Start a Refinance Enquiry — Fast Refinance Loans for UK Businesses

Quick summary: To begin a refinance enquiry with UK Business Loans and get the fastest possible response, complete our short enquiry at the link below, give a phone number and concise finance details (amount to refinance, turnover, time trading, security). We’ll match your case to suitable lenders/brokers and you’ll usually hear back within hours. Click Get Quote Now to start.

Why use UK Business Loans for refinance?

UK Business Loans connects limited companies and SMEs seeking refinance solutions with a broad panel of UK lenders and brokers. We don’t provide loans ourselves — our role is to match you with the providers most likely to help based on sector, loan size and security.

• Free, no-obligation matching and eligibility checks.
• Fast responses — many lenders contact matches within hours during business hours.
• Nationwide coverage and sector-specialist partners (construction, hospitality, manufacturing, sustainability and more).
• Typical loan sizes we arrange start at £10,000 and can run into millions, depending on lender capacity.

Important: we are an introducer — not a lender or financial adviser. We pass your enquiry to selected lenders/brokers who then contact you directly with options.

Get Quote Now — it takes under two minutes.

The quickest way to start your refinance enquiry

Follow these five clear steps to get the fastest, most accurate responses from matched lenders and brokers.

1. Click the enquiry link: Open the short enquiry at Get Quote Now.
2. Provide the essentials: company name, contact name, best telephone number and email, and the approximate amount you want to refinance.
3. Give a concise finance snapshot: monthly turnover range, how long the company has been trading, current debt amount and whether any security is available.
4. Consent to match: confirm you’re happy for us to share your details with selected lenders/brokers so they can give quotes (we explain privacy on submission).
5. Expect contact: lenders or brokers usually call or email to discuss options — often within hours when full contact details are provided.

Want the absolute quickest reply? Provide a direct mobile number, say the best time to call, and choose “phone” as your preferred contact method on the form. If you prefer email, indicate that — but phone typically speeds things up.

Free Eligibility Check — Start Now

What information speeds up the reply?

Giving the right information up front helps us match you to the best lenders faster. Include as much of the following as you can (most is optional but helpful):

• Company name and registration number
• Contact name, direct telephone (mobile preferred) and best times to call
• Amount to refinance and brief reason (e.g., consolidate existing facilities, replace expensive bridging finance)
• Monthly turnover (range) and time trading
• Approximate outstanding debt to be refinanced
• Security available (property, equipment) and whether directors can provide personal guarantees
• Any recent CCJs or insolvency history (brief note helps matching)

Microcopy reassurance: submitting the enquiry does not perform a credit search and will not affect your credit score. Lenders may carry out checks later if you choose to proceed.

Sector highlights — refinances we handle quickly

We routinely match businesses across many sectors. Below are common examples with a quick tip to speed matching.

• Construction: refinance development or bridging loans. Tip: have project valuations, planning or contract pipeline ready.
• Hospitality & Leisure: refinance property mortgages or consolidate seasonal borrowing. Tip: provide recent occupancy or revenue trends.
• Manufacturing & Engineering: refinance equipment finance or consolidate working capital. Tip: list major assets available as security.
• Transport & Logistics: refinance vehicle or fleet finance. Tip: include fleet age and valuations.
• Sustainability projects: refinance existing project financing for solar, EV chargers or heat-pumps. Tip: include installer quotes or project costs.

For sector-specific refinance options see our refinance loans overview and examples on the dedicated refinance page: refinance loans.

How we match you — behind the scenes

We combine automated filtering and manual review to select the best lenders and brokers for your enquiry:

• Automated filters shortlist partners by loan size, sector expertise and risk appetite.
• A human reviewer checks complex cases to ensure an accurate match and faster outcomes.
• We share your enquiry only with selected partners most likely to help — they contact you directly to discuss terms.

We do not decide or approve offers — matched lenders/brokers will present terms and you choose whether to proceed.

Common scenarios & example timelines

Real-world timelines vary, but these are typical examples:

• Debt consolidation for an SME: submit form → match → broker/lender call within 2–6 hours → indicative offer in 24–48 hours (subject to docs).
• Developer refinancing a bridging loan: submit form → specialist lender match same day → initial terms often same day if documents are ready.
• Sustainability project refinance: submit form → lenders review project costs and installer quotes → quote in 48–72 hours.

Factors that extend timelines: missing documents, complex security arrangements, or lender-specific approval procedures.

The enquiry form — what to expect after you submit

When you complete the enquiry:

• You’ll receive an email confirmation acknowledging receipt.
• We review and match your enquiry to selected partners — this is usually done quickly during business hours.
• Matched lenders/brokers contact you directly by phone or email to discuss details and request documents.
• Submitting the form is free, no-obligation, and does not commit you to any lender.

Tip: upload any optional supporting documents if the form allows — bank statements, management accounts or valuations can reduce back-and-forth and speed any quote.

Get Started — Free Eligibility Check (under 2 minutes).

FAQs

How can I begin my refinance enquiry with UK Business Loans for a fast response?

Click Get Quote Now, fill the short form with company and contact details plus the refinance amount. Provide a phone number and best time to call — that will usually get you a reply within hours.

What’s the best way to start a refinance enquiry with UK Business Loans for a quick response?

Complete the online enquiry, choose phone contact, and include a succinct finance snapshot (turnover, time trading, debt value). This helps us match you to the right specialist faster.

How do I initiate my refinance enquiry with UK Business Loans to get a fast reply?

Start via the enquiry link, prioritise essential fields (contact phone, refinance amount) and consent to share details with selected lenders/brokers. Expect contact from matched providers quickly.

Will applying affect my credit score?

No — submitting an enquiry via UK Business Loans does not affect your credit file. Lenders may perform credit checks later if you choose to proceed with an application.

Do you provide loans?

No. We introduce businesses to lenders and brokers. Any loan offers will come directly from the provider who contacts you.

Is the service free?

Yes — our matching and eligibility checks are free and come with no obligation to accept any offer.

What documents will lenders ask for?

Typical documents include recent bank statements, management accounts or statutory accounts, proof of identity for directors, details of existing debt, and asset valuations when security is proposed.

How long until I get a quote?

Often within hours to a few days depending on complexity and whether lenders need further documents.

Trust & compliance

• We are an introducer and not a lender or financial adviser.
• Your enquiry is free and no obligation; we only share your details with selected lenders/brokers to obtain quotes.
• We do not perform a credit search on submission; lenders may check credit later if you progress.
• See our Privacy Policy and Terms & Conditions for full details.

Ready to start? Get a fast refinance match

Complete our short enquiry now and get matched to specialist lenders and brokers who can provide refinance quotes — often within hours. It takes under two minutes.

Get Quote Now

Related resources & internal links

• Business loans UK
• Asset finance
• Invoice finance
• Construction business loans
• Green business loans
• FAQ
• Privacy policy

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Images recommended for the page (upload via WordPress):

• Hero image: business-owner-submitting-form.jpg — alt: “UK business owner starting refinance enquiry online”
• Process infographic: refinance-process-steps.jpg — alt: “How to start a refinance enquiry with UK Business Loans: three quick steps”
• Sector image: construction-refinance.jpg — alt: “Construction company refinancing a development loan”

If you have any questions about which lenders we work with or whether your business is eligible for refinance, click Get Quote Now and we’ll match you with the right partners quickly.

1. How do I start a refinance enquiry with UK Business Loans?
Click “Get Quote Now” and complete our short enquiry (under two minutes) as a free eligibility check so we can match you to suitable lenders and brokers.

2. Will submitting an enquiry affect my credit score?
No — submitting an enquiry does not perform a credit search or affect your credit file; lenders may carry out checks later if you progress.

3. Is UK Business Loans a lender and does the service cost anything?
No — we are an introducer, not a lender, and our matching and eligibility checks are free and no obligation.

4. How quickly will I hear back after I submit a refinance enquiry?
Typically you’ll be contacted by matched lenders or brokers within hours during business hours, with indicative offers often available in 24–48 hours if documents are ready.

5. What information speeds up getting a refinance quote?
Provide a direct phone number and best call times, the amount to refinance, turnover range, time trading, outstanding debt and any security available to speed matching.

6. What refinance loan sizes can you arrange?
Our panel handles refinance amounts from around £10,000 up to multi‑million pound facilities depending on lender capacity and your security.

7. Can businesses with bad credit or short trading histories get refinance help?
Yes — some specialist lenders and brokers on our network consider imperfect credit histories and start‑ups, so submit an enquiry to check eligibility.

8. What documents will lenders typically request for a refinance application?
Lenders usually request recent bank statements, management or statutory accounts, ID for directors, details of existing debt and valuations for any proposed security.

9. Are the lenders and brokers you introduce FCA‑regulated?
Yes — we work with reputable, FCA‑regulated brokers and lenders who adhere to industry rules and treat customers fairly.

10. How does UK Business Loans match my business to the right refinance lender?
We combine automated filters and human review to shortlist partners by loan size, sector expertise and risk appetite, then share your enquiry only with the most relevant lenders and brokers.