Can I apply for farm finance online in less than two minutes?

Short answer: Yes. Our online enquiry form is intentionally brief and can normally be completed in under two minutes. It collects only the key details lenders need to assess whether they can help — name, business details, the loan amount you’re seeking and the purpose.

Important: completing the enquiry is not a loan application and does not commit you to anything. UK Business Loans acts as an introducer — we match your request with specialist lenders and brokers who will contact you with possible options. If you decide to progress, those lenders may then request supporting documents and perform their own eligibility or credit checks.

Get Quote Now — Free Eligibility Check

How the online enquiry works — simple, fast, secure

Step 1 — Fill a short form (about 60–90 seconds)

The quick enquiry asks for essential information so we can match you with the right lenders and brokers:

• Contact name and role
• Company name and registration (if applicable)
• Business sector (agriculture/farming)
• Postcode / location
• Requested finance amount (we handle loans from £10,000+)
• Purpose (asset purchase, working capital, refinance, property, etc.)
• Best contact phone and email

Step 2 — We match you to relevant lenders and brokers (minutes to hours)

Using the details you provide, we match you with partners who specialise in agricultural and farm finance — from asset finance for tractors and equipment to commercial mortgages for farm property. Matching is based on loan size, product type and sector expertise, so you get contacts who understand farming.

Step 3 — Lenders contact you with quotes and next steps

Matched brokers or lenders typically respond by phone or email. They will explain likely terms, any documents required and whether further checks (e.g., credit or affordability) are needed. The initial contact is exploratory — you decide whether to proceed to a formal application.

What happens to your data?

Your information is shared only with selected partners approved by UK Business Loans for the purpose of matching and introducing you to finance options. We will never sell your data for unrelated marketing. See our privacy policy for full details. Remember: submitting an enquiry does not affect your credit score.

Start Your 2‑Minute Enquiry

Farm finance options UK farmers commonly use

Through our network you may be matched to lenders and brokers offering:

• Asset finance — finance for tractors, combines and machinery (hire purchase, leasing). Typical sizes from £10,000 upwards.
• Agricultural term loans — one-off investment for land improvements, buildings or major purchases.
• Seasonal working capital — bridge funding for seasonal cashflow peaks, fertiliser, seed or harvest costs.
• Invoice finance — release cash tied up in invoices for food producers and suppliers.
• Refinance & debt consolidation — restructure existing business borrowing to improve monthly cash flow.
• Commercial mortgages — funding for farm property or land purchases (secured lending).
• Equipment hire purchase / leasing — spread the cost of new or used equipment while preserving working capital.

For more detail on farming-specific solutions, see our farming loans resource on farming loans.

Who we help — eligibility and common lender criteria

We typically work with incorporated farming businesses and agri‑businesses seeking £10,000 and up. Common lender requirements include:

• Business trading history (varies by product — some lenders will consider newer businesses for asset finance).
• Turnover and cashflow information to demonstrate affordability.
• Information about security for secured products (land, buildings or equipment).
• Credit history — some specialist lenders consider imperfect credit depending on the product and security available.

Not sure if you qualify? The quickest way to find out is a Free Eligibility Check — it takes under two minutes and won’t affect your credit file.

Why farmers choose UK Business Loans

We’re focused on speed, relevance and simplicity for agricultural businesses:

• Fast form: Complete the enquiry in under two minutes.
• Sector specialists: We match you to lenders and brokers who understand farming needs.
• Free & no obligation: There’s no charge to submit an enquiry and no pressure to accept offers.
• Nationwide coverage: We introduce farms across the UK to suitable providers.
• Secure & confidential: We share your details only with relevant partners for matching.

Written by UK Business Loans — experienced introducers connecting agriculture businesses with lenders and brokers. We do not lend directly; we introduce you to providers who can help.

Get Started — Free Eligibility Check

Realistic expectations & compliance notes

• Enquiry stage: Completing our form does not perform a credit check and will not affect your credit score.
• Lender checks: If you progress, lenders or brokers may carry out affordability and credit checks that could show on your credit file.
• Response times: Many partners respond within hours during business hours; expect responses typically within 2 working days.
• No guarantee: Matching does not guarantee an offer — terms, rates and approvals are set by lenders based on your circumstances.
• Fees: Our introduction service is free for business owners — any lender or broker fees will be disclosed by them.

When you’re ready to explore options, start a short enquiry: Free Eligibility Check.

Farming loan success — a short example

Example: A family-run mixed farm needed a new combine and working capital for harvest. They completed a UK Business Loans enquiry in under two minutes. Within six hours a specialist broker contacted them, arranged a tailored hire purchase package combined with short-term seasonal finance and the family received funding approval in 10 days to complete the purchase and cover harvest costs.

Your situation may differ, but a quick enquiry is the fastest way to see what lenders can offer.

Frequently asked questions

Can I apply for farm finance online with UK Business Loans in less than two minutes?

Yes. Our enquiry form is designed to be completed in under two minutes. It’s a free introduction — not a formal loan application.

Is it possible to complete an online farm finance application with UK Business Loans in under 2 minutes?

You can complete our short enquiry in under two minutes. If you choose to progress, lenders may ask for more details and documents before making an offer.

Can I submit a farm finance application online via UK Business Loans in under two minutes?

Submitting the enquiry takes under two minutes. Formal applications to lenders usually follow and require additional information.

Can I get farm finance online through UK Business Loans in less than 2 minutes?

You can get a quick eligibility check and be matched in under two minutes — funding decisions and drawdowns take longer and depend on the lender.

Can I apply online for farm finance with UK Business Loans in under two minutes?

Yes — our online enquiry is quick. It’s the fastest way to see which specialist lenders and brokers might be able to help.

Can I complete a UK Business Loans online farm finance application in less than 2 minutes?

The UK Business Loans enquiry is under two minutes. A lender’s formal application will usually take longer and may require supporting documents.

Will submitting an enquiry affect my credit score?

No — completing our enquiry will not affect your credit score. Lenders may perform credit checks later if you progress to a formal application.

Does UK Business Loans charge for this service?

No. Our introducer service is free for business owners. Any fees or charges will be disclosed by the lender or broker you deal with directly.

Ready for a quick farm finance quote?

Complete the short form to get a free eligibility check and be matched to lenders and brokers who specialise in agriculture. It takes under two minutes and won’t affect your credit score.

Get Quote Now — Free Eligibility Check

Free, no obligation • We’re an introducer — we do not lend • Typical loan sizes from £10,000 and up