Printing business loans — Quick quote & Decision in Principle for printing equipment finance
Summary: If you need a fast, no‑obligation quick quote or a Decision in Principle (DIP) for printing equipment finance, UK Business Loans can match your company with specialist lenders and brokers. Complete a short enquiry and expect an indicative response—often within hours for routine deals. Get a Free Eligibility Check → Get Quote Now
Introduction — fast quotes for printing equipment
Upgrading presses, buying new finishing kit or adding a digital press needn’t derail your production. UK Business Loans helps companies access printing equipment finance quickly by matching enquiries to lenders and brokers who specialise in the sector. Our service is free and non‑binding — submit a short enquiry and receive a quick quote or a Decision in Principle (DIP) that helps you compare options before committing. Get Started — Free Eligibility Check
We are not a lender or financial adviser — we connect businesses with trusted UK lenders and brokers so you can make informed choices.
What is printing equipment finance?
Printing equipment finance covers ways to fund new or used presses, finishing lines, digital printers, RIP systems, bindery gear and other capital items. Common structures include asset finance, hire purchase, finance leases, operating leases and chattel mortgages. Working capital needs can be met through unsecured business loans or invoice finance where appropriate.
- Typical deal sizes we arrange start at around £10,000 and can run into hundreds of thousands for production lines.
- Terms commonly range from 12 months to 7 years, depending on the asset and lender.
- Used equipment, trade‑ins and supplier credit can all be included in finance packages.
Quick Quote vs Decision in Principle (DIP): what’s the difference?
A Quick Quote is an indicative price based on basic details — equipment cost, deposit and term. It’s non‑binding and useful to benchmark monthly payments and affordability.
A Decision in Principle (DIP) is a conditional assessment from a lender or broker saying you’d likely be eligible subject to full checks (underwriting, valuation, documentation). Many initial DIPs rely on soft credit checks so your credit score is not affected; final offers normally require a hard credit check with your permission.
Important: a DIP is not a final offer. Final terms depend on underwriting, asset inspection and any additional information the lender requests.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
How UK Business Loans gets you a Quick Quote / DIP — step-by-step
- Complete the short enquiry form (2 minutes) — basic business and equipment details. Get Quote Now.
- We match your enquiry to specialist lenders and brokers who understand printing, presses and packaging equipment.
- Lenders review & respond — many return a Quick Quote or DIP within hours. High-value or bespoke deals may take 24–72 hours.
- Compare offers — brokers contact you to refine terms and prepare full applications if you choose to proceed.
- Formal application & funding — after underwriting and documentation, the lender completes payment or arranges the equipment delivery and installation.
Typical communications: you’ll usually get an email or phone call within business hours to discuss the next steps. Preparing key documents in advance speeds up the process.
What you’ll need to get the fastest, most accurate Quick Quote / DIP
Having these details ready helps partners give a precise response:
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
- Company name, registration number and contact details (phone & email)
- Estimated equipment cost or supplier invoice/quote
- Equipment details — make, model, age (if used), serial numbers
- Deposit, trade‑in value or supplier finance contribution
- Preferred term or monthly budget
- Brief summary of recent trading performance and director credit profile
- Latest 12 months’ business bank statements and last 2 years’ accounts (or management accounts/forecasts for younger companies)
Fast tip: upload the supplier quote and a couple of photos of the equipment — it significantly improves response speed and accuracy.
Typical finance options for printing businesses
Different options suit different needs. Below are the common choices and when they’re used:
- Hire Purchase (HP) — Spread the cost, own the asset at the end of the term. Works well for smaller digital printers and presses.
- Finance Lease — Similar to HP but ownership may remain with the lender; useful for mid‑value equipment where cashflow preservation matters.
- Operating Lease — Essentially rental; no ownership and often includes maintenance. Good for rapidly depreciating kit or short‑term needs.
- Chattel Mortgage — A secured loan against the asset with ownership transferring immediately; commonly used for higher‑value machinery.
- Unsecured business loans — Faster to arrange for smaller purchases where borrowers prefer not to use the asset as security.
- Invoice finance & refinance — Useful to unlock working capital or refinance existing equipment to improve cashflow.
Practical examples: small digital printer £10k–£25k — HP or unsecured loan; mid-sized press £30k–£150k — HP, chattel mortgage or finance lease; full production line £150k+ — specialist asset finance or bespoke facilities.
What lenders and brokers look for in a DIP
In a DIP lenders will review:
- Business trading history and recent turnover
- Company accounts, bank statements and projected cashflow
- Director credit history and adverse records
- Equipment value, condition and expected residual
- Deposit or equity contribution
- Industry risk profile and exit plan for the asset
Most initial DIPs use soft credit checks; hard searches are performed later, and only with your consent. Common red flags include recent insolvency, inconsistent accounts or insufficient deposit — being transparent on your form helps partners recommend suitable lenders.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Timeframes, costs & typical deal examples
Expect:
- Quick Quote: often within hours of submitting basic details.
- DIP: same day to 72 hours depending on complexity and lender availability.
- From DIP to funds: 1–6 weeks typically, longer for very large or bespoke projects.
Cost components usually include interest, arrangement fees, documentation fees, VAT and any maintenance or insurance costs.
Example 1 — Small print shop: new digital press £22,000 via HP, 10% deposit, 48‑month term with predictable monthly payments.
Example 2 — Packaging press investment: £250,000 via finance lease with a tailored repayment profile and structured residual.
How to get started with UK Business Loans
Ready to compare options? Click “Get Quote Now” and complete our short enquiry — it takes about 2 minutes and won’t affect your credit score. Get Quote Now — Free Eligibility Check
Suggested initial form fields (keeps conversion friction low): Business name, Contact name, Phone, Email, Company registration (optional), Estimated equipment value, Brief description, Consent checkbox. After the initial match we’ll ask for supporting documents to progress to a DIP or full application.
By submitting details you consent to us sharing your information with selected lenders and brokers so they can provide quotes and contact you directly.
Frequently asked questions
- Will a Quick Quote or DIP affect my credit score?
- Usually not — most initial checks are soft. Final applications typically involve a hard credit check only with your consent.
- How fast will I hear back?
- Often within hours during business days. Complex or high‑value deals may take longer.
- Can businesses with imperfect credit apply?
- Yes. We work with a panel of lenders and brokers, some of whom specialise in more complex credit histories. Be open about previous issues to get the most suitable matches.
- Do you charge businesses to use this service?
- No — our service is free for businesses. We receive payment from lenders/brokers on successful introductions.
Compliance & important information
Important: UK Business Loans is an introducer to lenders and brokers — not a lender and we do not provide regulated financial advice. Any quotes, Decisions in Principle or pre‑approvals are indicative only and subject to final lender underwriting and documentation. Lenders may carry out credit checks (soft or hard) with your consent. By submitting an enquiry you consent to your details being shared with selected partners. Read our Privacy Policy and Terms for full details.
Useful links & resources
- UK Business Loans homepage
- Start your enquiry — Get Quote Now
- Supplier quotes and HMRC guidance on VAT for capital equipment (check HMRC website)
- For sector detail, see our specialist page on printing business loans.
Final reminder: our initial enquiry is not an application — it’s a quick, free way to get an indicative quote or DIP so you can compare specialist lending solutions and choose the best fit for your business.
Ready to proceed? Get a quick, no‑obligation response from lenders and brokers who specialise in printing equipment finance: Get Started — Free Eligibility Check
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
1. How do I get a quick quote or Decision in Principle (DIP) for printing equipment finance?
Complete the short online enquiry on UK Business Loans (about 2 minutes) and we’ll match you to specialist lenders/brokers who usually return a Quick Quote or DIP within hours to 72 hours.
2. Will a Quick Quote or DIP affect my credit score?
Usually not — most initial Quick Quotes and DIPs use a soft credit check that does not affect your credit score, with hard checks only performed later with your consent.
3. What finance options are available for printing businesses?
Common options include hire purchase, finance leases, operating leases, chattel mortgages, unsecured business loans and invoice or asset finance depending on the asset and cashflow needs.
4. What information do I need to get the fastest, most accurate printing equipment quote?
Have your company details, supplier quote or equipment cost, make/model/age, deposit or trade‑in value, preferred term and recent bank statements or accounts ready to speed up responses.
5. How long does it take from submitting a DIP to receiving funds for printing equipment?
After a DIP, funding typically takes 1–6 weeks depending on underwriting, valuation and documentation, with very large or bespoke projects taking longer.
6. Does UK Business Loans charge businesses to use the matching service?
No — UK Business Loans’ matching service is free to businesses; we receive payment from lenders or brokers on successful introductions.
7. Can I apply for printing equipment finance if my business has imperfect credit?
Yes — we work with lenders and brokers who specialise in complex or impaired credit histories, and being transparent on your enquiry helps match you to suitable partners.
8. Is submitting an enquiry the same as applying for finance?
No — the enquiry is a non‑binding information form used to match you with lenders and brokers and is not a formal application or commitment to borrow.
9. What loan amounts and terms are typical for printing equipment finance?
Typical deal sizes start around £10,000 and can run into hundreds of thousands, with terms commonly from 12 months up to seven years depending on the asset and lender.
10. Are the lenders and brokers UK Business Loans connects me with regulated and trustworthy?
Yes — UK Business Loans works only with reputable, FCA‑regulated brokers and lenders across the UK who specialise in sector‑specific finance.