Logistics Business Loans — Check Your Finance Eligibility in Under 2 Minutes

Quick summary: Yes — with UK Business Loans you can find out if you qualify for logistics finance in under two minutes. Complete a short, secure enquiry form and we’ll match your business with lenders or brokers specialising in fleet, vehicle and warehouse funding. This is a free, no‑obligation eligibility check (not a loan application) and it will not affect your credit score. Ready to start? Get a Free Eligibility Check.

Quick answer: Can I check logistics finance eligibility in under two minutes?

Short answer: Yes. Our online enquiry form is intentionally short — most businesses can complete it in under two minutes. Once submitted, our platform matches your details with finance providers and brokers who specialise in logistics funding and can provide an indicative response quickly.

What the two‑minute check delivers:

• A rapid, indicative eligibility outcome — not a formal loan decision.
• Matches to lenders/brokers that typically provide a first response within hours or up to 72 hours, depending on the request.
• Clear next steps so you can progress with the option that fits your needs.

Please note: the enquiry is an information submission used to match you with providers. It is not a loan application and the initial enquiry will not affect your business or personal credit score. If you want to start now, complete our short form: Free Eligibility Check.

What types of logistics finance we can check quickly

We match logistics businesses with lenders and brokers who provide a broad range of finance products. Typical areas we can check for in under two minutes include:

• Vehicle and asset finance — finance for vans, rigid trucks and tractors, trailers and specialist vehicles. Typical loan values start from around £10,000 and can cover both new and used assets.
• Fleet leasing, hire purchase & finance leases — for businesses replacing or expanding a multi‑vehicle fleet. Indicative matches for fleet funding can be provided rapidly; formal quotes follow once providers review details.
• Warehouse equipment & racking finance — funding for racking, mezzanines and yard upgrades to improve throughput and storage capacity.
• Working capital & cashflow solutions — invoice finance, merchant cash advances or short‑term business loans to smooth seasonal peaks or fund growth.

Example: want to buy 10 vans for a regional courier business? Tell us the approx. amount and the vehicle type in the short form — you can expect indicative asset finance matches within 24–72 hours after submission. To begin the quick check, click Get Quote Now.

For more sector-specific detail see our logistics industry page on logistics business loans: logistics business loans.

How our under‑2‑minute eligibility check actually works (step‑by‑step)

We’ve designed the process so it’s fast and straightforward:

1. Complete the short online form (1–2 minutes) — we ask for key facts: company name, turnover band, years trading, approximate finance amount, purpose (vehicle, fleet, racking, working capital), and contact details. Minimal fields mean you can get matched quickly.
2. Matching engine selects suitable partners — based on your answers, we match you to lenders and brokers in our panel that commonly handle logistics requests of that type and size.
3. Indicative contact from lenders/brokers — partners typically call or email within hours, or up to 72 hours for larger or specialist requests, to give an indicative offer and request any further documents.
4. Compare options and proceed (or not) — you’ll receive multiple approaches in many cases and can decide who to speak to further. There’s no obligation to accept any offer.

Reassurance: we only share your details with partners relevant to your enquiry and we clearly indicate when a provider requests further checks or documentation. The initial match does not involve a credit search; lenders may perform credit checks later if you proceed with an application.

Get Started — Free Eligibility Check

What you’ll need to hand to get a fast, accurate eligibility check

To complete the short form in under two minutes, have these basics ready:

• Company legal name (or trading name)
• Approximate annual turnover (band)
• Years trading
• Type of finance required (vehicle, fleet, warehouse, working capital)
• Approximate finance amount required (we arrange loans from around £10,000 upwards)
• Contact phone number and email

Note: you don’t need to upload accounts or full paperwork for the initial check. If you progress, lenders will request accounts, VAT registration, or vehicle details to produce a formal quote.

Typical eligibility criteria for logistics lenders

While criteria vary by lender and product, common factors considered by finance providers in the logistics sector include:

• Trading history: many lenders prefer businesses trading for 12+ months, though specialist lenders or brokers may consider younger companies for asset finance.
• Turnover: minimum turnover thresholds depend on product — working capital and invoice finance providers typically look for higher turnover, while asset finance can be available to smaller revenue businesses.
• Deposit or margin: asset finance and hire purchase often require a deposit (typically 5–30% depending on asset age and lender).
• Vehicle/asset age and condition: newer assets attract better rates; some lenders have age limits for used vehicles.
• Credit profile: acceptable credit varies — some lenders specialise in standard credit, others in adverse or complex credit cases.
• Purpose and security: secured loans against assets or property may be available; unsecured lending typically requires stronger cashflow and credit metrics.

Edge cases: seasonal hauliers, owner‑driver models and operators with prior CCJs or defaults are often best served by specialist brokers — which is exactly what our matching service aims to find for you.

Free Eligibility Check — Start Now (under 2 minutes)

Timing — what to expect after you submit

Typical timelines after you submit the quick enquiry:

• Immediate: on‑screen confirmation that your enquiry was received and what happens next.
• Within a few hours (business hours): one or more partners may contact you to discuss requirements and give an indicative view.
• 24–72 hours: many enquiries receive indicative quotes or terms within this period — larger or specialist requests may take longer.
• Formal offer: once a lender has full paperwork and completes their checks, a formal offer can take several days depending on complexity.

You remain in control: you decide which providers to speak to and there is no obligation to proceed with any offer.

Why use UK Business Loans for logistics finance

UK Business Loans specialises in connecting logistics businesses with lenders and brokers who understand the sector. Our value to you:

• Speed — a short form and quick matching cuts through the time‑consuming search process.
• Sector focus — partners experienced in fleet, commercial vehicles and warehouse investment.
• Free & no obligation — the enquiry is a matching service; you’re not applying for a loan at that stage.
• Privacy — we only share your details with partners relevant to your request; details of data handling are in our privacy policy.

Ready to be matched to lenders who understand logistics funding? Get Quote Now.

Example scenarios (realistic vignettes)

Courier fleet upgrade — A regional courier with five diesel vans needs to replace six vehicles and expand to ten. They completed a 90‑second enquiry listing fleet size and required amount (£120,000). Within 48 hours, two asset finance brokers contacted them with indicative hire purchase and lease options. Outcome: chose a three‑year finance lease with manageable monthly payments and a small initial deposit.

Warehouse racking & working capital — A third‑party logistics operator needed racking plus short‑term cashflow to cover a large seasonal contract. The business submitted the short form (under 2 minutes) and was connected to a broker who combined equipment finance with invoice finance — resulting in a blended solution delivered in under a week.

Haulage firm with credit issues — A medium haulage operator with some adverse credit history used the service to be matched to specialist lenders; they received an indicative bridging solution and a plan to refinance to better terms once historic issues were resolved.

Frequently asked questions

Can I find out my logistics finance eligibility with UK Business Loans in under two minutes?

Yes — complete our short enquiry form (typically under two minutes) and we’ll match you with lenders/brokers who can provide an indicative response quickly. This is an eligibility check and introduction, not a formal application.

Will an eligibility check affect my credit score?

No — the initial enquiry is informational and will not show as a credit search. Lenders may perform credit checks later if you choose to proceed with an application.

Do you lend directly?

No — we connect businesses to lenders and brokers. We do not provide loans ourselves; our role is to match you with appropriate finance partners.

Is the service free?

Yes — our eligibility check and matching service is free and carries no obligation to accept any offers.

What loan sizes do you organise?

We arrange finance from around £10,000 upwards across asset finance, fleet funding, warehouse and working capital solutions.

Next steps — check your eligibility now

Ready to see if you qualify for logistics finance in under two minutes? Complete our short form and we’ll match you to lenders and brokers who specialise in logistics funding. Free, quick and no obligation: Get Started — Free Eligibility Check.

1. Can I check my logistics finance eligibility in under two minutes? — Yes — complete our short, free eligibility check (under two minutes) and we’ll match you to lenders and brokers who specialise in logistics finance without affecting your credit score.

2. What types of logistics finance can UK Business Loans help me find? — We match businesses to asset finance, vehicle and fleet leasing, hire purchase, warehouse racking finance, invoice finance and short‑term working capital solutions.

3. Will submitting the eligibility form affect my business or personal credit score? — No — the initial enquiry is informational and will not show as a credit search; lenders may carry out checks only if you choose to proceed.

4. How quickly will lenders or brokers contact me after I submit the form? — You can typically expect contact within hours and indicative responses within 24–72 hours, with formal offers taking several days once full paperwork is provided.

5. What information do I need to hand to complete the under‑2‑minute eligibility check? — Have your company name or trading name, turnover band, years trading, approximate finance amount, purpose (e.g. vans, fleet, racking) and contact details ready.

6. Do you lend directly or provide regulated financial advice? — No — UK Business Loans is an introducer that connects you to trusted lenders and FCA‑regulated brokers and does not provide loans or regulated advice.

7. What loan sizes can I apply for through this service? — We arrange logistics funding from around £10,000 upwards, with partners able to handle everything from small vehicle purchases to large fleet or warehouse projects.

8. Can businesses with poor credit or limited trading history get logistics finance? — Yes — specialist lenders and brokers in our panel often consider adverse credit or younger businesses, particularly for asset finance and tailored solutions.

9. Are the lenders and brokers you match me with regulated and trustworthy? — Yes — we work with reputable, experienced brokers and lenders who operate under FCA guidelines and are experienced in logistics and transport finance.

10. Is the eligibility check free and am I obliged to accept any offers? — Yes — the eligibility check is completely free and no‑obligation, and you decide if and when to proceed with any provider’s offer.