Does UK Business Loans pass on my information for hotel finance enquiries?

Table of contents
– Summary: short answer and next steps (#summary)
– Why we share your details (and how it helps hotels) (#why-we-share)
– What we ask for on the enquiry form (#what-we-ask)
– Exactly what we pass on for hotel finance enquiries (#what-we-pass)
– Examples of typical data flows (#examples)
– Who receives your information (#who-receives)
– Legal basis, your rights and data security (#legal-gdpr)
– Credit checks — when they happen and what they mean (#credit-checks)
– How long matching takes & what to expect next (#timeline)
– Hotel finance use-cases and the likely data needed (#use-cases)
– Privacy FAQ — short, practical answers (#faq)
– Get started: free, no-obligation eligibility check (#cta)
– Related resources and internal link (#related)
– Final reassurance and important notice (#final-note)
– JSON-LD schema for this page (paste into site head or before closing body) (#schema)

Summary: short answer and next steps
Short answer: yes — when you submit a hotel finance enquiry to UK Business Loans we will share selected business and contact details with a small number of carefully chosen lenders and brokers who can assess your request and provide quotes. We only share what’s necessary to match you to appropriate providers and we do this so you get fast, relevant responses (indicative quotes or requests for more information). Your initial enquiry does not trigger a credit check. To start, complete a quick form for a Free Eligibility Check and one of our matched brokers or lenders will be in touch. Get Quote Now — Free Eligibility Check.

Why we share your details (and how it helps hotels)
We share information because lenders and brokers need basic facts to decide quickly whether they can help, and to prepare indicative offers. For hotels this means matching you with partners who specialise in hospitality: commercial mortgage brokers, hotel refinance specialists, asset or fit-out finance providers, and alternative lenders who understand seasonal cashflow.

Benefits to hotel owners:
– Faster responses and more accurate quotes because partners see the right facts up-front.
– Less time filling out multiple forms — we do the matching once and share the enquiry with suitable partners.
– Access to specialist providers for refurbishment, refinance, acquisition, working capital or equipment finance.
Our service is free and no-obligation for businesses. UK Business Loans does not itself lend — we connect you with lenders and brokers who may contact you with quotes once you complete the enquiry form.

What we ask for on the Enquiry Form
We keep the form focused so it takes only a few minutes. Typical fields include:
– Business name and registration number (if a limited company)
– Trading address and property address (if different)
– Contact name, phone and business email
– Years trading and annual turnover (approximate)
– Number of rooms and whether the property is freehold or leasehold
– Loan amount required (we typically arrange loans from around £10,000 upwards)
– Purpose of funds (refurbishment, refinance, acquisition, working capital, equipment)
– Whether an existing mortgage is in place and approximate outstanding balance
– Optional: attach latest accounts, management accounts, business plan or supplier quotes

Note: attachments are optional at the initial enquiry. The enquiry form is for matching only — it is not a formal loan application.

Exactly what we pass on for hotel finance enquiries
We only pass what is necessary to match you to the right lenders or brokers. Information is grouped into “essential” (shared by default) and “helpful / optional” (shared only if provided).

Essential information we typically share:
– Business name and trading address
– Contact name, telephone number and email
– Loan amount requested and purpose of the funds
– Approximate turnover and years trading
– Property details relevant to hotels (number of rooms, ownership status, address)
– High-level details of any existing debt (e.g., current mortgage balance)

Helpful / optional information we may share (if you upload it):
– Latest annual accounts or management accounts
– Business plan or refurbishment cost breakdown
– Supplier or contractor quotes for fit-out or equipment
– Details of tenancy, lease terms or franchise agreements
– Asset inventories (for asset finance requests)

Sensitive personal data and identity checks
We do not pass highly sensitive personal data (such as dates of birth, National Insurance numbers or full personal financial details) as part of the initial matching process. Lenders or brokers may request this later if you decide to progress to a full application — they will ask for your explicit consent before conducting identity checks or hard credit searches.

How we match and limit sharing
– Matching logic is sector-focused: enquiries for hotels are shared only with partners experienced in hospitality finance.
– We use a limited distribution list per enquiry (not a broad marketplace broadcast).
– Data is transmitted via secure channels to partners and stored on encrypted systems until required or deleted.

Examples (short)
– Refurbishment quote: we send loan amount, property ownership, planned works and turnover to fit-out lenders and commercial mortgage brokers.
– Refinance: we share existing mortgage details, ownership status and recent accounts with commercial mortgage brokers.
– Working capital: we send turnover, seasonality notes and loan amount to alternative lenders and invoice finance brokers.

Who receives your information
Your details are shared only with trusted finance partners who can realistically help your hotel. Typical recipient types:
– Commercial mortgage brokers and lenders who handle property finance for hotels.
– Specialist hotel and hospitality brokers who know the sector.
– Asset finance and equipment lenders (kitchen, laundry, boilers).
– Alternative finance providers for seasonal cashflow or short-term needs.
We vet partners for reputation and suitability. We do not sell data to unrelated advertisers or data brokers.

Legal basis, your rights and data security
Legal basis for processing
– Primary basis: your consent given when you submit the enquiry.
– Secondary / necessary activities: legitimate interest to match businesses with lenders (minimised and balanced).

Your GDPR rights (how to exercise them)
– Access: request a copy of the personal data we hold about you.
– Rectification: ask us to correct inaccurate data.
– Erasure: request deletion of your data (subject to legal retention requirements).
– Restriction or objection: ask us to stop processing or sharing your data.
– Data portability: request your data in a usable format.

To exercise any right, contact our data team via the contact details on our Privacy Policy (link in the footer). We normally respond within one month.

Security measures
– Enquiry pages use HTTPS and encrypted transmission.
– Data is stored on secure systems with access controls.
– We limit access to staff who need the information to match your enquiry.
– Partners we work with must agree to handle your data appropriately.

Data retention
We retain enquiry data for the time necessary to fulfil matching and any legitimate follow-up (typical retention periods are set out in our Privacy Policy). If you request deletion we will action it unless there is a lawful reason to retain (e.g., for fraud prevention or to satisfy a contractual or legal obligation).

Credit checks — when they happen and what that means
Submitting an initial enquiry does not trigger a credit check. The process is designed as a soft, non-credit-impact matching step.

When credit checks may occur:
– If you choose to progress with an introducer, broker or lender, they will explain what checks they will run and ask for explicit permission.
– Checks fall into two types:
– Soft checks: initial affordability or eligibility checks that usually do not affect your credit score.
– Hard searches: performed as part of a formal application and recorded on your credit file (these require your consent and lenders must inform you).

We make it clear before any hard credit check takes place so you can decide whether to proceed.

How long matching takes & what to expect next
– Typical response window: many enquiries receive a response within hours during working days; more complex requests may take up to 48 hours.
– Next steps after you submit:
1. We identify suitable partners and share your enquiry securely.
2. A matched broker or lender contacts you by phone or email to discuss options.
3. They may request further documents to provide an indicative quote.
4. If you agree to proceed, they will explain any credit checks and the formal application steps.

If you’re ready to get started, complete a short form for a Free Eligibility Check: Get Quote Now — Free Eligibility Check.

Real hotel finance use-cases and typical data shared
– Refurbishment / fit-out: loan amount, property ownership, contractor quotes, turnover → shared with fit-out lenders and commercial mortgage brokers.
– Refinance: current lender, outstanding mortgage, valuation details, latest accounts → shared with commercial mortgage brokers.
– Acquisition or purchase: purchase price, deposit amount, projected turnover → shared with commercial mortgage lenders and brokers.
– Seasonal working capital: turnover patterns, months of peak/low trading, required amount → shared with alternative lenders or invoice finance brokers.
– Asset finance (equipment): supplier quotes, equipment list, VAT status, turnover → shared with asset finance providers.

Privacy FAQ — short, practical answers
Q: Will submitting an enquiry affect my credit score?
A: No — the initial enquiry and matching do not trigger credit checks. Credit checks happen only with your explicit permission during a formal application.

Q: Who will see my personal data?
A: Only selected lenders and brokers relevant to hotel finance and our internal match team. We don’t sell data to unrelated third parties.

Q: Can I withdraw consent?
A: Yes — contact our data team or use the privacy controls on our site to stop further sharing or request deletion.

Q: Do you share data outside the UK?
A: We primarily work with UK-based partners. If cross-border transfers are required, they will be made under lawful safeguards — full details in our Privacy Policy.

Q: Will I get marketing emails?
A: Only if you explicitly opt in. You can opt out at any time.

Q: Why do you need director information?
A: Basic director contact details help lenders and brokers assess suitability and enable later identity and credit checks (only with your consent).

Get started: free, no-obligation eligibility check
We make matching quick and simple. If you need hotel finance of around £10,000 or more and want a fast, no-cost way to see your options, complete a short enquiry and we will connect you to lenders and brokers that can help. Get Quote Now — Free Eligibility Check.

Related resources and internal link
If you want a broader overview of hotel funding options and the sector, see our hotels business loans resource on the industry page: hotels business loans.

Final reassurance and important notice
UK Business Loans acts solely as an introducer — we do not lend or provide regulated financial advice. We connect hotel owners and hospitality businesses with lenders and brokers who can offer finance proposals tailored to your needs. Our service is free and no-obligation to use; you only progress if you choose to. Important: when you complete the enquiry form, we may receive a fee from the lender or broker if a deal is completed.

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Important notice
UK Business Loans acts only as an introducer and does not provide loans or regulated financial advice. We match hotel businesses to lenders and brokers; lenders make lending decisions and will perform formal checks if you choose to proceed. For full details on how we use your data and how to contact our data team, see our Privacy Policy.- Will submitting a hotel finance enquiry with UK Business Loans affect my credit score?
No — the initial enquiry is a non-credit-impact matching step and lenders will only run soft or hard credit checks with your explicit permission during a formal application.

– What information does UK Business Loans share with lenders and brokers for hotel finance enquiries?
We share essential business and contact details (business name, trading address, contact name, phone, email), loan amount and purpose, turnover, years trading, property details (number of rooms, freehold/leasehold) and high-level debt information, plus any optional documents you upload.

– Who will receive my hotel finance enquiry?
Only vetted, specialist lenders and brokers relevant to hotel and hospitality finance — such as commercial mortgage brokers, fit-out and asset finance providers, and alternative lenders — will receive your details.

– Is using UK Business Loans free and am I obliged to accept any offers?
Yes — our service and Free Eligibility Check are completely free and no-obligation, and you only proceed if you choose to accept an offer from a lender or broker.

– How quickly will I hear back after submitting a hotel finance enquiry?
Many enquiries receive a response within hours on working days, while more complex requests may take up to 48 hours for a matched broker or lender to contact you.

– What loan amounts can I enquire about for hotels via UK Business Loans?
Our partners typically arrange hotel finance from around £10,000 up to multi‑million commercial facilities, depending on the lender and your needs.

– Will you share my sensitive personal data (e.g., date of birth, NI number) when matching my enquiry?
No — we do not pass highly sensitive personal data during initial matching; lenders may request those details later and will ask for your explicit consent before identity or hard credit checks.

– How does UK Business Loans match my hotel to the right lenders and limit who sees my data?
We use sector-focused matching logic and a limited distribution list so only relevant, trusted partners who specialise in hospitality finance receive the necessary details to provide indicative quotes.

– Can I withdraw consent or ask UK Business Loans to delete my enquiry data?
Yes — you can contact our data team or use the privacy controls on our site to withdraw consent or request erasure, subject to any legal or fraud-prevention retention requirements.

– What documents should I upload to improve the quality of hotel finance quotes?
Helpful uploads include recent annual or management accounts, contractor or supplier quotes for refurbishments, a business plan or projected cashflow, and lease or franchise agreements to enable more accurate lender responses.