Construction Business Loans — Free Eligibility Check & Quick Quote
Summary — Fast answer
Need a quick no-cost eligibility check or a fast quote for construction business loans? Complete our short online enquiry (takes about 2 minutes) and we’ll match your limited company, LLP or SME with specialist lenders and brokers who handle construction finance from £10,000+. This matching service is free and no obligation — lenders/brokers will contact you with quotes so you can compare options and choose what suits your business. Ready? Get Quote Now.
Start a Free Eligibility Check Today
Need funds to win a contract, buy plant or cover labour costs? Our free eligibility check quickly identifies which lenders or brokers are likely to help based on the details you provide. We don’t lend — we connect you to the right finance specialists so you spend less time searching and more time running the project.
Get Started — Free Eligibility Check
Free, no-obligation. Submitting this enquiry will not affect your credit score.
How to begin a free eligibility check or quick quote — The short version
- Complete our short online enquiry (2 minutes).
- We match you with construction-specialist lenders and brokers.
- Receive quotes by phone or email — compare and choose. No obligation to proceed.
Why use UK Business Loans for construction finance?
Finding suitable construction finance can be time-consuming. We streamline that process by matching you with lenders and brokers who understand construction businesses — from plant hire and equipment to development and invoice finance.
- Speed — quick enquiry and fast matches.
- Sector knowledge — we connect you with providers experienced in construction finance needs.
- Choice — multiple lenders/brokers can provide quotes so you can compare terms.
- Free to use — there’s no charge for submitting an enquiry.
Learn more about the specific options for construction business loans.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Who can apply & what lenders and brokers we match you with
We typically help limited companies, LLPs and small to medium-sized construction firms seeking business finance from approximately £10,000 upward. We do not process sole trader finance enquiries or profession-specific personal lending.
Types of providers you may be connected to include:
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
- Asset finance providers (plant & machinery)
- Invoice finance and factoring specialists
- Development finance and commercial property lenders
- Bridging and short-term working capital lenders
- Bond and contract finance brokers
- Specialist brokers who handle retention, contract and project finance
Not every lender accepts new businesses or firms with previous credit issues. Our matching increases your chances of being approached by a suitable provider.
What information you’ll need to start
Prepare the following to speed up the matching process — most items are optional at first but helpful later:
- Business name and company registration (if applicable)
- Time trading and basic turnover band
- Approximate loan/finance amount required (e.g. £25,000)
- Purpose of funds (plant, materials, working capital, development, bridging, etc.)
- Security available (property, equipment) — if any
- Contact name, phone and email
Microcopy suggestion for form: “I confirm I am authorised to submit this enquiry and consent to my details being shared with selected lenders/brokers. I have read the Privacy Policy.”
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Step-by-step: How to start a free eligibility check
Step 1 — Complete the short enquiry (2 minutes)
Click “Get Quote Now” and fill in the brief form with the basics (business type, turnover band, how long you’ve been trading, loan amount and purpose, plus contact details). Keeping answers accurate helps us match you faster.
Step 2 — We match your enquiry with specialist providers
We securely share your enquiry with a small number of lenders and brokers who specialise in construction finance. Each partner reviews the information and confirms whether they can help.
Step 3 — Receive quotes and compare
You’ll typically be contacted by phone or email within hours to one working day. When you receive offers, compare interest rates, fees, repayment terms, security requirements and any early repayment charges. Ask the lender/broker to explain the full cost of borrowing including arrangement fees.
Step 4 — Proceed directly with the lender or broker
If you accept an offer, you’ll work directly with the chosen lender or broker for the formal application, documentation and final checks.
Note: UK Business Loans introduces you to providers — we do not lend or provide regulated financial advice.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Estimated total time: 2–5 minutes to submit the enquiry; responses often within hours.
Types of construction business finance you might be matched with
- Asset finance (plant & machinery) — buy or refinance equipment. Usually secured against the asset; good for preserving cashflow.
- Equipment leasing — fixed rentals; keeps CAPEX off the balance sheet for some arrangements.
- Invoice finance / factoring — unlock cash tied up in unpaid invoices for working capital.
- Development finance / commercial property loans — for site purchases and construction projects; typically larger sums and staged drawdowns.
- Bridging loans — short-term funding to bridge gaps between transactions or when speed matters.
- Contract / retention finance — release retention monies or fund contracts while awaiting payments.
- Sustainability & retrofit finance — for eco-upgrades or energy-efficient project funding.
Each product has different costs, security and term lengths — the broker or lender you speak to will explain what’s appropriate for your project.
What to expect after you submit the form
Timeline: you’ll usually hear from matched lenders/brokers within hours to one working day. They will request supporting documents such as management accounts, VAT returns, ID and proof of contracts.
Tips to speed up the process: have your latest accounts, recent invoices, copies of contracts and director ID ready. Respond promptly to lender requests to keep turnaround time fast.
Frequently asked questions
How can I start a free eligibility check or quick quote for construction business loans?
Click the “Get Quote Now” link, complete our short enquiry with business and funding details, and we’ll match you with suitable lenders/brokers who will contact you with quotes. It’s free and no obligation.
How do I begin a free eligibility check or quick quote for construction business loans?
Begin by clicking Get Quote Now, fill in your contact and basic business details, state how much funding you need and why, and submit. Matches typically respond within hours.
How do I initiate a free eligibility check or quick quote for construction business loans?
Initiate the process by completing the short enquiry form online. We use your answers to match you to lenders with experience in construction finance.
How can I launch a free eligibility check or quick quote for construction business loans?
Launch your enquiry now — it only takes a couple of minutes. Click Get Quote Now and complete the form.
How do I start a no-cost eligibility check or quick quote for construction business loans?
Submit the free enquiry online. You’ll get matched to providers who will contact you directly with no obligation to accept any offer.
Will this affect my credit score?
No — the initial enquiry is a soft process that does not affect your credit score. Lenders may perform formal credit checks only if you decide to proceed with an application.
Is UK Business Loans a lender?
No — we are an introducer who connects businesses with lenders and brokers. We do not provide finance ourselves or give regulated financial advice.
How much can I borrow?
We help businesses seeking finance from around £10,000 upwards. Exact ranges depend on the product and provider.
Do you charge to use this service?
No — our matching service is free for businesses. Lenders/brokers will explain any fees associated with the specific product they offer.
Compliance, privacy & next steps
UK Business Loans acts as an introducer — not a lender and not authorised to give regulated financial advice. We introduce your enquiry to selected lenders and brokers who will explain terms, costs and any credit checks.
Your details are used to match you with providers and will be shared with selected partners. Submitting this enquiry will not affect your credit score. See our Privacy Policy for full details.
Ready to start? Quick, free and no obligation
No obligation — free — fast. Click below, complete a short enquiry and we’ll match you to lenders and brokers who can help your construction business move forward.
1. How do I get a free eligibility check and quick quote for construction business loans?
Click “Get Quote”, complete the short 2‑minute enquiry with your business and funding details, and we’ll match you with specialist lenders and brokers who will contact you with free, no‑obligation quotes.
2. Who can apply for construction business loans via UK Business Loans?
We typically match limited companies, LLPs and small-to-medium construction firms seeking finance from around £10,000 upwards (we do not process sole trader personal lending on this page).
3. Will submitting an enquiry for a construction loan affect my credit score?
No — the initial eligibility enquiry is a soft process that will not affect your business or personal credit score; lenders may run formal checks only if you proceed.
4. How quickly will I receive quotes after submitting the form?
You’ll normally hear from matched lenders or brokers within hours to one working day with quotes or follow‑up questions.
5. How much can I borrow for construction projects?
Available amounts typically start at about £10,000 and can range up to millions depending on the product and lender’s criteria.
6. What types of construction finance might I be matched with?
You may be matched with asset finance (plant & machinery), equipment leasing, invoice finance/factoring, development and commercial property loans, bridging finance, and contract/retention finance among others.
7. Does UK Business Loans charge to use the matching service?
No — our service is free and no‑obligation for businesses, although individual lenders or brokers may charge arrangement or product fees if you proceed.
8. Is UK Business Loans a lender or authorised to give financial advice?
No — UK Business Loans acts only as an introducer connecting you to regulated lenders and brokers and does not lend money or provide regulated financial advice.
9. What information and documents should I have ready to speed up a construction loan enquiry?
Have your business name, trading history, turnover band, required loan amount and purpose, any security available, and later copies of management accounts, VAT returns, contracts and ID ready to share with lenders.
10. Can start‑ups or businesses with bad credit get construction finance through your network?
Yes — some lenders and brokers we work with specialise in start‑up funding and supporting businesses with imperfect credit, though eligibility and terms vary by provider.