Intro & Quick Reassurance

Need fast finance for materials, plant, vehicles or contract cashflow? UK Business Loans helps building services firms find lenders and brokers quickly — and we do that while keeping your data safe. We do not provide loans ourselves; we act as an introducer and only share your details with carefully selected partners who can help your sector and deal size. The enquiry form is quick, free and non‑binding — not a formal loan application. Get Started — Free Eligibility Check (takes under 2 minutes).

Microcopy: Takes <2 minutes. Free, no obligation. No impact on credit score for initial matching.

Why data protection matters for building services firms

Companies in construction and building services handle sensitive commercial information — contract values, supplier lists, VAT and turnover figures, and director contact details. If handled carelessly that information can lead to unwanted solicitations, reputational risk, or misuse. For firms that rely on tenders and client relationships, targeted, relevant sharing is essential: lenders who understand the trades are more likely to offer appropriate solutions, and irrelevant sharing increases noise and risk.

What data we collect — and why

We only ask for the minimum information needed to match you to suitable lenders and brokers. Typical fields include:

• Company details: business name, company registration number (if applicable) — helps match legal entity and sector.
• Contact details: director/decision‑maker name, phone and business email — so lenders can reach the correct person quickly.
• Location: business postcode or trading address — to match local lenders or region‑specific products.
• Trading details: turnover band, years trading — used to filter lender suitability.
• Finance need: loan amount required and purpose (plant, vehicles, contract cashflow, equipment) — to identify the right product type.
• Optional: short notes on credit history or prior refusals — helps prevent mismatched approaches.

We do not request bank account or payment details as part of the initial enquiry. The lawful basis for processing is your explicit consent to be introduced to lenders and our legitimate interest in operating and improving the matching service; full details are available in our Privacy Policy.

How we keep your data safe — technical and organisational measures

Protecting your data is a combination of solid technology and strict procedures. Key safeguards we use include:

Encryption

All data submitted to our site is encrypted in transit using industry‑standard TLS (HTTPS). Where stored, personal data is encrypted at rest using strong encryption algorithms. That means data cannot be read if intercepted or if storage is compromised.

Secure hosting & infrastructure

We use reputable UK/European hosting providers with hardened platforms, firewalls, and regular patching. Servers are monitored 24/7 and backed up according to secure operational procedures.

Access control & staff safeguards

• Role‑based access: only authorised staff and selected matching teams can access lead details.
• Multi‑factor authentication (MFA) for all admin accounts.
• Regular staff training on data protection and confidentiality obligations.

Supplier due diligence

Every lender and broker we introduce to is subject to vetting that includes data protection checks. We put Data Processing Agreements (DPAs) in place and require partners to meet UK data protection standards and confidentiality clauses.

Testing, monitoring & incident response

We run periodic vulnerability scans and arrange third‑party penetration tests. In the unlikely event of an incident we have a documented breach response plan, including timely notifications to affected businesses and regulatory reporting where required.

How we match and share your data — only to appropriate lenders

Our goal is to put you in front of lenders and brokers who understand building services — not to broadcast your details to everyone. Here’s how we ensure that:

Smart matching plus human review

We use sector, deal size, location and basic credit profile filters to match enquires. A trained agent then reviews the match to confirm relevance before any data is shared — this prevents irrelevant or untargeted sharing.

Vetting lenders for the trades

We maintain lender profiles that specify which verticals they serve (plant finance, contract cashflow, invoice finance, vehicle finance, etc.). Only lenders and brokers approved for the building and trades vertical receive those leads.

Minimum data shared

We share only the information necessary to obtain a quote: company name, contact name, phone/email, approximate loan amount, turnover band, purpose and location. Bank account details and sensitive documents are never shared at the initial introduction — a lender will request those directly if they progress your case.

Consent, logging & withdrawal

Your consent is captured explicitly on the enquiry form (a required, unticked checkbox with a link to our Privacy Policy). We log the timestamp and IP address of consent for audit purposes. You can withdraw consent any time — we’ll stop new introductions immediately. If a lead has already been shared, we will contact the recipient lender to request deletion, and we’ll guide you through the process.

For more detail on lenders in our construction panel see our industry overview on building services business loans.

Your rights and how to exercise them

You have clear rights over your personal data. In plain language, you can:

• Ask for a copy of the data we hold about you (subject access).
• Ask us to correct inaccurate information.
• Request erasure (the right to be forgotten), subject to legal or contractual retention obligations.
• Object to or restrict processing, or withdraw consent for lead introductions.
• Ask for portability of data where applicable.

To make a request, please see our Privacy Policy or email privacy@ukbusinessloans.co. We aim to acknowledge requests within 5 working days and respond within statutory timescales (typically 30 days).

Retention policy — what we keep and for how long

We retain active enquiry details while your enquiry is being processed. Typical timeframes:

• Active enquiry data: retained while matching and for up to 24 months for service improvement and compliance review.
• Records required for legal or accounting reasons: may be retained in limited form for up to 6 years.
• Inactive or anonymised leads: either anonymised or deleted sooner where possible.

Exact retention schedules are defined in our Privacy Policy; if you require earlier deletion, contact privacy@ukbusinessloans.co.

Real examples — what sharing looks like for a builder or HVAC firm

Example 1 — Small installer (approx. £25k van + equipment): we share company name, contact, postcode, turnover band, loan amount and purpose. A vehicle/equipment lender with expertise in small fleet finance may contact within 24 hours to request a quote.

Example 2 — Medium contractor (approx. £250k materials & contract cashflow): we match to lenders experienced in contract cashflow and larger asset finance. We may share turnover band and contract value estimates to enable a realistic initial offer. Expect contact within 24–48 hours.

Note: bank details or full financial statements are not shared at point of introduction — lenders ask these directly once you choose to progress.

Questions, complaints & escalation

If you have concerns about how your data was handled, contact privacy@ukbusinessloans.co and we will acknowledge within 3 working days and investigate. If you remain dissatisfied you can escalate to the Information Commissioner’s Office (ICO). If a partner lender breaches contractual obligations, we will investigate, take remedial steps and notify affected businesses where appropriate.

Ready to be matched? Quick, free & no obligation

Want a rapid introduction to lenders and brokers who understand building services finance? Complete our short enquiry and we’ll match you to the best providers for your needs. It’s free, takes under 2 minutes, and the form is only used to find suitable partners — not to make a loan decision.

Free Eligibility Check — No obligation. No impact on your credit score for initial matching.

Frequently asked questions

Will submitting an enquiry affect my credit score?

No. Completing our enquiry form does not impact your credit score. Lenders may only perform credit checks if you progress with a formal application.

Which lenders will you share my data with?

We only introduce you to vetted lenders and brokers who specialise in building services and relevant finance types. We share only the minimum details needed to get a quote.

Can I choose which lenders see my enquiry?

You can state preferences or opt out of specific channels when you complete the form; we will respect reasonable requests and advise on next steps.

What if I don’t want to be contacted by phone?

You can specify contact preferences on the enquiry form (email only, do not call). We’ll pass that preference on to matched lenders.

How quickly will lenders contact me?

Often within hours during business hours; typically within 24–48 hours. Response times vary by partner and deal complexity.

How can I delete my data?

Request deletion via privacy@ukbusinessloans.co or through the instructions in our Privacy Policy. We will stop further introductions and will request deletion from partners where applicable.

Related resources

• Privacy Policy
• Terms & Conditions
• About Us
• Contact
• Cookies Policy