes — some specialist lenders and brokers in our network consider non‑standard credit profiles, and an enquiry can surface those tailored options.

8. What documents should I have ready to speed up lender responses?
Prepare recent business bank statements (3–6 months), management/statutory accounts, VAT returns, equipment details and dealer invoice, major purchase orders, proof of premises and director photo ID.

9. Are the lenders and brokers you work with regulated and trustworthy?
Yes — we only work with reputable, vetted partners who operate under relevant FCA guidelines and treat customers fairly.

10. How should I compare multiple loan quotes to choose the best business finance?
Compare APR and headline rates, upfront and ongoing fees, term and repayment schedule, security and personal guarantee requirements, early repayment penalties, and time to funding.

We review the best brokers – then match your business with the best-fit

Complete Your Details –
Get Free Quotes + Deal Support