Fit‑Out Finance: Will UK Business Loans keep my details secure and share them only with relevant UK finance partners?

Summary: UK Business Loans is an introducer that helps UK companies seeking fit‑out finance (loans and business finance from roughly £10,000 upwards) by matching enquiries with lenders and brokers. We treat your enquiry form as a matching tool — not a loan application — and only share the information you consent to with carefully vetted, relevant UK finance partners. Your data is transmitted over HTTPS, held securely, and retained only as needed to match you and to improve our service. Read on for a full breakdown of what we collect, how we protect it, who we share it with, how you control it and what happens after you submit a Free Eligibility Check.

Our promise: focused, secure, consented sharing

We act as an introducer to UK finance partners — we do not lend and this enquiry is not an application. When you complete our short enquiry, we will only pass your details to the specific lenders or brokers who can reasonably help with the funding you request. We never sell your data to broad marketing lists or unknown third parties. You stay in control — we only share after you consent and we explain exactly what will be passed.

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Who we are and how we operate

UK Business Loans connects UK companies seeking business finance with suitable lenders and brokers. Our role is matchmaking: you give a few details, we match you to partners who understand your sector and funding needs, and they contact you with no‑obligation quotes. We typically arrange finance of around £10,000 and above.

We vet partners before introducing them — checking their UK trading presence, reputation and customer service credentials — and maintain contractual terms that set out acceptable data handling for any partner we introduce you to.

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What information we collect and why

Our enquiry form asks for the minimum information needed to match you efficiently. Typical fields include:

• Company name and contact details (name, phone, email)
• Business structure and years trading
• Annual turnover and approximate monthly profit/loss
• Type of funding required (e.g. fit‑out, equipment, working capital) and amount needed
• Project details relevant to fit‑out (sector: retail, hospitality, office; timescale; property status)
• Whether security is available and high‑level credit status (e.g. recent CCJs)

Why we ask for this: lenders and brokers need these basics to decide quickly whether to contact you and to prepare an indicative quote. We label optional fields clearly — only complete what you’re comfortable with. Submitting the short enquiry helps partners give you a faster, more accurate response.

Start your enquiry — takes 2 minutes

How we secure your data

We protect your data using technical and organisational measures designed for business customers:

• Transmission security: Our site and form use HTTPS (TLS) so information you enter is encrypted in transit.
• Stored securely: Personal and business data are stored on secure servers with encryption at rest and routine, encrypted backups.
• Access control: Only authorised staff and partners have access to data, using role‑based permissions and two‑factor authentication. Staff access is logged and reviewed.
• Vetted processors: Any third‑party tools we use (hosting, CRM, identity checks) operate under a Data Processing Agreement (DPA) that requires appropriate security and GDPR compliance.
• Monitoring & incident response: We monitor systems for unusual activity and have an incident response plan. If a breach affects your personal data, we follow applicable notification rules and will contact affected users promptly.

We follow UK data protection law (Data Protection Act 2018) and GDPR principles: lawfulness, purpose limitation, data minimisation, accuracy and storage limitation. For full technical detail, see our Privacy Policy.

Read our Privacy Policy

Who we share your details with — targeted matching

We only share your enquiry with parties who can help and only after you give consent. Typical recipients:

• Matched lenders and brokers: These are UK finance partners who specialise in the product and loan size you request (for example, lenders who offer fit‑out loans or asset finance for refurbishment projects).
• Approved third‑party service providers: e.g. identity verification providers used later in an application process (only if you progress).
• Internal teams: our staff who manage the matching process and quality control.

How we share: initial introductions use minimal summary information (project type, loan size, contact details). If a partner needs more detail to provide a formal quote they will ask you directly — we do not pass full financial documentation without good reason and your agreement. We use secure APIs, encrypted email or partner portals for data transfers, not unprotected spreadsheets or unmanaged channels.

We do not sell or trade your data to unrelated marketing lists. You will be told which partners we will approach and asked to confirm consent before we share.

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Consent, opt‑out and your control rights

Your consent matters. Before any third party receives your details we ask you to confirm a clear consent checkbox on our enquiry form. Example of the microcopy you will see (the box is never pre‑ticked):

I consent to UK Business Loans sharing my enquiry and contact details with selected UK lenders and brokers so they can contact me about fit‑out finance offers. I understand this is an introducer enquiry and not a loan application. Read our Privacy Policy.

You can withdraw consent at any time by contacting privacy@ukbusinessloans.co. If you withdraw consent before we share your details, we’ll not approach any partners. If we’ve already shared details with a lender or broker you will need to request deletion from them too — we will help by providing contact details of the partners involved.

Initial enquiries do not trigger credit checks. Partners may carry out credit or affordability checks only if you progress to a formal application and give permission.

Data retention, anonymisation and deletion

We retain identifiable enquiry records for a limited period to match you, manage disputes and for audit/quality purposes. Typical practice:

• Identifiable enquiry records retained for up to 12 months unless you ask for earlier deletion.
• Anonymised, aggregated records (e.g. to improve matching algorithms or for reporting) kept for up to 3–5 years.

If you request deletion we will remove your data from our systems promptly and confirm completion. Please note we cannot remove copies already held by lenders/brokers — you must contact them directly; we will assist where possible.

Request deletion or update details or email privacy@ukbusinessloans.co

When we may need to share more widely (legal & safety)

In limited circumstances we may be required to disclose your information without consent, for example where required by law, to prevent fraud, to respond to court orders, or for anti‑money‑laundering checks required by partners. We only disclose the minimum information necessary and follow a proportionate approach.

Why targeted sharing matters for fit‑out finance

Fit‑out finance is specialised: lenders and brokers assessing a shop, restaurant or office fit‑out need to understand project staging, contractor payments, security and likely cash‑flow timings. That’s why generic sharing wastes time and risks poor outcomes.

We only introduce your enquiry to partners who specifically handle fit‑out projects — that could be asset finance providers, specialist business lenders or brokers who structure staged payments. If you want to read more about fit‑out finance options we commonly match, see our dedicated fit‑out finance page: fit‑out finance.

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FAQ — quick answers

Will submitting an enquiry affect my credit score?

No. Our initial matching enquiry is a soft, non‑credit action. Partners may run credit checks later with your consent.

Who will contact me after I submit an enquiry?

Selected lenders or brokers we matched you to will contact you by phone or email — usually within hours during business days.

Do you share my details outside the UK?

No — we only share with UK‑based lenders and brokers unless you explicitly ask otherwise.

Can I request a match anonymously?

You can request high‑level information without full contact details, but partners typically need a way to contact you to provide quotes.

How quickly will partners respond?

Often within hours. Response times vary by partner and the complexity of the request.

What if I change my mind?

Contact privacy@ukbusinessloans.co and we will stop sharing and delete your details where possible.

Ready to get a free fit‑out finance quote?

Complete our short enquiry now — it takes around 2 minutes and is not a loan application. We’ll match you to lenders and brokers likely to help with your project and loan size (from about £10,000 upwards). No obligation, no hard credit checks at this stage.

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Trusted by UK businesses

“Submitted a fit‑out enquiry and was matched within hours. Lenders were professional and clear — privacy respected.” — J. Patel, Restaurant Owner

Secure form • GDPR‑aware processes • Matches for loans £10k+

1. How do I get fit‑out finance through UK Business Loans?
Complete our short, two‑minute Free Eligibility Check enquiry and we’ll match you (with your consent) to suitable UK lenders and brokers — this is an introducer step, not a loan application.

2. Will submitting an enquiry affect my personal or business credit score?
No — the initial matching enquiry is a soft, non‑credit action and only leads to credit checks if you progress and give permission.

3. How quickly will lenders or brokers contact me after I submit an enquiry?
Typically you’ll hear from matched lenders or brokers within hours on business days, although response times vary by partner and complexity.

4. What loan amounts are available for fit‑out finance via your service?
We typically match businesses seeking finance from around £10,000 upwards, with partners able to arrange larger sums depending on your needs.

5. Do you lend money or provide financial advice?
No — UK Business Loans is an introducer that connects you to experienced, FCA‑regulated lenders and brokers but does not lend or give financial advice.

6. Who do you share my enquiry details with and is my data secure?
We only share your details (after you consent) with vetted UK‑based lenders, brokers and approved processors, and protect data using HTTPS, encryption, DPAs and access controls.

7. Can start‑ups or businesses with poor credit get matched for business loans UK?
Yes — many of our partners specialise in start‑ups and businesses with imperfect credit histories and we’ll match you to the best fit for your situation.

8. What information do I need to complete the enquiry form?
You’ll typically provide company name, contact details, years trading, turnover, the type and amount of funding (e.g. fit‑out), project details and high‑level credit/security info.

9. how long do you retain my enquiry data and can I request deletion?
We retain identifiable enquiries up to about 12 months (with anonymised records kept 3–5 years) and you can request deletion or withdraw consent via privacy@ukbusinessloans.co.

10. Are the lenders and brokers you work with regulated and UK‑based?
Yes — we vet partners for UK trading presence, reputation and FCA compliance and only introduce you to approved UK‑based finance providers.