Agriculture Business Loans — Finance for Biomass, EV Chargers & Battery Storage
Summary: Many of the lenders and brokers we work with can provide finance for agricultural green upgrades — including biomass systems, EV charge points and battery storage — subject to project details and eligibility. UK Business Loans introduces farm businesses to specialist lenders and brokers so you can compare tailored offers. Complete a short, no-obligation enquiry for a Free Eligibility Check and we’ll match you to the right providers. Get Quote Now — Free Eligibility Check
Quick answer: Do UK Business Loans partners fund green upgrades?
Yes — many of the lenders and brokers in our panel will consider funding environmental improvements on farms, such as biomass boilers, EV charge points, and battery storage systems. Funding is always subject to eligibility, project scale and supporting documentation (supplier quotes, savings projections, planning consents where required). We’re an introducer: submit a short enquiry and we’ll match your business to specialist lenders and brokers for a Free Eligibility Check. Get Started — Free Eligibility Check
What green upgrades can be funded on farms?
Many agricultural businesses secure finance for a wide range of green upgrades. Below are the common project types lenders consider, and why they’re attractive from a finance perspective (measurable savings, tangible assets, new revenue streams).
Biomass heating and boilers
- Typical uses: space heating for barns, grain drying, greenhouse heat and process heating.
- Why lenders like it: clear fuel-cost savings, durable equipment with resale value, often part of a wider energy plan.
- Funding options: asset finance, commercial loans or specialised green finance.
EV charge points (on-farm charging)
- Typical uses: charging for electric tractors/utility vehicles, staff/visitor charging, fleet upgrades.
- Why lenders like it: relatively low-capex installs, manufacturer warranties, potential to add value to farm services.
- Funding options: equipment finance, leasing, small commercial loans.
Battery storage (site resilience & cost saving)
- Typical uses: pairing with solar/AD, peak-shaving to reduce grid costs, backup power for critical systems.
- Why lenders like it: measurable energy bill savings and payback models; batteries can be financed as equipment.
- Funding options: asset finance, green loans, blended grant + loan packages.
Solar PV and solar + battery combos
Solar installs combined with battery storage are a common package — lenders value the combined economics and revenue opportunities (e.g., export sales or demand reduction).
Anaerobic digesters, slurry & waste upgrades
Projects that create energy or reduce waste are attractive if there’s a clear revenue stream or operational saving.
Other energy efficiency & low-carbon tech
This includes heat pumps, LED lighting, insulated buildings, irrigation pump upgrades and precision-agriculture equipment that reduces emissions and input costs.
Typical finance types available for agricultural green projects
Finance solutions depend on project size, security available and the farm’s cashflow. Below are common products lenders and brokers use.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
- Asset finance / Hire Purchase: Common for plant, biomass boilers, batteries and chargers — you spread the cost while the asset acts as security.
- Commercial loans (secured / unsecured): Suitable for larger CAPEX projects or combined works across buildings and equipment.
- Green loans / sustainability-linked facilities: Some lenders offer preferential terms for verified green projects or where energy savings are documented.
- Leasing / operating leases: Useful where businesses want upgrades with lower upfront costs and regular renewals.
- Invoice / contractor finance: Helps manage project cashflow where staged payments to installers are required.
- Blended finance & grants: Lenders will often combine loan offers with available grants or incentive payments to reduce net borrowing.
- Agriculture-specific lenders: Some lenders specialise in farm finance and understand seasonality and grant interactions.
If you’re unsure which route fits your project, get a free eligibility check and we’ll introduce you to partners who will advise on the most suitable product.
What lenders and brokers will assess — eligibility & documentation
Common assessment points lenders review before offering quotes:
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
- Business profile: company structure, trading history and credit profile.
- Project scope & costs: detailed supplier quotations, installation timelines and warranties.
- Energy/operational savings: proposals that show expected cost savings or revenue (e.g., export income from AD) strengthen applications.
- Security & collateral: whether the loan is secured against assets or property.
- Cashflow & seasonality: farm income cycles, budgeting for harvest seasons and debt serviceability.
- Planning/permits: evidence of planning permissions or environmental consents where required.
- Supplier & O&M contracts: maintenance agreements and product warranties improve lender confidence.
Practical tip: prepare 2–3 supplier quotes and an estimated energy-savings statement before you apply — this speeds up lender responses and helps you get better terms. Ready to check? Free Eligibility Check.
Typical loan sizes, terms & an example case study
Indicative ranges (for guidance only):
- Small EV charger installs: circa £5,000–£30,000
- Battery storage systems: from around £10,000 to £150,000+ depending on capacity and integration
- Biomass installations: typically £20,000–£300,000 depending on scale
- Combined solar + battery or larger AD plants: from £50,000 up to several hundred thousand
Typical terms:
- Asset finance: 2–7 years (depending on asset life)
- Commercial loans: 1–15 years (longer terms where property security is offered)
- Green/sustainability facilities: terms vary, sometimes tied to performance metrics
Example (anonymised)
A 120-acre arable business required a 50kW biomass boiler costing £65,000. Through our introducer service they were matched to a specialist broker who arranged a 7-year asset finance facility with a modest deposit. Annual fuel and maintenance savings were forecast to cover repayments — the project improved margins and reduced exposure to fossil fuels.
To see indicative deals that might match your farm, Start your Free Eligibility Check. We typically handle enquiries for loans of £10,000 and upwards.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
How UK Business Loans helps — our process
We make it straightforward to explore funding for green agricultural projects:
- Complete a short enquiry form (about 2 minutes).
- We match your project to brokers and lenders experienced in farm green upgrades.
- Expect contact — usually within hours on business days — so you can discuss project specifics and receive tailored quotes.
- Compare offers and choose the best solution. There’s no obligation to proceed.
Why work with us?
- Speed — we reduce the time spent searching for the right specialist.
- Sector expertise — we match you to partners that understand agriculture and seasonality.
- Free service — completing the enquiry is free and not an application.
- Privacy — your details are only shared with relevant partners able to help.
Frequently asked questions
Will lenders fund biomass installations on farms?
Many lenders and brokers will consider biomass projects where the installation is professionally quoted, the fuel supply is secure and the expected savings or revenue are clear. Provide supplier quotes and operating cost projections to speed up offers. Start your free check.
Can I get finance for EV chargers and grid upgrades?
Yes — EV chargers and associated grid works are typically eligible for equipment finance or leasing. Grid reinforcement costs may need additional assessment; lenders will want supplier detail and any DNO (Distribution Network Operator) quotes.
Are battery storage systems considered for lending?
Yes. Lenders usually treat batteries as financed assets. A strong case includes clear energy savings modelling and evidence of professional installation and warranties.
Do I need planning permission before I apply for finance?
Not always, but for larger installations (e.g., big biomass plants or certain AD projects) evidence of planning or pre-application advice helps. Lenders can sometimes make provisional offers subject to consent — check with the broker once matched.
Can I combine grants with a loan?
Yes — many borrowers use grants to reduce net borrowing. Lenders will want to see confirmed grant awards or eligibility evidence so they can structure the finance accordingly.
Will applying affect my credit score?
Completing an enquiry on our site does not affect your credit score. Lenders may carry out credit checks only if you proceed with a formal application.
Have more questions? Get a Free Eligibility Check — our partners will advise on documents and next steps.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Compliance, transparency & next steps
UK Business Loans does not provide lending or regulated financial advice. We act as an introducer and match businesses with lenders and brokers. All offers are subject to status, lender eligibility and terms.
Completing an enquiry is free and does not affect your credit score. When you provide your details we share them only with selected partners who can help with your funding request.
Internal resources & contact
For further information about farm-specific funding options see our agriculture industry page on agriculture business loans.
Useful links:
Contact us: Phone: 020 0000 0000 | Email: enquiries@ukbusinessloans.co
Trust note: We work with a wide panel of UK finance brokers and lenders experienced in agricultural and sustainability projects. Offers and eligibility vary by provider.
1. What types of agriculture business loans are available for green upgrades like biomass, EV chargers and battery storage?
– Lenders and brokers typically offer asset finance, commercial loans, green loans, leasing and blended grant + loan packages to fund biomass boilers, EV charge points, battery storage, solar PV and other farm sustainability projects.
2. How much can I borrow for a biomass installation or battery storage on my farm?
– Typical loan sizes range from about £5,000–£30,000 for small EV charger installs, £10,000–£150,000+ for battery systems and £20,000–£300,000 (or more) for biomass installations, with larger solar/AD projects often starting at £50,000.
3. What loan terms can I expect for agriculture green projects?
– Asset finance terms commonly run 2–7 years while commercial or secured loans can extend from 1–15 years depending on security, asset life and lender criteria.
4. Will submitting a free eligibility check or enquiry affect my credit score?
– No — completing our short, no-obligation enquiry and Free Eligibility Check does not affect your credit score, though lenders may perform checks only if you proceed with a formal application.
5. What documents and information do lenders need to assess my farm green project?
– Lenders usually ask for business details, trading history, 2–3 supplier quotes, projected energy savings or revenue, evidence of planning/permits where required, and details of security or warranties.
6. Can I combine grants or government incentives with a business loan for farm sustainability work?
– Yes — many borrowers combine confirmed grants or incentives with loans to reduce net borrowing, and lenders can structure finance around grant awards or eligibility evidence.
7. Do I need planning permission before applying for finance for biomass or large AD projects?
– Not always, but providing planning permission or pre-application advice for larger installations strengthens loan applications and can be a condition of some offers.
8. Are there specialist lenders for agriculture and sustainability projects?
– Yes — our network includes agriculture-specific lenders and brokers who understand farm seasonality, grant interactions and the finance products best suited to green upgrades.
9. How quickly will I hear back after submitting an enquiry for agriculture business loans?
– After you complete the quick enquiry form you can expect contact from matched brokers or lenders usually within hours on business days to discuss your project and options.
10. Does UK Business Loans charge for matching me with lenders or provide regulated financial advice?
– No — our introducer service is free, does not provide regulated financial advice, and simply matches you with trusted, FCA-regulated brokers and lenders who can quote and advise.