Restaurant Equipment Finance — Quick Online Quote for Ovens, Refrigeration & EPOS
Summary (short answer): Yes — you can get a quick online quote from UK Business Loans for restaurant equipment finance such as ovens, refrigeration and EPOS. Complete our short enquiry form and we’ll match your business with lenders and brokers who specialise in catering equipment finance. The enquiry is a free, no‑obligation information request (not an application) and usually produces initial quotes or calls within hours for straightforward requests. Get Quote Now
Table of contents
- Short answer: Yes — here’s how
- How UK Business Loans gets you a quick quote
- What restaurant equipment can be financed?
- Common finance options for restaurants
- How fast is a “quick online quote”?
- What you’ll need for a fast quote
- Typical eligibility and key considerations
- After you submit — what happens next
- FAQs
- Get your quick, no‑obligation quote
Short answer: Yes — here’s how
Yes — UK Business Loans can provide a quick online quote for restaurant equipment finance. Our role is to introduce your enquiry to lenders and brokers who specialise in hospitality equipment funding. You fill in a short enquiry form (under 2 minutes), we match your details to appropriate partners, and you receive contact and indicative quotes by email or phone.
Benefits of using our quick online enquiry:
- Speed — a short form and fast matching process.
- Free — no cost and no obligation to proceed.
- Choice — compare multiple options from lenders/brokers who understand restaurant finance.
Get Started — Free Eligibility Check
How UK Business Loans gets you a quick quote (2‑minute form → matched lenders → quote)
The enquiry form — what’s asked and how long it takes
Our online enquiry asks for essential business details and a few specifics about the equipment you want to finance. Typical fields include business name, contact, trading history, equipment type and cost, preferred term and an estimated credit profile. Most users complete it in under two minutes.
Matching logic — sector-specialist lenders and product matching
We match your enquiry to lenders and brokers that have experience in hospitality and restaurant equipment — the ones most likely to provide competitive, realistic quotes for ovens, walk‑in chillers, EPOS systems and fit‑outs. Matches consider equipment type, amount, supplier (if any), and business profile.
What lenders and brokers do next
After you submit the enquiry we send your details to selected partners. You’ll typically receive:
- An initial contact (phone or email) to clarify details;
- An indicative quote or proposal based on the supplied information;
- A request for supporting documents only if you choose to proceed.
Typical timeline: many straightforward enquiries receive a response within hours; more complex or high-value requests usually take 24–72 hours.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Free Eligibility Check — Start your enquiry
What restaurant equipment can be financed?
Most professional catering equipment is financeable. Common categories include:
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
- Kitchen: combi ovens, ranges, fryers, grills, pizza ovens (often via hire purchase or asset finance).
- Refrigeration: walk‑in chillers/freezers, undercounter and display fridges (finance or lease options apply).
- Front‑of‑house & POS: EPOS systems, display screens, card terminals, seating and tables (often leased or financed as assets).
- Smallwares & appliances: dishwashers, mixers, vacuum pack machines.
- Fit‑out & installation: sometimes financed alongside equipment, depending on lender criteria.
Typical finance products used: asset finance (hire purchase, finance lease), lease agreements, vendor/supplier finance, and short‑term working capital where required.
Get a tailored quote for your equipment
What finance options lenders and brokers will offer
- Asset finance (hire purchase): common for high‑value ovens and refrigeration; you usually gain ownership after final payment.
- Leasing (operational finance lease): allows equipment use without ownership; may include maintenance packages.
- Vendor / supplier finance: arranged through equipment suppliers — often quick and convenient.
- Finance lease vs hire purchase: hire purchase typically includes ownership at the end; finance leases do not automatically transfer ownership.
- Short‑term loans & working capital: for second‑hand purchases, deposits or installation costs.
- VAT & pricing considerations: financing can be arranged inclusive or exclusive of VAT — this affects monthly payments and structure.
Lenders will provide indicative terms only after seeing the enquiry; rates and requirements vary by partner and borrower profile.
How fast is a “quick online quote”?
Expected turnaround times:
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
- Simple requests (single new unit, typical value): same day to 24 hours.
- Supplier/Vendor finance for new equipment: often immediate or within 24–48 hours if the supplier supports rapid credit decisions.
- Large / complex deals (multiple units, used equipment, weaker credit): 48–72+ hours due to additional checks and valuations.
Factors that affect speed include the requested amount, company age and accounts, equipment age (new vs used), and whether a supplier quotation is provided. The initial match and indicative quotes are generally based on a soft eligibility check (no impact on your credit file). Lenders may run hard credit checks later with your consent.
Free Eligibility Check — Start now
What you’ll need for a fast quote
Provide the following to speed up responses:
- Business name, trading address and contact details;
- Type of business and years trading;
- Equipment details — make/model, new or used, supplier name (attach supplier quote if available);
- Finance amount required and preferred term;
- Approximate credit status (good/fair/poor) — optional but helpful.
Tip: upload the supplier’s pro‑forma invoice or quote — lenders can price deals much faster with an exact cost and installation detail.
Typical eligibility and other considerations
Who we typically help: limited companies, franchisees, and growing hospitality businesses seeking equipment funding of £10,000 and above.
Key points:
- Minimum typical finance amount: from around £10,000 (smaller amounts are less commonly placed through equipment finance panels).
- Security: equipment is often taken as primary security; some lenders may require personal guarantees for certain applicants.
- Used equipment: financeable, but lenders consider age, condition and maintenance history — provide photos and service records where possible.
- VAT, warranties and maintenance packages can influence lenders’ appetite and terms.
After you submit — what happens next
- Confirmation: you’ll receive an acknowledgement of your enquiry.
- Matching: we share details with selected lenders/brokers best suited to your request.
- Contact: partners will get in touch to discuss options and provide indicative quotes.
- Compare & choose: review offers and decide which to proceed with — you are under no obligation to accept any quote.
- Final checks & completion: if you choose a lender, they complete formal checks (which may include a hard credit search) and finalise documentation.
Remember: the enquiry is not an application. It is an information request that helps lenders provide the right quotes. You can decline offers at any stage.
Start your free eligibility check
FAQs
Is UK Business Loans a lender?
No — we are an introducer. We connect businesses to lenders and brokers who can provide finance.
Will applying affect my credit score?
No — the initial enquiry and matching use a soft eligibility check only. Lenders may perform hard credit checks later, but only with your permission if you choose to proceed.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
How quickly will I receive quotes?
Many simple enquiries get an initial response within hours during business hours. More complex or larger deals can take 24–72+ hours.
Can I finance used equipment?
Yes — many lenders will finance used catering equipment. Provide age, condition, photos and any service history to speed up assessment.
Do I need a deposit?
It depends on the lender, equipment and business profile — deposits (or initial rentals) of 0–20% are typical in some cases.
What finance amounts are typical?
We generally help arrange equipment finance for sums of £10,000 and upwards. Larger packages are available too, depending on lender appetite.
Ready to get a quick, no‑obligation restaurant equipment quote?
Whether you need a new combi oven, a walk‑in chiller or EPOS for a new site, complete our short enquiry — it takes under 2 minutes and does not affect your credit file. We’ll match you with lenders and brokers who can provide tailored quotes for your business.
Get Quote Now — Free Eligibility Check
Learn more about specialised industry solutions on our restaurants page: restaurants business loans.
1. Can I get a quick online quote for restaurant equipment finance like ovens, refrigeration or EPOS?
Yes — complete UK Business Loans’ short enquiry form and we’ll match you to specialist lenders and brokers who typically provide indicative quotes within hours for straightforward requests.
2. What restaurant equipment can be financed?
Most professional catering kit is financeable, including combi ovens, ranges, fryers, walk‑in chillers/freezers, EPOS systems, dishwashers, mixers and fit‑out costs (new or used subject to lender criteria).
3. How long does a “quick online quote” usually take?
Simple enquiries often get an initial response same day or within 24 hours, while larger or more complex deals can take 48–72+ hours.
4. Will submitting an enquiry affect my business credit score?
No — the initial enquiry uses a soft eligibility check that does not impact your credit file, and lenders only run hard searches later with your consent.
5. What finance options are available for catering equipment?
Common options include asset finance (hire purchase), operational leasing, vendor/supplier finance and short‑term loans or working capital facilities.
6. How much can I borrow for restaurant equipment?
UK Business Loans typically helps arrange equipment finance from around £10,000 upwards, with larger packages available depending on lender appetite.
7. Do I need a deposit or personal guarantee to finance equipment?
It depends on the lender and profile — deposits or initial rentals of 0–20% are common and some lenders may request personal guarantees for certain applicants.
8. Can I finance used kitchen or refrigeration equipment?
Yes — many lenders will finance used catering equipment but will consider age, condition and maintenance history, so supply photos and service records where possible.
9. What information speeds up getting an accurate quote?
Provide business name, trading history, equipment make/model, supplier pro‑forma invoice or quote, desired finance amount and term, plus an estimated credit profile to accelerate responses.
10. Is the enquiry a formal application and am I obliged to accept any offers?
No — the enquiry is a free, no‑obligation information request to match you with suitable lenders/brokers and you are under no obligation to proceed with any quote.