Are we a direct lender?

Short answer: No. UK Business Loans does not provide loans directly. We are an introducer and lead-matcher — our role is to connect printing businesses with lenders and brokers who can provide finance. We do not underwrite finance, issue funds, or give regulated financial advice.

How we make money: when a business completes our enquiry form and a lender or broker engages the lead, we receive a fee from our partner network. For you, using the service is free and there’s no obligation to proceed once you receive quotes.

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What is the introducer model and why it matters for printers

The introducer model is simple and built for speed and efficiency:

• Step 1 — You complete a short enquiry with basic business details and the type/amount of finance you need.
• Step 2 — We match your enquiry to one or more lenders or brokers from our panel who specialise in your sector and finance type.
• Step 3 — Those partners contact you with eligibility checks, quotes or next steps so you can compare offers.

Why this matters for printing businesses:

• Specialist matching — printers have unique needs (expensive presses, retrofit costs, variable cashflow). We shortlist partners who have experience funding printers, so you aren’t pitching to generalist lenders.
• Time saved — one two-minute form replaces multiple phone calls and repetitive paperwork.
• Faster quotes — partners often return with provisional offers within hours or days, not weeks.
• Better comparisons — you can review different structures (hire purchase, leasing, invoice finance) side-by-side to see which suits your balance sheet and tax position.
• Credit footprint control — the initial enquiry is used for matching and does not constitute a formal application (lenders perform full checks later).

Here’s what to do next: Start Your Enquiry — Free Eligibility Check

How the introducer model helps specific printing needs

Equipment & press finance

Printers often need funding for new or used presses (offset, digital, wide-format), bindery equipment or finishing lines. Through our introducer model we can connect you to lenders offering:

• Hire purchase — spread the cost with ownership at term end.
• Finance lease — off-balance-sheet options for some businesses.
• Asset refinancing — release value from existing machines.

Typical sizes: from around £10,000 up to several hundred thousand pounds. Terms commonly 2–7 years depending on equipment life.

Working capital & short-term business loans

For seasonal peaks, larger print runs, or new contracts that strain cashflow, our partners provide unsecured and secured business loans. Typical loan sizes usually start from £10,000 upwards; rates and terms depend on credit profile and lender.

Invoice finance / factoring

Contract-based or B2B printers often have cash tied up in invoices. Invoice finance (factoring or discounting) releases a percentage of invoice value immediately so you can pay suppliers or run production without delay. We match you to providers that specialise in manufacturing and trade-concentrated clients.

Commercial property, fit-out & expansion

Need a larger production space, mezzanine installation or a new distribution hub? We can introduce you to commercial finance options including secured loans, commercial mortgages and development finance suitable for larger sums.

Green & sustainability funding

Energy-efficient presses, ink-reduction systems, solvent recovery or solar PV installations can often be financed through specialist sustainability products. We find lenders offering competitive terms for projects with demonstrable energy or cost savings.

For detailed sector help, see our printing business loans guide: printing business loans.

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How we match printers to the best lenders

Our matching process is designed to be quick and relevant:

1. Short enquiry (under 2 minutes): we ask loan type, amount, business age, turnover and the purpose of funds.
2. Automated + curated match: technology suggests suitable partners, and our team reviews for sector fit (e.g. experience with presses, invoice-heavy clients, or commercial property).
3. Partner outreach: lenders/brokers contact you directly for a soft eligibility check and to request documents if needed.
4. Compare and decide: you receive multiple proposals and choose which lender to progress with — there is no obligation to continue.

Data security & consent: we only share details with partners relevant to your enquiry and include a clear consent statement on the enquiry form. Your initial enquiry is used for matching and will not be treated as a full application.

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Typical timeline & what to expect with lenders/brokers

Timescales vary by product and complexity, but here’s a helpful guide:

• Initial eligibility check: often within hours on business days.
• Provisional offers: 1–5 working days depending on documentation and lender workload.
• Full application & due diligence: 1–3 weeks typical for mid-sized equipment or working capital loans.
• Drawdown: days to weeks once legal and asset checks are complete.

Documents lenders commonly request:

• Recent management accounts and VAT returns
• Business bank statements (3–6 months)
• Quotes/invoices for equipment or refurbishment
• Details of existing finance

Tips for faster approval:

• Have up-to-date management accounts and bank statements ready.
• Provide clear purpose of funds (e.g. model and cost of press, expected contract value).
• Respond quickly to partner requests for information.

Start Your Enquiry — Free Eligibility Check

Frequently asked questions

Is UK Business Loans a direct lender?

No. We introduce businesses to lenders and brokers — we don’t lend or underwrite finance.

Will submitting an enquiry affect our company credit score?

Your initial enquiry is used for matching and does not count as a formal application. Lenders or brokers will carry out their own checks at later stages, which may include credit searches.

How much can my printing business borrow?

We typically work with requests from around £10,000 upwards. Smaller equipment finance requests below that level may be harder to place, but larger commercial funding and asset finance can run into hundreds of thousands or millions depending on the project.

Do you work with businesses that have adverse credit?

Yes. Because we work with a wide panel, we can introduce brokers and lenders who consider applications from businesses with non-standard credit histories — eligibility depends on the partner and the overall business picture.

How soon will I get quotes?

Many printers receive a response within hours; complex or large commercial applications may take several days for accurate proposals.

Are there fees to use UK Business Loans?

It’s free for businesses to use our matching service. Any fees for arranging finance (broker fees, arrangement fees, interest) will be disclosed by the lender or broker in their proposal — always confirm fees and terms before accepting an offer.

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Next steps & transparency

Here’s how to get started:

1. Click Get Quote Now — Free Eligibility Check.
2. Complete the short enquiry (under 2 minutes).
3. We match and introduce you to suitable lenders/brokers who will contact you directly.

Transparency: we are not a lender. We introduce businesses to lenders and brokers and are remunerated by partners when a lead converts. Using our service does not oblige you to accept any offer.

What to have ready

• Company name and contact details
• Approximate turnover and time in business
• Loan amount required (from £10K upwards)
• Purpose of funds (equipment, cashflow, invoice finance, property)
• Recent management accounts / bank statements (if available)

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