Yes. UK Business Loans helps UK businesses compare multiple equipment finance offers quickly and without obligation. Complete a short enquiry and we’ll match your business to trusted lenders and brokers who provide free, no‑obligation quotes and eligibility checks. You pay nothing to use our service and you are under no pressure to accept any offer. Get Quote Now — Free Eligibility Check

Quick note: UK Business Loans is an introducer — not a lender and we do not provide regulated financial advice. All offers are subject to lender eligibility criteria.

How UK Business Loans lets you compare equipment finance offers (no obligation)

Our process is designed to be fast, transparent and low-friction. You remain in control — submit a short enquiry, receive multiple quotes, then choose whether to proceed. Here’s how it works:

1. Complete a short enquiry — tell us the business name, contact details, the equipment type and its value (takes under 2 minutes).
2. We match you to suitable lenders and brokers — our matching is based on sector, equipment type, company size and preliminary credit profile.
3. Receive no‑obligation quotes — matched partners contact you with tailored offers (often within hours on business days).
4. Compare the offers — evaluate rate, term, deposit, VAT treatment, maintenance and end‑of‑term options.
5. No obligation — you decide whether to accept any offer. If you proceed, lenders may request further documentation and formal checks.

Start the process anytime: Get Started — Free Eligibility Check

Types of equipment finance we can help with

We work with brokers and lenders who cover a wide range of asset funding options. Typical solutions include:

• Hire Purchase (HP) — you pay fixed instalments and typically own the asset after the final payment.
• Finance Lease — long-term lease with rental payments; ownership usually remains with the funder.
• Operating Lease — shorter-term leasing where the provider retains ownership; useful if you want off‑balance-sheet rental.
• Asset Refinance — release cash by borrowing against existing machinery or equipment.
• Vendor / Supplier Finance — finance arranged through the equipment supplier, sometimes with promotional terms.
• Conditional Sale — similar to hire purchase but structured differently for ownership transfer.

Not sure which fits? Submit your enquiry and matched specialists will explain the pros and cons for your business.

Why compare multiple equipment finance offers?

Comparing more than one quote helps you secure the best overall deal — not just the lowest headline rate. Benefits include:

• Better pricing: competing offers can reduce your cost over the term.
• Flexible terms: different lenders provide different term lengths, payment schedules and deposit options.
• Value-added packages: some quotes include maintenance, servicing or insurance.
• Specialist lenders: niche equipment (medical, agricultural, construction) is often best funded by specialists.
• Higher chance of approval: if one lender declines, another may accept on different terms.

What each equipment finance quote will show you — what to compare

When you receive quotes, look beyond the monthly payment. Key items to compare:

• Payment schedule: monthly, quarterly or lump sums and the exact instalment amount.
• Interest & cost: rate details and, where available, APR or total cost to compare fairly.
• Term length & total repayable: how long you pay and the aggregate amount owed.
• Deposit / initial rental: amount required upfront.
• VAT treatment: whether VAT is payable on rentals or capitalised.
• Included services: maintenance, servicing, breakdown cover or consumables.
• End-of-term options: balloon payment, option to purchase or return the equipment.
• Early repayment & exit fees: penalties or notice periods if you settle early.

Always ask for a full breakdown in writing so you can compare total cost and contractual terms.

Get a no‑obligation set of quotes — Start your enquiry

Who can use this service — are you eligible?

UK Business Loans connects incorporated businesses and trading entities with lenders and brokers. Typical eligibility guidelines:

• Limited companies, partnerships and LLPs (start‑ups may be considered by some lenders).
• Typical funding sizes we arrange start from about £10,000 and can range much higher depending on asset value and lender.
• Lenders assess trading history, turnover, credit profile, and the type and age of equipment.
• Specialist lenders exist for lower-credit applicants or unique asset classes — let us match you.

If you’re unsure whether you qualify, submit an enquiry for a free eligibility check and we’ll advise on likely options.

Privacy, data sharing and regulatory notes

Important disclosures: UK Business Loans acts as an introducer. We do not lend money and we do not provide regulated financial advice. Our service is free for businesses and there is no obligation to accept any quote.

• We only share your enquiry with approved lenders and brokers who may be a fit for your request.
• Submitting an enquiry will not affect your credit score. Formal credit checks are typically carried out by lenders only if you choose to proceed with an application.
• Your personal and business data is handled securely in accordance with our Privacy Policy — please review our Privacy Policy and Terms & Conditions for full details.

UK Business Loans is an introducer — not a lender and we do not give regulated financial advice. All offers and funding decisions are made by lenders and brokers and are subject to their eligibility criteria.

Example: how other businesses compare equipment finance offers

Here are two anonymised, typical examples of how comparing multiple offers helped businesses:

• Construction contractor: needed an excavator at £85,000. Comparing HP and finance lease quotes saved the business an estimated 12% on annual cost and preserved working capital by reducing the initial deposit requested.
• Independent restaurant group: leased new kitchen equipment with maintenance included. The chosen quote bundled servicing costs and reduced downtime risk during busy periods.

These are examples to show typical outcomes — results will vary by business and lender.

Free Eligibility Check — Get Matched to Trusted Lenders

Quick checklist — what you’ll need for faster quotes

Having this information ready will speed up the matching process:

• Company name and company number (if applicable)
• Primary contact name, email and phone
• Trading start date and approximate annual turnover
• Type of equipment and estimated purchase price
• Estimated deposit (if any) and required timescale
• Recent management accounts or latest accounts (if available)

If you don’t have all documents to hand, submit what you can — lenders will request anything additional if needed.

Frequently asked questions

Can I compare offers for any type of equipment?

Yes. Common categories include construction, manufacturing, catering, medical, IT, vehicles and agricultural equipment. If you have specialist kit, we’ll match you to lenders who understand that market.

Will submitting an enquiry affect my credit score?

No. Completing an enquiry through UK Business Loans does not run a credit check. Lenders generally perform formal credit checks only when you decide to proceed with an application.

Is the service free?

Yes — our introduction and matching service is free for businesses. We only earn revenue when a lender or broker receives a valid lead from a completed enquiry.

How quickly will lenders contact me?

Often within hours during business days. Response times depend on the matching partners and the completeness of the information you provide.

Do I have to accept any quote?

No. There is no obligation to accept any offer you receive. Use the quotes to compare and choose the best fit for your business.

What is the minimum amount for equipment finance?

We typically arrange finance from around £10,000 and upwards, depending on the lender and asset type.

Compare equipment finance offers now — Get your free quotes

Ready to compare equipment finance offers?

Submitting a short enquiry is the fastest way to see multiple, no‑obligation quotes tailored to your business and equipment needs. We’ll match you to lenders and brokers who can provide clear, written quotes so you can compare and choose with confidence.

Get Quote Now — Free Eligibility Check

UK Business Loans acts as an introducer to brokers and lenders. We are not a lender and do not give regulated financial advice. All offers are subject to lender eligibility criteria. Enquiries will not affect your credit score.

Internal reference: equipment finance