Printing Business Loans UK: Finance for Printers, Print Shops and Packaging Firms

Fast funding connections for the UK print and packaging industry
Margins are tight. Paper and energy costs can spike. Presses, finishing kit and workflow software are capital-intensive — and customers still expect speed, quality and competitive pricing.

UK Business Loans connects UK printing, packaging and label businesses with professional lenders and brokers who understand your sector. One short enquiry. Free eligibility check. No obligation. Get matched — often within hours — and compare real options for machinery, software and working capital.

Get Started | Free Eligibility Check | Get Quote Now

Who this page is for

• Commercial printers (digital and litho)
• Quick-print and copy shops
• Wide-format, signage and display producers
• Label and flexible packaging converters
• Folding carton and corrugated packaging manufacturers
• In-plant corporate print rooms and print managers

Printing sector finance — what can you fund?

Whether you’re upgrading capacity, modernising workflows or smoothing cash flow, finance can help you:

• Digital presses: HP Indigo, Xerox Iridesse, Ricoh Pro, Canon, Fujifilm Jet Press
• Litho presses: Heidelberg, Komori, Koenig & Bauer
• Wide-format & display: UV, latex, solvent, dye-sub, flatbed
• Finishing & converting: guillotines, laminators, die-cutters, folder-gluers, stitchers, binders, slitter-rewinders, plate processors
• Workflow & software: RIP, MIS/ERP, web-to-print, colour management, variable data
• Materials & consumables: paper, board, ink/toner, plates, coatings, foils, packaging substrates
• Vehicles & logistics: vans, HGVs, forklifts, pallet trucks
• Fit-out & power: electrical upgrades, extraction, racking and mezzanines
• Sustainability: LED-UV curing, heat recovery, compressors, solar PV, battery storage

Get Started (2-minute form) — Free eligibility check, no obligation

Finance options for print and packaging businesses

We’ll match you to partners experienced in print and packaging finance. Typical options include:

Asset finance and equipment leasing (presses, finishing, software)

• Use case: Spread the cost of new/used presses, finishing lines, converting machinery and software.
• Typical terms: 12–72 months; new or used; seasonal or stepped payments may be available.
• Benefits: Preserve cash, align repayments with production; installation and soft costs can sometimes be included.

Hire Purchase (HP)

• Use case: Own the equipment at the end for a nominal fee.
• Good for: Long-life assets such as litho presses, wide-format printers, folder-gluers.
• Notes: VAT, deposits and balloon options may be available subject to lender.

Refinance and sale-and-HP-back

• Use case: Release equity tied up in owned machinery to improve cash flow or fund upgrades.
• Typical assets: Presses, finishing kit, converting lines, vehicles.
• Benefit: Unlock working capital without disrupting production.

Unsecured and secured business loans

• Use case: Working capital, marketing, web-to-print rollout, energy bills, staffing and training.
• Typical terms: 6–60 months, subject to status and security.
• Benefit: Flexible use of funds; speed to cash.

Invoice finance (including selective invoice finance)

• Use case: Release cash tied up in trade invoices to agencies, brands and FMCG.
• Benefits: Smooth cash flow, reduce debtor days, support growth without taking on traditional term debt.
• Options: Confidential invoice discounting, factoring, selective invoice finance.

Merchant Cash Advance (for retail print centres)

• Use case: Funding linked to future card takings.
• Benefit: Repayments flex with revenue; no fixed monthly sum.
• Fit: High card transaction volumes; quick-print/high street print shops.

VAT and tax funding

• Use case: Spread HMRC liabilities to conserve cash.
• Typical terms: 3–12 months, subject to status.

Vehicle and fleet finance

• Use case: Vans, HGVs and material handling for deliveries and warehouse logistics.
• Options: HP, lease, contract hire.

Fit-out finance

• Use case: Electrical upgrades, racking, mezzanines, extraction and workflow improvements.
• Benefit: Improve throughput and safety without large upfront costs.

Sustainability and energy-efficiency finance

• Use case: LED-UV curing, compressors, heat recovery, solar PV and batteries.
• Benefit: Lower energy intensity, reduce downtime and improve margins.

Get Quote Now — We’ll match you with print-specialist lenders

How UK Business Loans works

1) Complete a quick enquiry

Tell us about your business, what you need to fund and the approximate amount. It takes under two minutes.

2) Matching with trusted partners

We’ll connect you with UK lenders/brokers that have relevant experience in print and packaging.

3) Fast response

Expect a call or email — often within hours — to discuss options and documents. No obligation.

4) Compare and choose

Review terms from one or more partners. Proceed only if you’re happy.

Start Your Enquiry | Free Eligibility Check

Compliance note: UK Business Loans is an introducer, not a lender. We do not provide financial advice. Your initial enquiry won’t affect your credit score; if you proceed, partner checks may be required.

Eligibility and documents — designed for printers

Every lender is different, but to speed things up, have the following ready:

• Business details: legal entity, time trading, turnover, trading address
• Management information: latest accounts; recent P&L and balance sheet if available
• Bank statements: usually 3–6 months
• Asset/equipment: supplier quote, spec, new/used; serial numbers (if refinance)
• Sales/debtors: sample invoices and aged debtor/creditor reports (for invoice finance)
• Order book or pipeline: helpful to demonstrate demand
• ID and KYC: directors’ ID and proof of address

Tip: If you’re financing used equipment, include photos, service history, hours/impressions and location. Older presses may receive closer review.

Costs, terms and repayments — what to expect

• Pricing: Rates, fees and terms depend on your business profile, trading history, asset type and credit status. Partners will provide full costs before you proceed.
• Terms: Typically 6–72 months (sometimes longer for major machinery). Seasonal or stepped payments may be possible.
• Fees: Our matching service is free to use. Your chosen lender/broker may charge fees — these will be disclosed upfront by the provider. No surprises.
• Early settlement: Often possible, subject to lender terms.

We never guarantee approval or a specific rate. All funding is subject to status and affordability checks by partners.

Get Started — No obligation. Free eligibility check.

Why printers choose UK Business Loans

• Sector expertise: We connect you with partners who understand presses, finishing, substrates and print workflows.
• Speed and simplicity: One short form, fast responses, clear options.
• Trusted network: We work with reputable UK lenders and brokers.
• Free and no-obligation: Enquire at no cost. Decide on your terms.
• Secure and confidential: Your details are shared only with relevant partners for your enquiry.
• UK-wide coverage: England, Scotland, Wales and Northern Ireland.

Real-world examples (anonymised)

• Digital upgrade with asset finance: A Midlands commercial printer financed an SRA3 digital press and inline finisher over 60 months. Result: faster turnaround, lower click costs, expanded short-run packaging work.
• Refinance to release working capital: A label converter refinanced two owned finishing lines to fund stock and energy upgrades. Result: improved liquidity and better substrate pricing through larger orders.
• Invoice finance to reduce debtor days: A packaging firm serving FMCG brands used selective invoice finance on larger POs. Result: consistent cash flow covering materials during long approvals cycles.
• Web-to-print rollout: A quick-print shop used an unsecured loan to implement MIS and web-to-print. Result: automated quoting, higher basket values, reduced admin time.

Printing industry challenges finance can help solve

• Paper and energy volatility: Smooth cash flow to buy stock at the right time and manage bills.
• Capacity and obsolescence: Fund faster presses, automation and finishing to stay competitive.
• Labour and throughput: Invest in automation (CIP4/JDF) and finishing to reduce bottlenecks.
• Sustainability and compliance: Finance LED-UV, heat recovery and solar PV to cut energy intensity.
• Customer demands: Support shorter runs, variable data and quicker delivery with the right fleet and software.

Free Eligibility Check | Get Quote Now

Getting started — what we need from you

• 2 minutes to complete the form
• Your funding goal and rough amount
• A supplier quote (if machinery) — if you have one
• Your preferred timeframe

That’s it. We’ll do the matching — you compare and choose.

Start Your Enquiry

FAQs — Printing business loans and finance

Are you a lender?

No. UK Business Loans is not a lender and does not provide financial advice. We introduce businesses to professional UK brokers and lenders.

Will my enquiry affect my credit score?

No. Your initial enquiry won’t affect your credit score. If you decide to proceed, partner lenders may run credit checks with your consent.

Do you fund used or older presses?

Many partners consider used equipment, including older litho presses and refurbished finishing kit, subject to condition, age, resale value and hours/impressions.

Can start-ups apply?

Some partners support start-up printing businesses, especially with solid plans, sector experience and viable contracts. Availability and terms vary by provider.

How quickly can funding be arranged?

Simple unsecured options may be arranged quickly once documents are complete. Asset and invoice finance timelines vary by complexity. You’ll usually receive an initial response within hours of enquiry.

Do you support packaging and label machinery?

Yes. We work with partners experienced in packaging, labels, folder-gluers, die-cutting, slitter-rewinders and converting lines.

What amounts can I apply for?

Partners on our network commonly consider amounts from around £10,000 to £5 million+, subject to status, asset type and business profile.

Do you cover Scotland, Wales and Northern Ireland?

Yes — UK-wide coverage.

Do you charge me a fee?

Our service is free for UK businesses. If a lender or broker fee applies, it will be disclosed clearly by the partner before you proceed.

Get Started — Free eligibility check, no obligation

Compliance and transparency

• Clear, fair and not misleading: We don’t guarantee funding or quote rates here because pricing depends on your circumstances and is set by partners after assessment.
• Introducer only: We connect you with professional, UK-based finance brokers and lenders. We do not give financial advice.
• Data care: Your details are shared only with relevant, trusted partners for the purpose of your enquiry.
• Advertising: We follow best practices to provide sufficient information for informed decisions and avoid misleading claims.

Related funding options

• Asset Finance (presses, finishing and equipment)
• Invoice Finance for print and packaging
• Sustainability Loans (LED-UV, solar PV, batteries)
• Vehicle and Fleet Finance

Ask us to connect you to the most relevant partner for your needs.

Ready to explore your options?

Start Your Enquiry | Free Eligibility Check | Get Quote Now

UK Business Loans is a trading style of [Your Legal Entity]. We are not a lender and do not provide financial advice. We act as an introducer, connecting businesses with UK brokers and lenders. Finance is subject to status, affordability and provider criteria. Terms, conditions and any fees will be disclosed by your chosen provider before you agree to proceed. Enquiries do not affect your credit score; credit checks may be conducted by partners if you apply.

– Q: What is UK Business Loans and how does it work?
A: UK Business Loans is a free introducer (not a lender or adviser) that matches UK businesses to FCA‑regulated lenders and brokers via a quick 2‑minute online enquiry.

– Q: Is there a cost to use UK Business Loans?
A: No, our service is completely free with no obligation to proceed.

– Q: Will submitting an online enquiry affect my credit score?
A: No—your enquiry won’t impact your credit score; checks are only done if you decide to proceed with a partner.

– Q: How fast can I get a response or funding?
A: You’ll usually hear from suitable lenders or brokers within hours, and many products (e.g., short‑term loans or invoice finance) can fund quickly subject to approval.

– Q: What types of UK business finance can you help me compare?
A: We connect you with providers for unsecured and secured business loans, cashflow loans, invoice finance, asset and equipment finance, vehicle and fit‑out finance, refinance, commercial finance and sustainability/green business loans.

– Q: What loan amounts and terms are available?
A: Our partners offer from around £5,000 to £5,000,000+ with rates and terms set by the lender based on your profile, sector and finance type.

– Q: Do you support start-ups, small businesses and applicants with bad credit?
A: Yes—many of our partners specialise in start-ups, SMEs and businesses with imperfect credit histories.

– Q: Are your lenders and brokers FCA-regulated and is my data secure?
A: Yes, we only introduce to reputable partners who follow FCA guidelines, and your details are handled securely and shared only with relevant providers.

– Q: What information do I need to apply for a UK business loan online?
A: You’ll just need basic business and contact details plus the amount, purpose and type of finance you’re seeking.

– Q: Can I compare offers to find the best small business loan in the UK?
A: Yes—you can review multiple offers from relevant lenders or brokers and choose the best deal with no obligation to proceed.