Equipment finance for sustainability projects — solar PV, EV chargers & heat pumps
Fast, free eligibility checks — we match UK businesses with vetted lenders & brokers for green equipment funding.
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Quick answer (TL;DR)
Yes. UK Business Loans helps UK businesses source sustainability and green equipment finance — covering projects such as commercial solar PV, EV chargers and heat pumps. We don’t provide loans ourselves: we introduce you to vetted lenders and brokers who specialise in equipment finance. Submit a short enquiry for a free eligibility check and lenders/brokers will contact you with tailored quotes.
What is equipment finance?
Equipment finance (also called asset finance) lets a business acquire plant, machinery or technology while spreading the cost over time. Instead of paying the full purchase price up front, you use finance structures that match repayments to the useful life of the asset.
Common structures:
- Hire Purchase (HP) — you pay monthly and own the asset at the end.
- Finance lease — long-term use with a purchase option at term end.
- Operating lease — off‑balance-sheet rental for a set period.
- Asset refinance — release cash from owned equipment.
- Commercial loans / green loans — unsecured or secured lending for project costs.
For sustainability equipment, lenders often treat the asset itself as security, which can reduce the requirement for additional personal or property guarantees. Tax and accounting treatment differs by structure, so seek your accountant’s view once you have lender terms.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Green equipment we can help finance
Solar PV
Commercial solar PV is a common equipment finance candidate — from small rooftop systems on retail units to larger arrays for factories and warehouses.
- Typical project values: from ~£10,000 to £500,000+ depending on scale.
- Suitable finance: hire purchase, asset lease, commercial green loans or blended grant+finance structures.
- Benefits: preserve working capital, match repayments to system life, improve short‑term cashflow.
EV chargers
Funding covers single chargers for workplaces, multi-point installations for sites and car parks, and commercial rapid chargers for retail or public access.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
- Typical project values: from a few thousand to £100,000+ for multi-site rollouts.
- Common routes: equipment leasing, HP, or project finance blended with workplace charging grants.
- Notes: chargers, installation, civils and electrical upgrades can be included in the finance package.
Heat pumps
Air-source and ground-source heat pumps for commercial premises are financeable as long‑life energy assets.
- Typical project values: often from £10,000 upwards for smaller systems; larger HVAC renovations cost more.
- Suitable finance: equipment finance, green loans, energy performance contracts (through specialist brokers).
- Considerations: installation complexity, warranty and maintenance contracts may affect lender terms.
Image alt text suggestions: “Commercial rooftop solar PV array”; “Workplace EV charging station”; “Commercial air-source heat pump installation”.
Want a tailored match? Our equipment finance page explains common structures and options — explore equipment finance.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Who can apply — eligibility checklist
UK Business Loans introduces established businesses (company types below) to lenders and brokers that finance sustainability projects. We do not arrange sole-trader consumer loans.
- Business types accepted: limited companies, LLPs, partnerships, social enterprises and established franchises.
- Typical lender requirements: minimum trading history (varies), demonstrable turnover, reasonable commercial credit profile.
- Minimum finance size we commonly handle: from around £10,000 upwards.
- Documentation lenders may ask for: recent management accounts, signed contract/quotation for works, proof of premises (lease or title), ID for directors.
Unsure about eligibility? Get Quote Now — Free Eligibility Check and we’ll match you with the most suitable providers.
Typical finance options, rates & terms
Finance options and terms vary by lender, asset, and business profile. Below are typical structures and what to expect.
Common structures
- Hire Purchase (HP) — fixed monthly payments, ownership at the end. Often used for solar kits and charging hardware.
- Finance lease — lower initial cost, ownership optional at term end.
- Operating lease — rental model, suitable where upgrade flexibility matters.
- Commercial / Green loans — unsecured or secured term loans for installation and related costs.
- Blended finance — combining a grant or incentive with a loan or lease to reduce outlay.
Terms & pricing
Typical terms: 12 months up to 7–10 years depending on asset life. Interest rates and APRs depend on credit, deposit and LTV; some lenders offer preferential rates for recognised ‘green’ projects.
Loan-to-value (LTV) often reflects the residual value of the asset; deposits may be required in some cases. Exact costs will be provided by lenders after a full assessment.
Get Quote Now — Free Eligibility Check to receive offers tailored to your project.
Grants, incentives & blending finance
Many UK businesses combine grants or tax incentives with commercial finance to lower upfront costs.
- Workplace charging grants (where available) can reduce charger costs.
- Enhanced Capital Allowances or other tax allowances may improve project payback.
- Local authority or industry-specific funding may be available for energy improvement projects.
Important: confirm grant eligibility and payment timing before drawing down finance. Lenders and brokers on our panel commonly structure packages that account for expected grant receipts.
How UK Business Loans works — step by step
- Complete a short enquiry form (takes 1–2 minutes). This is not an application — it’s information to help us match you.
- We match your request with vetted lenders and brokers experienced in sustainability equipment finance.
- Selected providers contact you with tailored quotes and next steps — often within hours.
- Compare offers, choose the lender/broker you prefer and proceed directly with them to complete checks and sign documents.
Start Your Free Eligibility Check
Note: UK Business Loans is an introducer. We do not provide loans and we do not give regulated financial advice. You’re under no obligation to accept any offers.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Why choose UK Business Loans
- Fast matches — save time by receiving targeted lender contacts instead of searching dozens of providers.
- Vetted panel — lenders and brokers experienced in equipment and sustainability projects.
- Free to use — submitting an enquiry does not cost your business anything and does not commit you to proceed.
- Confidential & secure — we share details only with selected providers able to help with your request.
Short case studies
Case 1 — 50kW rooftop solar for light manufacturing
Problem: High energy costs and limited capital for upfront purchase. Solution: Matched with a hire purchase facility that covered equipment and installation. Result: Zero upfront cost, predictable monthly payments and improved energy spend.
Case 2 — Retail park EV charger roll‑out
Problem: Desire to add EV chargers but avoid high capital spend. Solution: Blended lease plus workplace charging grant assistance via a specialist broker. Result: Fast installation, minimal upfront outlay and improved customer dwell time.
Frequently asked questions
Do you lend directly?
No — we introduce you to lenders and brokers who provide finance. You will deal directly with any lender/broker that contacts you.
What sizes of projects do lenders cover?
Many lenders will consider projects from around £10,000 upwards; larger commercial schemes are commonly supported. Exact thresholds vary by provider.
Will applying affect my credit score?
Submitting an enquiry is a soft, non‑binding step and does not affect your credit score. Lenders may carry out credit checks later if you decide to proceed.
How long until I receive quotes?
Often within hours during working periods. Full, formal offers depend on lender checks and documentation turnaround.
Can I finance part of a project after receiving a grant?
Yes. Many providers will structure funding around expected grants, but timing is critical — confirm grant schedules before drawing down finance.
Are your lenders and brokers vetted?
Yes — we vet partners for experience in commercial and sustainability equipment finance. You will work directly with the lender or broker you select.
Ready to fund your sustainability project?
Start your free eligibility check now. Complete our short enquiry and we’ll match your business with lenders and brokers who can provide competitive quotes for your solar, EV charger or heat pump project.
Start Your Enquiry — Get My Free Quote
By submitting you consent to us sharing your details with approved lenders & brokers so they can contact you about suitable finance options. This enquiry is not an application and carries no obligation.
Legal & compliance
UK Business Loans is an introducer; we do not lend and we do not provide regulated financial advice. Any credit decision, terms and regulatory disclosures are provided by the lender or broker that you choose to deal with. Using our service is free and no obligation. We recommend you obtain independent regulated advice where appropriate.
1. How can I get equipment finance for solar PV, EV chargers or heat pumps?
Complete UK Business Loans’ free eligibility check and we’ll introduce your business to vetted lenders and brokers who can provide tailored equipment finance quotes.
2. Will submitting an enquiry affect my business credit score?
No — submitting our short, non‑binding eligibility enquiry is a soft check that does not affect your business credit score, though lenders may run formal checks later if you proceed.
3. What types of finance are available for green equipment?
Common options include hire purchase, finance leases, operating leases, asset refinance and commercial or green loans suitable for solar, EV chargers and heat pumps.
4. What project sizes can be financed for sustainability equipment?
Most lenders on our panel consider projects from around £10,000 upwards, with facilities available for much larger commercial schemes.
5. Can I combine grants or government incentives with equipment finance?
Yes — many lenders will structure blended finance around expected grants or workplace charging incentives, but you should confirm grant eligibility and timing before drawing down funds.
6. How quickly will I receive quotes after I submit an enquiry?
Selected vetted lenders and brokers often respond within hours during business periods, with formal offers depending on documentation and credit checks.
7. What documents will lenders usually ask for when seeking equipment finance?
Typical requirements include recent management accounts, supplier quotations or signed contracts, proof of premises (lease or title) and ID for directors or partners.
8. Do you lend directly or provide regulated financial advice?
No — UK Business Loans is an introducer that connects you with lenders and brokers; we do not lend money or provide regulated financial advice.
9. Are the lenders and brokers you introduce vetted and regulated?
Yes — we work with a vetted panel of experienced lenders and brokers, many of whom operate under FCA guidelines and industry best practice.
10. How do I start applying for a business loan or equipment finance through UK Business Loans?
Start by completing our quick two‑minute free enquiry form and we’ll match your business with suitable UK lenders and brokers to discuss finance options.