Get a Quick Quote for a Fast Online Small Business Loan — UK Business Loans
Summary: Need a fast, indicative price for a business loan? Complete our short, no‑obligation enquiry and we’ll match your limited company or SME (loans from £10,000+) to lenders and brokers who can provide a rapid quote. A quick quote is indicative — it helps you compare likely costs and options fast, and does not guarantee funding. Here’s how to get yours in under two minutes and what to expect next.
Get Quote Now — Free Eligibility Check Takes 2 minutes — no credit hit — no obligation.
Who we help
We connect limited companies and small to medium-sized businesses across the UK with lenders and brokers who specialise in business finance. Typical sectors we serve include:
- Construction, trades and building services
- Hospitality, restaurants and retail
- Manufacturing and engineering
- Logistics, transport and fleet financing
- Sustainability and green projects (solar, EV chargers, heat pumps)
- Franchises, family businesses and established SMEs
What is a Quick Quote?
A Quick Quote is a fast, indicative summary of the likely terms, rates and lender appetite based on a small set of business details. It is designed to give you a realistic expectation of cost and suitability without a full application.
Key facts:
- Indicative, not a formal offer — full terms follow lender checks and documentation.
- Based on minimal info (loan amount, turnover band, purpose, trading history) so results are quick.
- Helps you compare multiple options quickly so you can choose the best path forward.
Important: UK Business Loans is an introducer — we don’t lend or provide regulated advice. All final lending decisions, rates and terms are provided by the lender or broker you choose to proceed with.
How UK Business Loans gets you a Quick Quote (step-by-step)
Here’s how the quick-quote process works — typically in four efficient steps:
-
Complete the Quick Enquiry (1–2 minutes)
Provide a few core details: company name, loan amount range (from £10,000), contact details and purpose. This short form is designed to be fast so lenders can assess suitability quickly. -
We match your enquiry
Our system and team match your details to lenders and brokers in our panel who have appetite for your sector, size and credit profile. Matches prioritise lenders/brokers with relevant experience for your business needs. -
Receive indicative quotes
Matched lenders/brokers review the enquiry and typically send an indicative quote or contact you to clarify details. These responses are usually by email or phone and explain likely rates, fees and expected checks. -
Compare and decide
Use the indicative quotes to compare options. If you like one, you proceed with the lender or broker for full checks and a formal offer.
Privacy & credit-score reassurance: Submitting a quick enquiry does not in itself trigger searcher credit checks. Lenders may run checks later if you progress to an application.
Free Eligibility Check — Get Started
Typical response times & what to expect
- Initial contact: many businesses receive contact within 4–24 hours; some specialist lenders reply same day during business hours.
- Indicative quote to formal offer: depending on product — hours to a few days for unsecured/quick-term products; asset and invoice finance may take several days to validate documents.
- Documentation & checks: formal offers require lender due diligence including identity, accounts and possibly security checks.
What you’ll need to get an accurate quick quote
Providing a few clear details helps lenders give a closer estimate. For quotes covering loans from £10,000 upwards, typical info includes:
- Company trading name and registration (if available)
- Months/years trading and current turnover band
- Loan amount required (range) and purpose (e.g., cashflow, equipment, refinance, sustainability upgrade)
- Contact name, phone and email
- Approximate credit position (good / fair / poor)
- Security available (property, equipment) or requirement for unsecured
- Recent management accounts, VAT returns or most recent accounts (if available — optional at enquiry stage)
Note: less information = broader, indicative quotes; adding turnover and trading months improves accuracy.
Get Quote Now — it only takes 2 minutes
Types of small business finance you can get a quick quote for
We match SMEs to a broad range of finance solutions. Indicative examples below show typical loan ranges and how quickly a quote can arrive:
- Unsecured business loans — typical: £10k–£250k; indicative quotes often same day to 48 hours.
- Secured loans / commercial mortgages — typical: £25k–£5m+; indicative responses in 24–72 hours.
- Asset & equipment finance — for machines, vehicles: £10k–£1m; quotes often within 24 hours.
- Invoice finance / factoring — unlock cash from invoices: facility sizes vary; initial quotes within 24–48 hours.
- Short-term bridging / merchant cash advances — fast cash solutions; indicative responses can be same day for specialist lenders.
- Sustainability loans — finance for energy projects, EV chargers: ranges vary; specialist brokers provide tailored quick quotes.
For more detail on finance types and typical use-cases see our industry guidance on small business funding at small business loans.
How we match you to the best lenders & brokers
Our matching considers:
- Loan type and size you request
- Your industry and seasonal cashflow patterns
- Trading history and turnover band
- Credit profile and security availability
- Specialist lender/broker appetite and past performance
The aim is to prioritise partners most likely to produce a competitive indicative quote quickly — saving you time and reducing unnecessary approaches.
Fees, safety & compliance
Requesting a quick quote is free for your business. UK Business Loans earns revenue when we introduce a business to a lender or broker, but you will not be charged for the initial enquiry. We only share your details with selected partners who can help.
Data protection: we treat your details confidentially and only share what’s necessary to progress a quote. See our Privacy Policy for full details.
Introducer statement (important):
UK Business Loans is an introducer and not a lender or financial adviser. We match businesses with lenders and brokers but do not provide regulated financial advice or loan products. Submitting a quick quote request is free and will not affect your credit score. Lenders/brokers may run checks and will provide final rates, fees and decisions.
How to speed up the process
- Be clear on the loan amount and purpose.
- Provide turnover band and trading months/years — this improves matching accuracy.
- Disclose any previous CCJs or insolvency history up front.
- Be ready to answer calls and supply documents quickly (accounts, bank statements).
Start Your Enquiry — Get a Free Quick Quote
Real examples (illustrative only)
Case 1 — Construction firm: cashflow bridge
A limited company in construction needed £50,000 to cover a materials shortfall pending payments. After a 2‑minute enquiry they received three indicative quotes within 8 hours. One broker arranged invoice finance introductions and the business took a short-term facility within four days. (Illustrative only — outcomes vary.)
Case 2 — Restaurant group: kitchen upgrade
A hospitality group sought £120,000 for equipment and fit-out. We matched them to asset finance specialists; they received indicative terms within 24 hours and formalised an application after selecting the best package. (Illustrative only.)
Frequently asked questions
Will applying for a quick quote affect my credit score?
No — submitting our enquiry won’t affect your credit score. Lenders may perform checks only when you progress to a formal application.
How quickly will lenders contact me?
Many businesses are contacted within hours; typical response times are 4–24 hours depending on the product and daytime submission.
Is the quote guaranteed?
No — quotes are indicative until a lender conducts full checks and issues a formal offer with terms and fees.
Do you charge for introductions?
It’s free for businesses to request a quote. UK Business Loans receives a fee from partners when an introduction is made.
Can businesses with poor credit or limited trading history apply?
Yes — we work with brokers and specialist lenders that consider adverse credit and shorter trading histories, but outcomes depend on individual circumstances.
Ready for a quick, no‑obligation quote?
Complete our short enquiry and we’ll match you to lenders and brokers who can provide a fast, indicative quote. It’s free, takes around 2 minutes and won’t affect your credit score.
Get Quote Now — Free Eligibility Check
1. How does the UK Business Loans Quick Quote work?
– Complete a short, free enquiry and we’ll match your business to trusted UK lenders and brokers who provide fast, indicative quotes (not a formal application or guarantee of funding).
2. Will submitting a Quick Quote enquiry affect my credit score?
– No — submitting a quick quote is a no‑obligation enquiry and won’t affect your credit score; lenders may only carry out credit checks if you progress to a formal application.
3. How quickly will I get contact or an indicative quote?
– Many businesses hear from matched lenders or brokers within 4–24 hours, with specialist or unsecured products sometimes responding the same day.
4. What types of small business loans can I get a quick quote for?
– You can get indicative quotes for unsecured business loans, secured/commercial mortgages, asset and equipment finance, invoice finance, bridging/short‑term funding and sustainability loans.
5. How much can I borrow through lenders matched by UK Business Loans?
– Our partners typically offer finance from around £10,000 up to multi‑million commercial facilities depending on the product and lender.
6. Is there a cost to my business for using UK Business Loans or for introductions?
– No — it’s free for businesses to request a quick quote; UK Business Loans receives a fee from partners only when an introduction is made.
7. Can start‑ups or businesses with poor credit apply for a Quick Quote?
– Yes — we match you with brokers and specialist lenders who consider start‑ups and adverse credit profiles, although outcomes depend on individual circumstances.
8. What information should I provide to get an accurate quick quote?
– Provide your company name, trading months/years, turnover band, loan amount and purpose, contact details, approximate credit position and any available security or recent accounts for better accuracy.
9. Are the lenders and brokers you introduce regulated and trustworthy?
– Yes — we work with reputable UK lenders and FCA‑regulated brokers and vet partners to ensure compliance, transparency and fair treatment.
10. How can I speed up getting from a quick quote to receiving funds?
– To move faster, be clear on loan amount and purpose, disclose any CCJs or insolvency history up front, answer lender calls promptly and have key documents (accounts, bank statements, ID) ready for formal checks.
