Is UK Business Loans Free to Use for Healthcare Businesses?
Quick answer: Yes — using UK Business Loans to find healthcare finance is free for UK healthcare businesses. Below we explain exactly what “free” means, how the service works, what costs might arise later and how we match you to lenders and brokers who specialise in healthcare organisations.
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Quick answer: Yes — it’s free for healthcare businesses
Yes — our matchmaking service is free for healthcare organisations. That means:
- You pay nothing to use our website or to submit an enquiry.
- There’s no obligation to accept any offer you receive from a lender or broker.
- Filling in the enquiry does not, by itself, affect your business credit score.
What may incur costs later: lenders or brokers you choose to proceed with may charge arrangement fees, interest, broker fees or valuation costs — these are set and disclosed by the lender/broker before you agree any finance.
Start your free enquiry to receive tailored matches and quotes.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
How UK Business Loans works for healthcare businesses
We are an introducer — we do not lend money and we do not provide regulated financial advice. Our role is to connect healthcare businesses with lenders and brokers who specialise in the sector so you can compare options quickly.
The process in four simple steps
- Complete a short enquiry form — it takes around 2 minutes and asks for business basics, the amount you need and the purpose.
- We match you — with lenders and brokers experienced in healthcare: care homes, clinics, dental practices, private hospitals, and equipment suppliers.
- Receive contact and quotes — matched brokers or lenders will contact you, typically within hours, to discuss options and provide indicative quotes.
- Compare and decide — you choose whether to progress to full application. There’s no obligation to accept any quote.
Typical healthcare funding types we can help you find include equipment finance, business loans, asset finance, invoice finance, commercial mortgages and sustainability/energy upgrade funding.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Get a Free Healthcare Loan Quote
Is it really free? Who pays?
Short answer: Yes. UK Business Loans does not charge healthcare businesses to use our service. We operate a lead-introduction model:
- Submitting your enquiry is free. We will use the details you provide to match you with suitable lenders or brokers.
- We earn revenue from some partners when they receive a completed enquiry that meets their commercial criteria — this is how we fund the service. You are under no obligation to accept any offer or pay us directly.
- “Completed enquiry” means you (a director or authorised contact) have submitted your details and the lead has been passed to a partner who then follows up.
Any fees, interest rates or charges for a specific product are set by the lender or broker and will be disclosed by them in their offer. We encourage you to ask for full cost breakdowns (including APR, arrangement fees or broker fees) before committing.
What using our service means for your credit score & privacy
Will submitting an enquiry affect my credit score?
No. Completing the initial enquiry is a soft introduction and does not perform a credit search. Lenders or brokers may carry out credit checks later if you formally apply — these may be soft or hard checks depending on the provider and product. You will be told if a hard search is required before it happens.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
How we handle your data
We treat your information securely. Your details are only shared with selected lenders and brokers relevant to your enquiry. We follow data protection best practice and GDPR obligations; see our Privacy Policy for full details.
Typical finance options for healthcare organisations
We connect healthcare businesses with lenders/brokers who can provide a variety of funding solutions. Below are common options and indicative ranges (subject to provider):
- Equipment & medical device finance (leasing, hire purchase) — for imaging, dental chairs, sterilisation kits. Indicative: £10,000–£2m.
- Business loans (secured & unsecured) — working capital, expansion. Indicative: £10,000–£3m.
- Asset finance — buy or refinance expensive equipment or vehicles.
- Invoice finance — release cash tied up in invoices or NHS contracts.
- Commercial mortgages & property finance — buy, refinance or refurbish clinics or care homes; acquisition finance for care homes.
- Sustainability / green loans — energy efficiency upgrades for care homes (solar PV, heat pumps, EV chargers).
Amounts are indicative; matched providers will confirm eligibility and exact ranges.
Get matched with lenders who specialise in healthcare finance
Who can apply? Eligibility & documents you’ll typically need
- Business types: limited companies (Ltd), LLPs and incorporated healthcare groups. (We do not provide finance for sole traders or certain professional-only products.)
- Trading history: many lenders prefer 6–12 months trading; some specialist providers support newer businesses but may require additional security or higher rates.
- Turnover: minimums vary by product and lender; discuss during your enquiry.
Common documents lenders ask for: ID for directors, 3–6 months business bank statements, management accounts or statutory accounts, copies of contracts (e.g., NHS or private contracts), equipment quotes, and property paperwork where relevant.
Why healthcare businesses choose UK Business Loans
- Speed: quick matching avoids time-consuming searches across dozens of lenders.
- Sector knowledge: we link you to partners who understand healthcare cashflow, contracts and regulatory realities (for example, working with care homes and private clinics).
- Free & confidential: no-cost eligibility checks and no obligation to proceed.
- Choice: compare offers from multiple providers to find the best fit.
We are not a lender and we do not give regulated financial advice — we act as an introducer and help you find the right finance partners to speak to.
Start your free eligibility check
Common questions (FAQ)
Is UK Business Loans a lender?
No. We introduce businesses to lenders and brokers; we don’t provide money or regulated financial advice.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Does using UK Business Loans cost healthcare businesses anything?
No — our matching service is free and without obligation. Lenders/brokers may charge fees if you proceed with an offer; these will be disclosed by them.
Will submitting an enquiry affect my credit score?
No. The enquiry itself won’t affect your credit score. Lenders may carry out credit checks later if you apply, which could be soft or hard.
Are the lenders you work with FCA-regulated?
We work with a range of lenders and brokers; any regulatory status is disclosed by them when they contact you. If regulatory status is important to you, ask the provider during initial contact.
How quickly will I receive quotes?
Often within hours; depending on complexity it can take a day or more for tailored proposals.
Final call to action
Yes — UK Business Loans is free for healthcare businesses. Complete the short form and get a free eligibility check and quotes from lenders and brokers who understand healthcare needs.
Get Started — Free Eligibility Check
Privacy Policy | Terms
Note: We are not a lender. We are an introducer and we are not FCA‑authorised. We connect healthcare businesses with lenders and brokers who will provide any regulated financial promotions and full product disclosures.
1. Is UK Business Loans a lender? — No — we introduce healthcare businesses to specialist lenders and brokers and do not provide money or regulated financial advice.
2. Is using UK Business Loans free for healthcare businesses? — Yes — our matching service and short enquiry form are free and without obligation, though lenders/brokers may charge fees if you proceed with a product.
3. Will submitting an enquiry affect my business credit score? — No — the initial enquiry is a soft introduction and won’t affect your credit score, but matched lenders may carry out soft or hard checks later if you apply.
4. How quickly will I receive healthcare business loan quotes? — Typically you’ll be contacted within hours by matched lenders or brokers, though complex or large funding requests can take a day or more for tailored proposals.
5. What types of healthcare finance can you match me with? — We connect healthcare businesses with providers offering equipment finance, business loans, asset finance, invoice finance, commercial mortgages and sustainability/green loans.
6. What loan amounts can I apply for through UK Business Loans? — Our partners offer a wide range of funding from around £10,000 up to multi‑million pound facilities depending on the product and lender.
7. Are the lenders and brokers you work with FCA‑regulated? — We work with a panel of lenders and brokers and any provider’s regulatory status will be disclosed by them when they contact you.
8. Can start‑ups or businesses with poor credit get matched? — Yes — some specialist lenders on our network consider start‑ups and businesses with imperfect credit, though eligibility and terms vary by provider.
9. What documents and eligibility criteria will lenders typically ask for? — Lenders commonly request director ID, 3–6 months business bank statements, management or statutory accounts, relevant contracts (eg NHS/private), equipment quotes and property paperwork where applicable.
10. How do I start a free enquiry and is it a formal loan application? — Complete our quick online enquiry (about 2 minutes) to get matched with suitable lenders and brokers — it’s not a formal application but the information we use to find the best funding partners for you.