Printing business finance: Quick no‑obligation eligibility check

Need to know fast whether your print business can get finance — without commitment or a hit to your credit file? The quickest way is a 2‑minute online enquiry that uses a soft eligibility check and matches you to lenders and brokers who specialise in printing businesses. It’s free, no obligation, and if you decide to proceed any formal credit checks happen only with your consent. Get Quote Now — Free Eligibility Check

Quick answer (in one sentence)

The fastest way to see if you qualify is to complete a short online enquiry (under 2 minutes) that runs a soft eligibility check and instantly matches your printing business to the most suitable lenders and brokers — you’ll typically hear back within hours with indicative quotes. Start your free eligibility check — it takes 2 minutes

Why this is the fastest route

Rather than contacting multiple banks or brokers one‑by‑one, a short enquiry connects you to a panel of lenders and brokers who already specialise in asset and commercial finance for printers. Our matching process filters providers by product fit (equipment funding, invoice finance, working capital), size of deal (we typically arrange facilities from £10,000 and up), and the trading profile of your business — so you only get contacted by those who are likely to be able to help. Many businesses receive an initial call or email within hours, and indicative offers often follow within 24–72 hours.

Step‑by‑step: Quickest way to check if you qualify

1. Fill the short enquiry form (2 minutes)
   Provide basic business and contact details and the amount and purpose of funding. Microcopy: “No obligation — we only share your details with approved brokers and lenders.”
   Why it’s quick: the form collects the critical matching data so lenders can make instant eligibility decisions without repetitive calls.
2. We run an internal matching process (soft eligibility check)
   Your enquiry triggers a soft check or lender questionnaire that evaluates affordability and fit without a hard search. Soft checks do not affect your business or director credit score.
3. Matched brokers/lenders contact you (often within hours)
   Selected partners that specialise in print industry finance review your brief and contact you by phone or email to discuss options and request any documents needed for indicative quotes.
4. Receive indicative offers and choose whether to proceed
   You’ll get indicative rates, term options and likely security requirements. Only if you decide to make a formal application will lenders request a full application and perform hard credit checks — and they will ask for your consent first.

Get your free eligibility check — remember, the enquiry is not an application and carries no obligation.

What lenders & brokers look at for printing businesses

When matching your enquiry to the right providers, brokers and lenders typically consider:

• Business age & trading history — how long you’ve been trading and industry experience.
• Annual turnover & profitability — recent turnover bands and margin trends.
• Bank account activity / cash flow — evidence of stable receipts and manageable outgoings.
• Credit record — business and director credit history; soft checks are used initially, hard checks only with consent.
• Security / collateral — whether the deal is asset‑backed (printing presses, machinery) or unsecured.
• Purpose of finance — buying presses, consumables, working capital, premises refit or expansion.
• Director details & any adverse history — CCJs, insolvency events or previous refusals can affect options but specialist lenders may still help.

Quick tip: having 3 months of bank statements and recent management accounts ready will speed up the process and produce better, quicker matches.

Types of printing finance you can check for

Lenders and brokers offer a range of products suited to printing companies. Below are the most common options and when they typically fit.

Asset finance / equipment finance

Best for purchasing presses, cutters, binders and finishing equipment. Options include hire purchase, lease purchase and finance leases — these let you spread the cost while the equipment works for you.

Invoice finance (factoring / discounting)

Useful for B2B printers who have invoices outstanding and need immediate cashflow. Invoice finance turns unpaid invoices into near‑instant working capital.

Business loans (secured & unsecured)

Term loans for working capital, expansion, reroofing or refit. Secured loans may require assets or property; unsecured loans typically have higher rates but are quicker for smaller amounts. (We arrange facilities starting from £10,000.)

Commercial mortgages & bridging

If you’re buying or heavily refitting premises, commercial mortgages or short‑term bridging finance can bridge purchase and refurbishment costs.

Merchant cash advances / revenue‑based finance

For shops or printers with card sales or regular B2C income, revenue‑linked funding can be an option for short‑term needs or seasonal peaks.

Refinance & consolidation

Combine or refinance existing facilities to improve monthly cashflow or extend repayment terms.

For a broader industry overview and the types of lenders likely to suit, see our printing business loans page: printing business loans.

What to have ready to speed up a quote

Prepare this checklist before you submit the enquiry to get matched and quoted faster:

• Company name & registration number
• Contact details (director’s phone & email)
• Monthly/annual turnover and recent profit estimates
• Amount required (target sum) and purpose (equipment, working capital, premises)
• Latest 3–12 months bank statements
• Recent management or statutory accounts
• Copies of major invoices (for invoice finance)
• Equipment quotes/specifications if purchasing machinery

Uploading documents early in the process shortens the time to an indicative offer.

Typical timeline & what to expect after your enquiry

• Immediate: on‑screen confirmation and an email receipt after you submit the enquiry.
• Within hours: matched brokers/lenders review and often contact you for clarifying questions.
• 24–72 hours: initial indicative quotes or requests for documents when the lender needs more detail.
• Days to weeks: formal offers, completion of paperwork and drawdown — timing varies by product (asset finance can be faster; commercial mortgages take longer).

Important: the initial matching and soft checks don’t affect your credit file; hard credit searches are only done with your explicit consent during formal applications.

Frequently asked questions

Will checking my eligibility affect my credit score?

No — our initial matching typically uses soft searches or lender questionnaires that do not affect your credit rating. Lenders will ask for your consent before any hard search is performed during a formal application.

Is UK Business Loans a lender?

No. We introduce businesses to lenders and brokers who provide finance. We do not lend money directly or complete formal credit decisions ourselves.

How long will it take to get a quote?

Many applicants hear back within hours. Indicative quotes commonly arrive within 24–72 hours once documents are supplied.

Does it cost to use this service?

No — our matching service is free and comes with no obligation to accept any offer.

What if my business has poor credit?

Specialist lenders and brokers work with a range of credit profiles. Submit your details for tailored options — you may still be able to secure finance through a specialist partner.

Is my data secure?

Your details are only shared with approved lenders and brokers for the purpose of matching. You’ll be asked to consent before any data transfer — see our Privacy Policy for full details.

I need funds urgently — what are my options?

Some funders offer fast short‑term options such as merchant cash advances, short‑term business loans or quick asset finance on used equipment. When you complete the enquiry, mark the request as urgent to prioritise the match.

Who will call me?

One of the lenders or brokers matched to your brief will get in touch. They will identify themselves, explain any fees or checks required and ask for documents to produce an indicative offer.

Start your free check

Ready to find out quickly if your print business qualifies? Complete our short enquiry now — it takes under 2 minutes and uses soft checks only. We’ll match you with the lenders and brokers most likely to approve your request for £10,000 or more. Get Quote Now — Free Eligibility Check

Trust & compliance

UK Business Loans acts as an introducer that connects businesses with lenders and brokers. We do not lend and do not provide regulated financial advice. Our service is free and no‑obligation. Initial checks use soft searches that do not affect credit scores; any hard credit checks are carried out only if you agree to proceed with a formal application. By submitting an enquiry you consent to us sharing your details with a limited number of approved partners to arrange quotes.

1. Will checking my eligibility for printing business finance affect my credit score?
No — the 2‑minute online enquiry uses a soft eligibility check that does not leave a hard search on your business or director credit file.

2. What types of finance can I get for a printing business?
You can be matched to asset/equipment finance, invoice finance (factoring/discounting), secured or unsecured business loans, commercial mortgages/bridging, merchant cash advances and refinance options tailored for printers.

3. How quickly will I receive quotes after my free eligibility check?
Many printing businesses are contacted within hours and receive indicative quotes within 24–72 hours once requested documents are supplied.

4. How much funding can I apply for through UK Business Loans?
Our network typically arranges facilities from around £10,000 up to multi‑million deals depending on the lender and product.

5. Does UK Business Loans lend money directly?
No — we act as an introducer that matches you with trusted lenders and brokers and do not provide loans or regulated financial advice.

6. Is there any cost or obligation to use the eligibility check?
No — the matching service is free and no‑obligation, and you only enter a formal application (and potential fees) if you choose to proceed with a lender.

7. What documents should I have ready to speed up a printing loan quote?
Have your company name/registration, director contact details, recent turnover and profit figures, the amount and purpose, 3–12 months of bank statements, recent accounts and any equipment quotes or invoices ready.

8. Can businesses with poor credit still get printing business finance?
Yes — specialist lenders and brokers on our panel consider a range of credit profiles and may offer tailored solutions even with adverse credit history.

9. Who will contact me after I submit the enquiry and how will they identify themselves?
Approved lenders or brokers matched to your brief will contact you by phone or email, clearly stating their firm, the services offered and any fees or checks required.

10. Are the lenders and brokers on your platform regulated and is my data secure?
Yes — we work with reputable, FCA‑regulated brokers and lenders and only share your details with approved partners with your consent in line with our privacy policy.